# 商商贷-企业商户贷款借贷借钱

> Online lending platform for small businesses and merchants offering quick credit. (iPhone/iPad app by Chifeng City Yuanbaoshan District Grassland Micro-Credit Company.)

- Source: https://appshunter.io/ios/app/id1406237817 (this page in markdown: same URL + `.md`)
- Developer: [Chifeng City Yuanbaoshan District Grassland Micro-Credit Company](https://appshunter.io/developer/1406237816)
- Category: Finance, Lifestyle
- Price: Free
- Rating: 5.00/5 from 1 App Store ratings
- Age rating: 4+
- Requires: iOS 9.0 · 63 MB
- Languages: American English
- Released: 2018-08-09
- Data updated: 2026-07-07
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/id1406237817/reviews.md

## What is 商商贷?

商商贷小额贷款是一款简单便捷的信用借款产品，主要面向小微企业和商户群体，只需要营业执照贷款授信，贷款额度大，下款速度快。

面向小微业主的互联网金融借贷平台商商贷，以满足7000万小微企业信贷需求为目标，基于互联网，引入海量小微数据，结合智能风控等核心技术，有效掌握客户信息，便捷客户申请，精准分析风险，根据客户的实际情况准确匹配放贷机构，交叉销售大额线下贷款给小微商户，从而成为一个良性的获客平台。 

商商贷利用核心风控技术，整理筛选小微客户信用数据，准确评估其借贷风险，对信用良好、经营实业的小微业主，给予贷款资格并收录信息数据，以便为资方提供更安全的获客资源。

[ 贷款快速]在线申请，当天放款
[ 借钱简单]5分钟审核，10分钟放款
[ 额度灵活]小额贷款，10000-50000元额度
[ 还款方便]银行卡直接还款

## Key features

- Online loan application
- Same-day disbursement
- 5-minute approval
- 10-minute disbursement
- Loan limits from 10,000-50,000 yuan
- Bank card repayment


## Frequently asked questions about 商商贷

### What is 商商贷?

商商贷 is an internet finance lending platform that provides credit loan products specifically for small and micro enterprises and merchants. It aims to meet the credit needs of this demographic by leveraging internet technology and smart risk control.

### How fast can I get a loan with 商商贷?

商商贷 offers rapid loan processing. Applications can be approved in as little as 5 minutes, with disbursements potentially happening within 10 minutes of approval, and same-day disbursement is also offered.

### What are the loan limits for 商商贷?

The loan amounts offered by 商商贷 are flexible, ranging from 10,000 to 50,000 yuan. This allows small businesses and merchants to access credit based on their specific needs.

### How can I repay my loan from 商商贷?

Repayment of loans obtained through 商商贷 is convenient. You can directly repay using your bank card, simplifying the process for users.

### What information do I need to apply for a loan with 商商贷?

商商贷 primarily requires a business license for loan approval. The platform uses this and other data to assess creditworthiness and match borrowers with lending institutions.

### Is 商商贷 available on all devices?

商商贷 is available for iPhone, iPad, and iPod devices. This ensures accessibility for users within the Apple ecosystem.

### When was 商商贷 last updated?

The latest version of 商商贷, 1.2.3, was last updated on June 4, 2019. The app was initially released on August 9, 2018.

### What is the user rating for 商商贷?

商商贷 has a perfect rating of 5.0 stars based on 1 review. This indicates a highly positive user experience from its current user base.

## Version history (last 5 releases)

### 1.2.3 — 2019-06-04

扩大覆盖城市范围

### 1.2.2 — 2018-12-12

运行更流畅，界面更友好。

### 1.2.1 — 2018-11-23

修改bug,优化使用体验

### 1.2.0 — 2018-09-10

1.地址库更新为全国地址库
2.细化重填资料功能
3.添加关注微信公众号功能
4.增加还款功能

### 1.1.0 — 2018-08-08

1.优化产品页界面
2.优化审核流程

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## More apps by Chifeng City Yuanbaoshan District Grassland Micro-Credit Company

- [DFA](https://appshunter.io/ios/app/dfa/id1463163398)

All apps by Chifeng City Yuanbaoshan District Grassland Micro-Credit Company: https://appshunter.io/developer/1406237816

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-07.*