# 小鱼儿-现金分期信用借钱软件

> Online personal loan application and credit line platform. (iPhone/iPad app by HUBEI CONSUMER FINANCE CO.,LTD.)

- Source: https://appshunter.io/ios/app/id1489681931 (this page in markdown: same URL + `.md`)
- Developer: [HUBEI CONSUMER FINANCE CO.,LTD](https://appshunter.io/developer/1102727710)
- Category: Finance
- Price: Free
- Rating: 1.00/5 from 1 App Store ratings · 1 written reviews indexed
- Age rating: 17+
- Requires: iOS 12.0 · 49 MB
- Languages: English
- Released: 2020-03-16
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/id1489681931/reviews.md

## What is 小鱼儿?

借钱就上小鱼儿！凭身份证即可在线申请！额度可达5万元！ 吃饭、购物、付房租、资金周转不用愁！


产品特色
易申请：全程线上自动审核，手机3步搞定，免担保，快速出额度
放款快：申请贷款，快速放款
利率低：贷款1000元每天日息只要2毛7
额度高：500元起借，额度可达5万，可循环使用

放心借钱
资金来源：由正规持牌机构湖北消费金融股份有限公司提供资金。
信息加密：银行级信息加密，保护用户隐私，请放心使用。

关于我们
小鱼儿APP，是由湖北消费金融股份有限公司推出的手机信用分期信贷平台
湖北消费金融股份有限公司，成立于2015年4月，由中国银保监会批准设立，是华中地区首家开业的全国性消费金融公司

联系我们
官方网站：http://www.hubeicfc.com
官方微博：https://weibo.com/u/7409072025
官方微信公众号：HBXFJR
官方客服电话：400-082-8137

## Key features

- Online loan application
- Quick approval and disbursement
- Loan amounts up to 50,000 yuan
- Low daily interest rates
- Secure information encryption
- Funded by regulated institutions

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/id1489681931/reviews.md

### 1/5 — 闪退

*2024-09-23*

闪退

## Frequently asked questions about 小鱼儿

### How can I apply for a loan with 小鱼儿?

You can apply online using just your ID. The process is automated and takes approximately 3 steps via mobile, requiring no collateral. You can quickly get a credit limit.

### What is the maximum loan amount available through 小鱼儿?

The app offers loan amounts starting from 500 yuan, with a maximum limit of up to 50,000 yuan. These amounts can be used cyclically.

### What are the interest rates for loans from 小鱼儿?

The daily interest rate is very low. For example, borrowing 1,000 yuan incurs a daily interest of only 0.27 yuan.

### Is my personal information safe with 小鱼儿?

Yes, the app uses bank-level information encryption to protect user privacy. The funds are provided by a formally licensed institution, Hubei Consumer Finance Co., Ltd.

### Who provides the funding for loans on 小鱼儿?

The funding for loans on 小鱼儿 is provided by Hubei Consumer Finance Co., Ltd., a nationally recognized consumer finance company approved by the China Banking and Insurance Regulatory Commission.

### What is the age rating for 小鱼儿?

The app has an age rating of 17+, meaning it is intended for users aged 17 and above.

### How often is 小鱼儿 updated?

The latest version of the app is 1.3.8, and it was last updated on May 28, 2025, indicating regular updates to improve functionality and security.

### Does 小鱼儿 have ads?

Based on the provided data, the app does not contain advertisements.

## Version history (last 5 releases)

### 1.3.8 — 2025-05-28

1、客服链接更换

### 1.3.7 — 2025-04-25

1、认证环节新增旷视ocr识别

### 1.3.1 — 2025-03-28

1、登录新增图形验证码校验

### 1.3.0 — 2024-11-13

1、密码登录页面新增录屏和截图时候的风险提示
2、安全性的优化

### 1.2.9 — 2024-10-10

1、iOS18系统的bug修复

## More apps by HUBEI CONSUMER FINANCE CO.,LTD

- [湖北消费金融](https://appshunter.io/ios/app/id1102729211)
- [嗨花](https://appshunter.io/ios/app/id1473218590)

All apps by HUBEI CONSUMER FINANCE CO.,LTD: https://appshunter.io/developer/1102727710

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*