# 人品贷极速版-贷款借钱平台 — 51信用卡旗下小额借贷借款软件

> Online lending platform for quick, secure, and flexible personal loans. (iPhone/iPad app by 抚州市恩牛网络小额贷款有限公司.)

- Source: https://appshunter.io/ios/app/id1366226507 (this page in markdown: same URL + `.md`)
- Developer: [抚州市恩牛网络小额贷款有限公司](https://appshunter.io/developer/1346542067)
- Category: Finance, Lifestyle
- Price: Free
- Rating: 5.00/5 from 3 App Store ratings
- Age rating: 4+
- Requires: iOS 11.0 · 71 MB
- Released: 2018-04-22
- Data updated: 2026-06-10
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/id1366226507/reviews.md

## What is 人品贷极速版?

人品贷为您提供快捷、方便、安全的线上金融信贷服务。贷款可达20万，操作简单。
急用钱就来人品贷，3分钟申请快至5分钟到账，可实时提额。
开店老板借款福利，额度更高，利率更低。

【产品特点】
极速借款：自动化审单，快至5分钟放款！
额度灵活：小额轻松借，大额可达20万！
门槛超低：纯线上审核，无需任何抵押。
自主提额：额度根据信用状况变更，多维度认证，实时提额。
还款便捷：借款进度实时查询，还款信息清晰明了。
安全保护：完善安全的风控信用体系，让有信用的人过得更好！

【联系我们】
客服电话：952551

温馨提示:贷款有风险，借款需谨慎，请根据个人能力合理贷款；贷款资金由正规金融持牌放款机构提供，贷款额度、放款时间等以实际审批为准

## Key features

- Fast loan disbursement
- Flexible credit limits up to 200,000
- Low application threshold
- Online-only approval
- Real-time credit limit increases
- Convenient repayment tracking
- Secure credit system


## Frequently asked questions about 人品贷极速版

### What is the maximum loan amount on 人品贷?

The app offers flexible credit limits, with the potential to borrow up to 200,000. The actual loan amount and disbursement time are subject to the final approval.

### How quickly can I get a loan from 人品贷?

The application process is designed to be fast, with automated review and potential disbursement as quickly as 5 minutes after approval. The application itself can be completed in as little as 3 minutes.

### Does 人品贷 require collateral for loans?

No, the application process is entirely online and does not require any form of collateral or mortgage. Approval is based on a pure online audit.

### How can I increase my credit limit on 人品贷?

The app allows for real-time credit limit increases based on your credit status. This is achieved through multi-dimensional verification and by maintaining a good credit standing.

### Is 人品贷 safe to use?

The platform emphasizes a robust and secure risk control credit system. Loan funds are provided by officially licensed financial institutions, aiming to provide a secure lending environment.

### What devices does 人品贷 support?

人品贷 is available on iPhone and iPod devices. It was last updated on December 3, 2022, with version 7.6.2.

### Does 人品贷 have ads?

Yes, this app contains advertisements. As a free service, advertisements are displayed to support its operation.

### What is the user rating for 人品贷?

人品贷 has a high user rating of 5.0 stars based on 3 ratings. This suggests a very positive user sentiment among its reviewers.

## Version history (last 5 releases)

### 7.6.2 — 2022-12-03

本次更新：
- 修复了一些已知问题。

### 7.6.1 — 2022-10-21

本次更新： 
- 适配iPhone14。

### 7.6.0 — 2022-08-26

本次更新： 
- 修复了一些已知问题。

### 7.4.1 — 2022-03-22

本次更新： 
- 适配iOS15.4的系统。

### 7.4.0 — 2021-11-08

1、适配iOS15
2、部分已知问题修复

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| --- | --- | --- | --- |
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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*