# 预记智能账本-全资产安全记账软件 — 贷款理财一键同步记账

> Intelligent accounting software for fast, simple, and secure personal financial management. (iPhone/iPad app by YingShi(Beijing) International Trading Co., Ltd..)

- Source: https://appshunter.io/ios/app/id1274384590 (this page in markdown: same URL + `.md`)
- Developer: [YingShi(Beijing) International Trading Co., Ltd.](https://appshunter.io/developer/1719249557)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Rating: 5.00/5 from 5 App Store ratings · 20 written reviews indexed
- Age rating: 4+
- Requires: iOS 11.0 · 128 MB
- Languages: Chinese (Simplified, China)
- Released: 2017-10-12
- Data updated: 2026-09-07
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/id1274384590/reviews.md

## What is 预记智能账本?

预记记账是专业的智能生活记账软件
记账速度快流程简单，支持云同步
帮你快速做统计，省时省心省力

【产品概述】
预记记账是专业的智能生活记账软件
记账速度快流程简单，支持云同步
帮你快速做统计，省时省心省力

这可能是东半球体验最好的记账软件，年轻人都在用！
腾讯、微博、今日头条 360等媒体大力推荐！
 
【产品功能】
1）最快记账：最快的记账方法，开启3秒记账时代！
2）账目报表：收支记录占比统计，统计图表功能全！
3）方便安全：智能云同步账目，不怕换手机！
4）帮你赚钱：智能推荐理财功能，帮你快速实现资产升值！

摩比金服全力打造，预记智能账本让个人财务管理更便捷，记账体验从未如此畅快。
我们不断努力前行，只想让您体验更高效的记账方式。

## Key features

- Fast and simple expense tracking
- Cloud synchronization for data backup
- Detailed income and expense reports
- Smart financial management recommendations
- Asset growth and appreciation tools

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| vip月会员续订版12 | $1.49 | per month |
| vip半年会员续订版60 | $8.49 | per 6 months |
| vip年会员续订版98 | $13.99 | per year |


## Recent user reviews (10 of 20)

All indexed reviews: https://appshunter.io/ios/app/id1274384590/reviews.md

### 5/5 — 改进

*2019-04-08*

还有许多需要改进，一个账单里面希望可以加多个人，比如我和我老婆，这样可以看我们一起的状态和分别的状态

### 1/5 — 真的是不要越来越过分了

*2018-10-13*

这个软件真的是越做越过分的感觉，一开始真的很喜欢，但是到后面广告严重影响使用体验，不说加了广告，开软件多了广告我忍了，但是很难跳过广告界面是什么鬼？按了很难有反应！或者反应很慢！这两天居然连跳过按钮都没了？软件用户越来越多就失去本心了？还是本来就是打算这样的？很生气！想告诉开发者，不要为了钱而影响了用户体验！不是只有你一家而已，要是你们不重视我这样的用户，那么我滚可以了吧？再用一阵子，不行就换！

### 5/5 — 升级后功能非常强大

*2018-09-02*

升级后功能非常强大，而且终于能在自定义的情况下卡内转账，不过这一功能定位还不明确，有待改善，希望继续加油。不过升级之后有点卡，排布有些杂乱，不得不放弃了原来的简洁美和流畅性。

### 5/5 — 下载了七八个记账软件 这个真的不错

*2018-08-02*

无论是功能 界面 使用感受等的用户体验都还不错 也没有经常弹出一些理财广告 还有完善的空间 不过真的很不错

### 5/5 — 我爱预记智能账本记账

*2018-05-25*

现在新版本感觉更好用了，平时一些开支都可以在里面记，很好的管理自己的张单，感觉非常不错，是不错的记账软件

### 5/5 — 很不错，真的很不错

*2018-05-21*

用了挺久的了，感觉挺好的。每天消费后就拿出来记一下，都已经变成了生活中不可或缺的习惯了。就喜欢这样轻的软件，整个界面和主题还有皮肤什么的都挺好的！赞一个。

### 5/5 — 必须推荐！

*2018-05-11*

来是用的另一个记账软件，被预计智能账本的颜值吸引过来了，记账功能现在大家做的都差不多，但是做得这么好看的就很少了。

### 5/5 — 还好遇到了这个记账软件

*2018-05-09*

喜欢这种没有太多其他功能的单纯记账本

### 5/5 — 真的好用

*2018-05-09*

比较过几个，最后还是觉得预计智能账本比较适合我的记账习惯和思维方式

### 5/5 — 用了一下觉得还不错

*2018-05-04*

刚开始用，很不错，比我说之前下载的好多了，相信我能坚持下去，加油，学会记账，学会理财

## Frequently asked questions about 预记智能账本

### What is Yuji Smart Ledger?

Yuji Smart Ledger is a professional intelligent accounting software designed for fast and simple personal financial management. It supports cloud synchronization and offers smart recommendations for asset growth.

### How fast is Yuji Smart Ledger for recording transactions?

Yuji Smart Ledger claims to offer the fastest way to record transactions, initiating a '3-second accounting era' for users.

### Is my financial data safe with Yuji Smart Ledger?

Yes, the app emphasizes convenience and security, with intelligent cloud synchronization to ensure your account data is safe even if you switch phones.

### Does Yuji Smart Ledger have ads?

Yes, Yuji Smart Ledger contains advertisements, as indicated by the 'hasAds' flag in its data.

### What are the subscription options for Yuji Smart Ledger?

Yuji Smart Ledger offers VIP monthly, semi-annual, and annual membership plans with prices ranging from $1.49/month to $13.99/year.

### What kind of financial reports does Yuji Smart Ledger provide?

The app provides comprehensive statistical charts for income and expense records, showing the proportion of spending and income.

### What devices does Yuji Smart Ledger support?

Yuji Smart Ledger is available on iPhone, iPad, and iPod devices.

### How often is Yuji Smart Ledger updated?

The latest version of Yuji Smart Ledger is 4.0.7, and it was last updated on September 18, 2025, indicating regular updates.

## Version history (last 5 releases)

### 4.0.8 — 2026-07-02

优化用户体验

### 4.0.7 — 2025-09-18

Default ledger increased from 5 to 10, and some known bugs were fixed.

### 4.0.6 — 2023-10-31

1、增加了共享账本功能，避免重复支出和遗漏账目，更好地管理个人和共同的财务。
2、修正了导出账单图片无连接的问题。
3、修正了已知的问题，提升app稳定性。
4、优化用户体验。

### 4.0.5 — 2023-09-24

1、增加了共享账本功能，避免重复支出和遗漏账目，更好地管理个人和共同的财务。
2、修正了导出账单图片无连接的问题。
3、修正了已知的问题，提升app稳定性。
4、优化用户体验。

### 4.0.4 — 2022-12-07

1.优化用户体验
2.优化下载数据功能

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## More apps by YingShi(Beijing) International Trading Co., Ltd.

- [房贷计算器 - 2017最新央行官方公积金贷款利率](https://appshunter.io/ios/app/2017/id1157831896)
- [一笔记账-快速随手记账本](https://appshunter.io/ios/app/id1174676306)
- [随手记账](https://appshunter.io/ios/app/id1269518893)
- [装修记账-装修记账记录软件](https://appshunter.io/ios/app/id1311382550)

All apps by YingShi(Beijing) International Trading Co., Ltd.: https://appshunter.io/developer/1719249557

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-07.*