# 青子记账 - 记账, 存钱, 理财规划 — 一个元气满满的存钱记账小本本

> A personal finance app for budgeting, saving, and financial planning with a focus on user experience. (iPhone/iPad app by 俊航 何.)

- Source: https://appshunter.io/ios/app/id1498299276 (this page in markdown: same URL + `.md`)
- Developer: [俊航 何](https://appshunter.io/developer/1106886288)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 4.80/5 from 487 App Store ratings · 402 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 137 MB
- Languages: Chinese (Simplified, China), American English
- Released: 2020-02-10
- Data updated: 2026-09-09
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/id1498299276/reviews.md

## What is 青子记账?

青子记账是一款元气满满的私人资产管理小工具。它设计简约，无社区、无理财推荐，只做该做之事。

当前青子APP已持续更新优化四年有余，许多忠实用户支持至今，多次获得 App Store 新鲜应用等多个专题推荐。


◆ 产品理念

记账本是一件严肃枯燥的行为，青子希望让它“活泼”一些，

力图做一个更加贴近当代年轻人的理财规划产品，并让记账这件事情好看一些，愉快一些。


◆ 产品功能

-- 预算管理：设置每个记账分类项目每月、每年的预算，并智能规划每日花费。

-- 定时记账：提前设定账单数据，按时自动生成账目。

-- 小组件：支持多种账单数据的实时展示。

-- 存钱计划：设定目标，开始执行存钱计划！

-- 导入账单：支持导入微信支付、支付宝等多个平台的账单，自动生成多条账单。

-- 模板记账：将常用的支出保存为模板，实现快速生成对应账单。

-- 账单日历：每日花费和支出均以日历的形式展现，一目了然。

-- 非理性消费：可将某些支出标记为“非理性”支出，反思自己的消费习惯。

-- 多账本：支持多账本设置，分门别类更清晰。

-- 数据过滤箱：保存多个过滤条件，一键查看报表。

-- 资产项目：支持设置多个资产和负债账户，账目和账户余额联动更新。

-- 汇率换算：定时更新最新汇率，支持多个货币单位的换算。

-- 账目地图：支持记录账目发生的地点，看看哪个地方花钱最多。


◆ 我的产品

『小日常』『千结记』『须臾』等，欢迎您下载体验。


自动续费 VIP 订阅说明
• 方案：连续年度订阅（12 个月）
• 付款：确认购买后，费用将由 Apple ID 账户扣款
• 续费：到期前 24 小时 Apple 将自动扣费并延长订阅
• 取消：请在当前周期结束前 24 小时，前往「设置 › Apple ID › 订阅」取消自动续费
• 试用：若提供免费试用，未使用部分将在购买后作废

- 隐私政策 https://glen-father-c47.notion.site/10b9e50ad6064cf89b29c37a78a75a74
- 自动续费会员服务协议 https://glen-father-c47.notion.site/fe80544e051f4af8ba222761c4141f6c?pvs=4

-- 联系作者 -- 
邮箱：shineday.ho@qq.com

## Key features

- Budget management with daily spending planning
- Scheduled and automatic bill entry
- Savings plan goal setting
- Import transactions from WeChat and Alipay
- Expense tracking with calendar and map views
- Multi-account and multi-ledger support
- Currency exchange rate conversion

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| 周度订阅卡 | $0.99 | per 7 days |
| 年度卡 | $4.99 | per year |
| 季度卡 | $1.99 | per 3 months |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| 年度高级订阅 | $3.99 | one-time |
| 记账永久会员 | $9.99 | one-time |
| 青子永久会员 | $4.99 | one-time |


## What do users think of 青子记账?

Overall sentiment: positive

**Pros**

- 👍 Simple and easy to use
- 🎨 Aesthetically pleasing design
- 💳 Supports multiple currencies
- 📊 Detailed data analysis and reporting
- 🔒 No ads or in-app purchases

**Cons**

- 🐛 Occasional crashes or freezes
- ⏱️ Ads disrupt workflow
- 🔍 Difficult to find certain settings
- 🔀 Inconsistent UI updates

**Commonly reported bugs**

- Incorrect currency conversion rates
- Deleted transactions not fully removed
- Syncing issues between devices

**Most requested features**

- Recurring expense management
- Shared family/household accounts
- Customizable budget categories
- Automatic transaction import from banks
- Improved mobile-desktop sync

## Recent user reviews (10 of 402)

All indexed reviews: https://appshunter.io/ios/app/id1498299276/reviews.md

### 5/5 — 陪伴我多年的青子记账

*2026-04-30, version 8.8.2*

条目默认和定制化的都很棒，不同货币之间记录也清晰。

### 5/5 — 非常好用

*2026-04-26, version 8.8.2*

非常好用，價格實在

### 5/5 — 很好很棒

*2026-04-08, version 9.4.7*

挺好用的，坚持记账好几年了

### 5/5 — 可以增加家庭记账功能吗

*2026-03-22, version 9.4.3*

挺好用的，如果能增加一个共同账本的功能，记录家庭账单就好了

### 5/5 — 好👍

*2026-01-09, version 9.3.4*

不错 至少我知道自己每个月的预算支出可以有效理财

### 5/5 — 用了好久

*2025-12-11, version 9.3.2*

用了好久才买的life版本 继续支持🥳

### 5/5 — 非常好用

*2025-12-01, version 9.3.1*

能夠細心分開

### 4/5 — good

*2025-11-26, version 9.3.0*

挺好用 图标也喜欢 就是更新之后广告会等两秒才自动跳转，会打断我刚刚没记录完的帐 有点烦人，其他挺好

### 5/5 — 好用

*2025-11-17, version 9.2.9*

好

### 5/5 — 非常好用

*2025-11-14, version 9.2.8*

非常好用，價格實在

## Frequently asked questions about 青子记账

### What does 青子记账 do?

青子记账 is a personal asset management tool designed to make budgeting and saving more engaging. It helps users track expenses, set budgets, create savings plans, and manage multiple accounts with a focus on a visually pleasing and user-friendly experience.

### What are the key features of 青子记账?

Key features include budget management with daily spending planning, scheduled and automatic bill entry, savings plan goal setting, transaction import from platforms like WeChat and Alipay, expense tracking with calendar and map views, multi-account and multi-ledger support, and currency exchange rate conversion.

### How much does 青子记账 cost?

The app is free to download and use, with an optional VIP subscription for advanced features. The VIP subscription is an auto-renewing annual plan. Details on pricing and cancellation can be found within the app's subscription settings.

### What platforms is 青子记账 compatible with?

Based on the provided information, the app supports automatic renewal through Apple ID, suggesting it is available on iOS devices. Specific compatibility details beyond this are not explicitly mentioned.

### What are common use cases for 青子记账?

Common use cases include setting monthly and annual budgets for different spending categories, tracking daily expenses visually on a calendar, planning and executing savings goals, importing transaction data from payment apps, and analyzing spending habits by location.

## Version history (last 5 releases)

### 8.8.10 — 2026-08-12

This update restores access to legacy CloudKit backups, allowing you to view, restore, or delete backups created by earlier versions from Data Management.

We also clarified the related screens so legacy CloudKit backups are easier to distinguish from the current iCloud Drive backup system.

### 8.8.9 — 2026-08-04

This update is for routine version maintenance and does not include any new features.

### 8.8.8 — 2026-07-29

What’s New:
- Fixed an issue where AI voice bookkeeping and financial advice could fail after the DeepSeek model upgrade.
- Preserved the fast response and familiar behavior of related AI features.

### 8.8.7 — 2026-07-24

What’s New:
- Added an email feedback page that creates a feedback template and includes app version and device details.
- You can now tap the WeChat binding again in Profile to confirm unbinding. Existing server backups will not be deleted.
- Refined related prompts and interactions.

### 8.8.6 — 2026-07-20

Data recovery is now clearer and more reassuring. Review the entries, ledgers, accounts, and other data available for restoration before confirming the operation.

Improved:
- The floating voice-entry button is hidden on Home by default. You can enable it in Settings whenever you need it.
- Refined data-recovery guidance, status details, and confirmation steps.
- Polished interface details and localization for a smoother experience.

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## More apps by 俊航 何

- [Cuckoo Timer](https://appshunter.io/ios/app/cuckoo-timer/id1212257572)
- [ShineDay: Habit Tracker](https://appshunter.io/ios/app/shineday-habit-tracker/id1263789061)
- [须臾 - 技能时间管理计划](https://appshunter.io/ios/app/id1384089839)
- [千结记 - 纪念日与倒计时](https://appshunter.io/ios/app/id1443757511)
- [小半水印相机](https://appshunter.io/ios/app/id1579647113)

All apps by 俊航 何: https://appshunter.io/developer/1106886288

## Related topics

[free accounting app](https://appshunter.io/ios/topics/free-accounting-app)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-09.*