# 鲸算师-你的财务助手 — 投资理财必备

> Financial calculator and expense tracker for personal finance management. (iPhone/iPad app by TianJin Tinkers Computer information Technology Co.,Ltd.)

- Source: https://appshunter.io/ios/app/id1492846119 (this page in markdown: same URL + `.md`)
- Developer: [TianJin Tinkers Computer information Technology Co.,Ltd](https://appshunter.io/developer/1090009453)
- Category: Utilities, Finance
- Price: Free
- Rating: 5.00/5 from 2 App Store ratings
- Age rating: 4+
- Requires: iOS 11.0 · 30 MB
- Languages: English
- Released: 2020-01-23
- Data updated: 2026-08-25
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/id1492846119/reviews.md

## What is 鲸算师?

【产品简介】
鲸算师是一款专业的财务计算软件
各路理财达人帮你算
帮你看穿名义利率背后的真实利率
鲸记账-简约便捷懒人式生活账本

【财务计算】
1.财务计算：包含IRR、NPV、TVM、贷款、房贷、复利、保险、融资租赁等多种计算器，满足各种财务计算需求；
2.保存结果：计算结果可保存，方便随时查看对比；
3.一键重算：保存的结果自动导入，无需重新录入；
4.分享好友：计算结果分享后，直接回填计算过程；

【鲸记账】
1.快速记账：3步完成，告别繁琐，极简随手记录；
2.专业图表：线图饼图，收支走势构成一目了然；
3.个性分类：超200图标，自定义类别展示更直观；
4.日历模式：自然月展示，便捷视图快速查找日结；
5.简洁实用：界面简单，无干扰纯净体验；

【官方QQ群】859903901
【官方邮箱】info@whalecost.com
【官方微博】weibo.com/whalecost

## Key features

- IRR, NPV, TVM, loan, and mortgage calculators
- Save and share calculation results
- Quick and simple expense tracking
- Professional income/expense charts
- Customizable spending categories
- Calendar view for daily summaries


## Frequently asked questions about 鲸算师

### What financial calculations can 鲸算师 perform?

鲸算师 includes a variety of financial calculators such as IRR, NPV, TVM, loans, mortgages, compound interest, insurance, and finance leases. It aims to help users understand real interest rates behind nominal rates.

### How does 鲸算师 help with expense tracking?

鲸算师 offers a simple and convenient expense tracker that allows for quick recording in three steps. Users can visualize their spending with professional line and pie charts and customize over 200 icons for categories.

### Can I save and share my calculations with 鲸算师?

Yes, 鲸算师 allows you to save your calculation results for easy viewing and comparison. You can also share these results with friends, and the calculation process will be automatically filled in.

### What devices does 鲸算师 support?

鲸算师 is available for iPhone and iPod devices. It was last updated on May 18, 2023, with version 2.2.1.

### Is 鲸算师 suitable for beginners in finance?

Yes, the app is designed to be user-friendly with a simple interface and easy-to-understand financial calculators. The expense tracker is also described as a 'lazy person's' ledger, indicating ease of use.

### How often is 鲸算师 updated?

The app was last updated on May 18, 2023, indicating ongoing development and support. The current version is 2.2.1.

### What is the age rating for 鲸算师?

鲸算师 has an age rating of 4+, making it suitable for a wide range of users. It was first released on January 23, 2020.

### Does 鲸算师 have ads?

No, 鲸算师 does not contain advertisements. The app provides a clean and interference-free experience for users.

## Version history (last 5 releases)

### 2.2.1 — 2023-05-18

进一步优化了使用体验

### 2.2.0 — 2021-10-28

1.增加计算结果精度选择
2.推送消息开关
3.鲸愿增加关注等功能
4.优化了一些功能和页面，提升用户体验

### 2.1.1 — 2021-08-30

修正了部分已知问题

### 2.1.0 — 2021-05-19

1.首页计算器可自定义排序
2.新增打赏功能
3.重新计算后再次保存，备注名带入
4.鲸愿tag需主动选择
5.优化了一些功能，提升用户体验

### 2.0.1 — 2021-04-08

1.新增记账功能-【鲸记账】
1.1.快速记账：3步完成，告别繁琐，极简随手记录；
1.2.专业图表：线图饼图，收支走势构成一目了然；
1.3.个性分类：超200图标，自定义类别展示更直观；
1.4.日历模式：自然月展示，便捷视图快速查找日结；
1.5.简洁实用：界面简单，无干扰纯净体验；

2.修复已知bug，提升用户体验

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All apps by TianJin Tinkers Computer information Technology Co.,Ltd: https://appshunter.io/developer/1090009453

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*