# 还享借-手机借钱之安逸花 — 还呗旗下借现金平台

> Online personal loan platform offering high limits, low rates, and fast disbursement. (iPhone/iPad app by Shanghai DataSeed Information Technology Co.,Ltd.)

- Source: https://appshunter.io/ios/app/id1444971922 (this page in markdown: same URL + `.md`)
- Developer: [Shanghai DataSeed Information Technology Co.,Ltd](https://appshunter.io/developer/1057128169)
- Category: Finance
- Price: Free
- Age rating: 17+
- Requires: iOS 11.0 · 126 MB
- Languages: Chinese
- Released: 2019-03-12
- Data updated: 2026-07-01
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/id1444971922/reviews.md

## What is 还享借?

【公司介绍】
1、还呗-还享借是还呗品牌旗下贷款平台，秉承普惠、科技创新的理念，为用户提供专业安全的信贷服务，致力促进行业健康发展，核心团队成员来自招商银行等业界领先金融公司。
2、于2016年获得分众传媒亿元投资，2017年获得红杉资本、信达香港、诺亚财富共3.5亿元投资，2019年获得新浪3000万美元投资。
【产品优势】
额度高：最高20万额度，可循环使用
利率低：综合年化利率(单利)低至8.99%起
下款快：全自动审批，最快3分钟放款
更安全：正规持牌金融机构，借款安全有保证
更便捷：线上申请，无担保免抵押，最大简化流程
更灵活：3/6/12期灵活选择还款期数

【如何使用】
1、在线填写资料，申请额度
2、极速审批，获得额度
3、分期借款，可选12期慢慢还

【联系我们】
官方联系渠道：官方微信公众号——还呗（huanbei_loan）
您也可以通过还呗APP进行问题反馈，我们会及时答复

温馨提示:贷款有风险，借款需谨慎，请根据个人能力合理贷款；贷款资金由正规金融持牌放款机构提供，贷款额度、放款时间等以实际审批为准

## Key features

- High credit limits up to 200,000
- Low annual interest rates starting from 8.99%
- Fast disbursement, as quick as 3 minutes
- Secure and regulated lending
- Online application with no collateral
- Flexible repayment terms (3, 6, 12 months)

## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/id1444971922/reviews.md

### 5/5 — 安全可靠

*2020-04-11*

安全可靠，解决了燃眉之急，马上审核，费率低，值得信赖

### 1/5 — Steal my money!!!

*2019-12-30*

Get down the IOS APP STORE!!!

## Frequently asked questions about 还享借

### What is the maximum loan amount offered by 还享借?

还享借 offers a maximum loan amount of up to 200,000, which can be used repeatedly. The actual approved amount will be subject to your individual credit assessment and the platform's policies.

### What are the interest rates for loans on 还享借?

The comprehensive annual interest rate (simple interest) for loans on 还享借 starts as low as 8.99%. Specific rates are determined by individual creditworthiness and loan terms.

### How fast can I receive funds after applying for a loan on 还享借?

还享借 features an automated approval process, allowing for fund disbursement as quickly as 3 minutes after approval. This speed is a key advantage for users needing immediate funds.

### Is it safe to borrow money from 还享借?

Yes, 还享借 is a loan platform under the 还呗 brand and partners with legitimate, licensed financial institutions to provide lending services. This ensures a secure borrowing experience.

### What repayment options are available on 还享借?

还享借 provides flexible repayment options, allowing users to choose between 3, 6, or 12-month installment plans. This flexibility helps users manage their loan repayments according to their financial capacity.

### Does 还享借 have ads?

Yes, 还享借 contains advertisements. Users may encounter ads within the application interface during their usage.

### What devices is 还享借 available on?

还享借 is currently supported on iPhone and iPod devices. It is designed for iOS users.

### When was 还享借 last updated?

The latest version of 还享借, 3.25.0, was last updated on February 18, 2025. This indicates regular updates to the application.

## Version history (last 5 releases)

### 3.25.0 — 2025-02-18

优化产品体验，申请更便捷

### 3.24.0 — 2024-11-14

优化产品体验，申请更便捷

### 3.23.0 — 2024-09-18

视觉体验优化，修复已知问题

### 3.22.0 — 2024-06-25

视觉体验优化，修复已知问题

### 3.21.0 — 2024-05-21

优化产品体验，申请更便捷

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## More apps by Shanghai DataSeed Information Technology Co.,Ltd

- [分众专享](https://appshunter.io/ios/app/id1345925750)

All apps by Shanghai DataSeed Information Technology Co.,Ltd: https://appshunter.io/developer/1057128169

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-01.*