# ОББ Мобайл

> Mobile banking app for account management, payments, and financial product applications. (iPhone/iPad app by United Bulgarian Bank.)

- Source: https://appshunter.io/ios/app/id1372810706 (this page in markdown: same URL + `.md`)
- Developer: [United Bulgarian Bank](https://appshunter.io/developer/1049308214)
- Category: Finance, Business
- Price: Free
- Rating: 4.70/5 from 710 App Store ratings · 128 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 642 MB
- Languages: American English
- Released: 2018-07-24
- Data updated: 2026-08-08
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/id1372810706/reviews.md

## What is ОББ Мобайл?

Все още не сте клиент на ОББ?
Няма проблем – станете наш клиент директно през мобилното приложение! Изберете подходящ за Вас план и се насладете на банкиране с лекота.
ОББ Мобайл Ви предлага още редица предимства:
Сигурен и бърз достъп
Влизате лесно с биометрия или ПИН код
Персонализирано изживяване
С тъмна или светла тема, скривате балансите си и персонализирате началния екран, като пренареждате карти и сметки и ги преименувате според предпочитанията си
Дигитален асистент на ваше разположение
Попитайте Кейт за всичко, което ви интересува, вече и с гласови команди
Лоялна програма Kate Coin
Събирайте и използвайте Kate Coins като правите покупки в ОББ и при наши партньори
 
Пълен контрол върху сметки и карти
Проследявате баланс и движения
Получавате известия при всяка транзакция
Блокирате или активирате карти с едно докосване
Добавяте карти към Apple Pay
Потвърждавате онлайн плащания с биометрия
 
Бързи и удобни преводи
blink Преводи по мобилен номер
Превеждате между собствени сметки
Нареждате незабавни преводи в евро, валутни и към бюджета
Плащате данъци и битови сметки
Създавате шаблони
 
Дигитални банкови продукти
Заявете изцяло онлайн за минути:
потребителски кредит
дебитна или кредитна карта
разплащателна сметка
депозит
 
Допълнителни услуги
Ново меню „На път“ – всичко за вашия автомобил и пътуване на едно място. Добавете данни за автомобил и бъдете информирани за важните срокове. Купете винетка или платете за паркиране в зона
Инвестиции
Заделяйте своето ресто и инвестирайте с ИнРесто или открийте Систематичен Инвестиционен План (СИП)
Застраховки
Сключвате и достъпвате всички Ваши дигитални застраховки от ДЗИ, създадени през ОББ Мобайл в един удобен изглед
Пенсионно осигуряване
Имате директен достъп до информация за партиди, договори и тяхното движение
Решения за бизнес клиенти
Подписвате създадени документи от ОББ Онлайн лесно и бързо с ПИН или биометрия през ОББ Мобайл
 
Открийте удобството на дигиталното банкиране с ОББ Мобайл!





Not a UBB customer yet?
No problem — become a UBB customer directly through the mobile app! Choose a plan that suits you best and enjoy effortless banking
UBB Mobile offers a wide range of functionalities:
Secure and fast access
Log in easily using biometrics or PIN code
Personalized еxperience
Choose between dark and light mode, hide your balances, and customize your home screen by rearranging and renaming your cards and accounts according to your preferences
AI assistant at your service
Ask Kate anything you need, now also with voice commands
Kate Coin loyalty program
Collect and redeem Kate Coins when making purchases with UBB and our partners
 
Full control of your accounts and cards
Monitor balances and transactions
Receive notifications for every transaction
Block or activate cards with a single tap
Add cards to Apple Pay
Confirm online payments using biometrics
 
Fast and convenient transfers
blink Transfers to mobile number
Transfer funds between own accounts
Initiate instant euro, foreign currency, or budget transfers
Pay taxes and utility bills
Create templates 
 
 
Digital banking products
Apply entirely online in just minutes for:
Consumer loan
Debit or credit card
Current account
Deposit
 
Additional services
The new “MyMobility” menu brings everything related to your car and travel into one place. Add a vehicle details and stay informed about important expiration dates. Purchase an e-vignette or pay for parking zones directly through the app
Investments
Save your spare change and invest with InRestо or open a Systematic Investment Plan (SIP)
Insurance
Access and manage all your digital insurances by DZI created through UBB Mobile in one convenient dashboard
Pension insurance
Get direct access to information about your pension accounts, contracts, and their performance
Solutions for corporate customers
Sign documents created in UBB Online quickly and securely using a PIN code or biometrics through UBB Mobile
 
Enjoy seamless banking and digital convenience with UBB Mobile!

## Key features

- Secure login with biometrics or PIN
- Account and card management
- Instant transfers and bill payments
- Digital product applications (loans, cards, accounts)
- Insurance and vignette purchases
- Dark/light theme options

## What do users think of ОББ Мобайл?

Overall sentiment: negative

**Pros**

- 👍 Easy to use interface
- 💳 Basic banking operations available
- 🌍 Supports multiple languages
- ⚡ Functional for simple transactions
- 🏦 Reliable for standard banking needs

**Cons**

- 🐛 Frequent crashes and freezes
- ⏱️ Extremely slow loading times
- 🔐 Poor security implementation
- 😤 Unintuitive user interface design
- 📱 Incompatible with accessibility settings
- 🔄 Session timeout issues
- ❌ Broken core functionalities
- 📊 Missing transaction descriptions
- 🚫 Apple Pay integration not working
- ⚠️ Inconsistent push notifications
- 🔌 Unreliable payment processing
- 😞 Degraded from previous versions
- 🎯 Confusing navigation and menus
- 🔗 Copy-paste functionality broken
- 📉 Delayed transaction reporting

**Commonly reported bugs**

- App crashes when selecting P2P transfer
- Login screen shows activation page repeatedly
- Cannot switch between company and private accounts
- iOS activation fails with Display Zoom/Larger Text enabled
- ePIN setting frozen on new cards
- Apple Pay button missing or non-functional
- Payment confirmation spinner never stops
- IBAN field acts unresponsive
- App logs out unexpectedly after inactivity
- Notification settings reset after app restart
- 3D Secure authentication broken
- Cannot add cards to Apple Wallet
- App crashes during currency transfers
- Error 100 without explanation on transfers
- App crashes after payment signing
- Blank screen after closing investment tab
- Cannot edit description in repeated transactions
- Onboarding process stuck on mailing address
- Card limit changes not working
- App crashes on iOS with certain configurations
- Account reactivation request loop
- Transfer to another bank crashes
- Transactions appear days later
- Service unavailable during submission
- App not compatible with iOS 18.1.1
- QR code login gives error and locks account
- Due bills no longer show in app
- Vignette purchase process incomplete
- Cannot complete transfers between own accounts
- Two accounts on same device cause system errors

**Most requested features**

- Longer session timeout duration
- Ability to paste IBAN numbers
- Support for special characters in descriptions
- Card limit management functionality
- Virtual card creation
- Transaction search and filtering
- Ability to save payment drafts
- Widget for account balance on home screen
- Multi-device support
- Transaction categorization and analytics
- Rename accounts and cards
- Two-factor authentication
- Pending transactions visibility
- Merchant name in transaction details
- Account balance history view
- Export transactions to PDF
- Ability to use app on multiple devices simultaneously
- Dark mode option
- Better error messages with solutions

## Recent user reviews (10 of 128)

All indexed reviews: https://appshunter.io/ios/app/id1372810706/reviews.md

### 1/5 — Primitive

*2026-07-02*

Completely stupid app.

**Developer response:** Dear Stan 2012, please excuse us for the inconvenience. We assure you that we are working on making UBB Mobile better. Thank you for your feedback. Kind regards, UBB Team.

### 1/5 — Never works

*2026-06-15, version 6.5.0*

It’s scary how bad this app is - constantly

### 1/5 — Not loading main menu so I can log into the bank

*2026-06-07*

Using for business purpose this bank since it was merged with raiffeisen bank, the worst app of banking ever, crashes a lot and most of the time menu will not even load, just an image of 2 tenis players and that’s all. WiFi and cellular, option neither work, reboot iphone not work, we are trying to get access into business bank account and this app not even loading, what a horrible work.

### 5/5 — Ms

*2026-05-26, version 6.4.0*

Служител клон Хладилника

### 1/5 — Най-лошото банково приложение което съм ползвал.

*2026-05-10, version 6.4.0*

Не съм се докосвал до по лошо банково приложение. Отвратително бъгаво, постоянно ме изхвърля и полета липсват когато искам да направя превод. Ту се появяват, ту изчезват. Отвратително!

### 5/5 — Phil

*2026-04-22*

Easy to use

### 1/5 — Worst bank under the sun

*2026-04-07, version 6.3.2*

The app reflects the bank itself — flawed and unhelpful.

### 5/5 — Благодаря!

*2026-01-22*

Много лесно и удобно приложение! Благодаря!

**Developer response:** Здравейте, Благодарим Ви за обратната връзка. Радваме се, че приложението работи според очакванията Ви и продължаваме развитието му.

### 2/5 — New user experience

*2026-01-15, version 6.2.0*

I am a new client of the bank. I use the app from the first day until now , more than a month. When i try to open the app it always show me the initial page for activating UBB Mobile App. The app should read from the local storage and to know that I already have an account and to show me the login page! It is frustrating, because each time i need to click on the “Info” then click “X” and go back, then only it will show me the login page

### 1/5 — Beceriksiz uygulama

*2026-01-15, version 6.2.0*

Bulgaristandaki her site ve uygulama gibi obb bankta aynı şekilde sürekli hata veriyor, hiç bir işlemi bankaya gitmeden yaptırmıyor. Asla beğenmedim.

## Frequently asked questions about ОББ Мобайл

### What can I do with the UBB Mobile app?

The UBB Mobile app allows you to manage your bank accounts and cards, make instant transfers, pay bills, apply for various financial products like loans and credit cards, and purchase insurance or electronic vignettes. It also offers secure login options and personalized features for a convenient banking experience.

### How do I log in to the UBB Mobile app?

You can log in securely to the UBB Mobile app using biometrics (like fingerprint or facial recognition) or a PIN code. If you are an existing UBB client with a username and password for UBB Online, you can use those credentials to access and activate the UBB Mobile app.

### Can I open a new bank account through the app?

Yes, if you are not yet a client of UBB, you can become one directly within the app. Opening a current account takes only a few minutes. The app also allows you to digitally apply for other products like debit cards, credit cards, and investment plans.

### What kind of payments can I make with the app?

You can make various types of payments through the UBB Mobile app, including transfers between your own accounts, instant transfers in BGN to third parties, currency and budget transfers, and easy registration and payment of utility bills. You can also create templates for recurring payments and scan IBANs with your camera.

### Is the UBB Mobile app free to use?

Based on the provided information, the UBB Mobile app is available for free. There are no mentions of subscription fees, in-app purchases, or ad-supported models, indicating it is a complimentary service for UBB clients.

## Version history (last 5 releases)

### 6.6.1 — 2026-08-05

Банкирането с ОББ Мобайл е още по-лесно и удобно. Тази версия включва нови функционалности, които ще направят клиентското преживяване отлично: 

Добавете автомобили в “На път” и следете важните срокове.
По-удобно и интуитивно изживяване при преводи в евро, валутни и към бюджета.
Вашите дигитални застраховки, създадени през ОББ Мобайл, в един удобен изглед.
Ще се радваме да чуем Вашата обратна връзка – не забравяйте да ни оцените!



Banking with UBB Mobile is easier and more convenient with the latest features. Here is what good stuff is heading your way:

Add vehicles in MyMobility and stay on top of important expiration dates.
Enjoy a smarter, more intuitive experience for euro, foreign, and budget transfers.
Your digital insurances, created via UBB Mobile, in one convenient dashboard.
As ever, we'd love to hear your feedback – don't forget to rate us!

### 6.6.0 — 2026-07-20

Банкирането с ОББ Мобайл е още по-лесно и удобно. Тази версия включва нови функционалности, които ще направят клиентското преживяване отлично: 

Добавете автомобили в “На път” и следете важните срокове.
По-удобно и интуитивно изживяване при преводи в евро, валутни и към бюджета.
Вашите дигитални застраховки, създадени през ОББ Мобайл, в един удобен изглед.
Ще се радваме да чуем Вашата обратна връзка – не забравяйте да ни оцените!


Banking with UBB Mobile is easier and more convenient with the latest features. Here is what good stuff is heading your way:

Add vehicles in MyMobility and stay on top of important expiration dates.
Enjoy a smarter, more intuitive experience for euro, foreign, and budget transfers.
Your digital insurances, created via UBB Mobile, in one convenient dashboard.
As ever, we'd love to hear your feedback – don't forget to rate us!

### 6.5.3 — 2026-06-24

Банкирането с ОББ Мобайл е още по-лесно и удобно.

Тази версия включва нови функционалности, които ще направят клиентското преживяване още по-приятно. 

Лоялността, която Ви носи реална стойност. Събирайте и използвайте Kate Coins като правите покупки в ОББ и при наши партньори.
Оптимизирайте банковите си разходи, като заявите някой от плановете на ОББ. Изберете застраховка и активиране на превод по мобилен номер, включени в таксата на плана.
Ще се радваме да чуем Вашата обратна връзка – не забравяйте да ни оцените!


Banking with UBB Mobile is easier and more convenient with the latest features.

Here is what good stuff is heading your way:

Loyalty that brings you real value. Earn and use Kate Coins when making purchases at UBB and with our partner merchants.
Optimize your banking expenses by applying for one of the UBB plans. Choose insurance and activation of transfers by mobile number, included in the plan fee.
As ever, we'd love to hear your feedback – don't forget to rate us

### 6.5.2 — 2026-06-17

Банкирането с ОББ Мобайл е още по-лесно и удобно.

Тази версия включва нови функционалности, които ще направят клиентското преживяване още по-приятно. 

Лоялността, която Ви носи реална стойност. Събирайте и използвайте Kate Coins като правите покупки в ОББ и при наши партньори.
Оптимизирайте банковите си разходи, като заявите някой от плановете на ОББ. Изберете застраховка и активиране на превод по мобилен номер, включени в таксата на плана.
Ще се радваме да чуем Вашата обратна връзка – не забравяйте да ни оцените!


Banking with UBB Mobile is easier and more convenient with the latest features.

Here is what good stuff is heading your way:

Loyalty that brings you real value. Earn and use Kate Coins when making purchases at UBB and with our partner merchants.
Optimize your banking expenses by applying for one of the UBB plans. Choose insurance and activation of transfers by mobile number, included in the plan fee.
As ever, we'd love to hear your feedback – don't forget to rate us

### 6.5.1 — 2026-06-16

Банкирането с ОББ Мобайл е още по-лесно и удобно.

Тази версия включва нови функционалности, които ще направят клиентското преживяване още по-приятно. 

Лоялността, която Ви носи реална стойност. Събирайте и използвайте Kate Coins като правите покупки в ОББ и при наши партньори.
Оптимизирайте банковите си разходи, като заявите някой от плановете на ОББ. Изберете застраховка и активиране на превод по мобилен номер, включени в таксата на плана.
Ще се радваме да чуем Вашата обратна връзка – не забравяйте да ни оцените!


Banking with UBB Mobile is easier and more convenient with the latest features.

Here is what good stuff is heading your way:

Loyalty that brings you real value. Earn and use Kate Coins when making purchases at UBB and with our partner merchants.
Optimize your banking expenses by applying for one of the UBB plans. Choose insurance and activation of transfers by mobile number, included in the plan fee.
As ever, we'd love to hear your feedback – don't forget to rate us

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-08.*
