# 房贷计算器-按揭贷款计算器 — 2020买房看房计算器

> Mortgage calculator for loan payments, property ownership, and lighting estimates. (iPhone/iPad app by ZephyrMoor.)

- Source: https://appshunter.io/ios/app/id1510205692 (this page in markdown: same URL + `.md`)
- Developer: [ZephyrMoor](https://appshunter.io/developer/1896507335)
- Category: Utilities, Finance
- Price: Free with in-app purchases
- Rating: 5.00/5 from 2 App Store ratings · 14 written reviews indexed
- Age rating: 9+
- Requires: iOS 15.0 · 45 MB
- Languages: Chinese (Simplified, China)
- Released: 2020-07-29
- Data updated: 2026-08-14
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/id1510205692/reviews.md

## What is 房贷计算器?

The professional mortgage calculator is here!

-Loan calculation: commercial loans, provident fund loans, portfolio loans, calculation of the old base interest rate and new LPR interest rate, and automatically synchronize the latest LPR of the central bank each month.
-House ownership query: test house ownership through data such as pre-marital and post-marriage, whether full payment, parental contributions, etc.
-Housing lighting calculation: According to the building spacing, building height and location, the lighting situation of the house is roughly calculated to help you buy a house.



Advanced Features
Subscribe to Premium for even more great features:
-Obtain the lighting calculation function of the house
-Get the property ownership query function
-Support data saving to historical records and data export
-Remove all ads

* Subscription payments will be charged to your iTunes account at confirmation of your purchase.
* Subscriptions will automatically renew and payment will be charged to your iTunes account unless auto-renew is turned off at least 24 hours prior to the end of the current period. The cost of the renewal depends on your Subscription Plan. Our standard Subscription Plans are:
* 3 months subscription
For other currencies, the price corresponds to the same price tier on the App Store Pricing Matrix.

* Subscription with a free trial period will automatically renew to a paid subscription. You can cancel or manage your free trial's auto-renewal in your Account Settings after purchase. The cancellation will take effect 24-hours after the last day of the current subscription period and you will be downgraded to the free service.
* Please note: any unused portion of a free trial period (if offered) will be forfeited when you purchase a premium subscription during the free trial period.

If you have any questions or suggestions on how we can improve this application, please contact us at infrogcc@outlook.com.


Privacy Policy: https://fd.tiktik.top/web/privacy.html
Terms of Use: https://fd.tiktik.top/web/terms_of_use.html

## Key features

- Mortgage loan calculations
- House ownership query
- Housing lighting estimation
- LPR interest rate synchronization
- Data saving and export
- Ad-free experience (Premium)

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| 专业版 | $2.49 | per 3 months |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| 终身专业版 | $0.99 | one-time |


## Recent user reviews (10 of 14)

All indexed reviews: https://appshunter.io/ios/app/id1510205692/reviews.md

### 1/5 — 特意来给个差评

*2024-10-14*

连试用都没有，上来就要充会员。

### 1/5 — 这5星都是刷出来的吧

*2023-05-20*

以为是个免费app，结果只是上去算个归属，不充钱都选不了下一步？那纯算房贷的话关注公积金账号就可以了还下啥app。今天下的今天删。不喜欢这种纯恰钱软件

### 1/5 — ？？？？

*2022-10-09*

你自己用过你设计的这个软件吗？我算65万贷款，算出来是每月该还8位数，离谱得很，还收费28一月，太离谱了

**Developer response:** 看来您的眼睛真的不好使，建议平时注意用眼，多休息。
1、贷款金额的单位是“万”，显示的很清楚。
2、收费金额是28元终身，不是每月，同样也很清楚。

### 1/5 — 感谢开发者的一封道歉信

*2022-09-19*

app的意义在于接广告，连计算按钮都触控不了！就显示个Ui？谁不会做啊！还望图刷评论，见一次给一次一星

### 1/5 — 请大家看清下载内容

*2021-11-23*

因为直接下载软件，系统会直接默认订阅，我就是没发现这个，结果被自动从支付宝扣款198元，大家当心点吧！

### 5/5 — 搞起一室室二浴三间

*2021-07-29*

单身应该也改造
消费能力+

### 1/5 — 私自扣费

*2021-02-11*

胡乱扣费

### 3/5 — 广告真烦人！

*2020-09-16*

广告真烦人！

### 1/5 — 垃圾软件，恶意收费

*2020-09-12*

在没有任何提醒的情况下，自动订阅收费198，简直就是恶心至极，垃圾坑钱软件

### 1/5 — 恶意扣费

*2020-08-22*

不知道为什么就扣了200，不要下！骗钱的

## Frequently asked questions about 房贷计算器

### What is 房贷计算器?

房贷计算器 is a utility app designed to help users calculate mortgage payments, estimate property ownership details, and assess housing lighting conditions. It supports various loan types and interest rate calculations.

### Does 房贷计算器 have ads?

Yes, 房贷计算器 contains advertisements. Users can remove all ads by subscribing to the Premium version of the app.

### What are the subscription options for 房贷计算器?

房贷计算器 offers a 3-month subscription plan for its Premium features, which includes a 3-day free trial. Subscription payments are charged to your iTunes account and auto-renew unless turned off 24 hours before the current period ends.

### Can I cancel my 房贷计算器 subscription?

Yes, you can cancel or manage the auto-renewal of your free trial or paid subscription in your Account Settings after purchase. Cancellations take effect at the end of the current subscription period, and you will be downgraded to the free service.

### What devices does 房贷计算器 support?

房贷计算器 is available on iPhone, iPad, and iPod. It is designed for iOS devices.

### How often is 房贷计算器 updated?

The latest version of 房贷计算器 is 1.1.2, last updated on May 2, 2026. This indicates regular updates to improve functionality and features.

### What is the age rating for 房贷计算器?

房贷计算器 has an age rating of 9+, making it suitable for users aged 9 and above. This rating is based on its content and complexity.

### How does 房贷计算器 calculate interest rates?

房贷计算器 calculates mortgage payments using both old base interest rates and the new LPR interest rate. It automatically synchronizes the latest LPR from the central bank each month.

## Version history (last 5 releases)

### 1.1.2 — 2026-05-02

- 修复了某些情况下在iOS26下恢复会员失败的问题

- 修复了某些情况下在iOS26下界面显示异常的问题

### 1.1.1 — 2025-04-02

- 更新了最新LPR

- 修复了一些bug

### 1.1.0 — 2024-09-30

- 更新了最新LPR

- 修复了一些bug

### 1.0.9 — 2024-03-29

- 更新了最新LPR

- 修复了一些bug

### 1.0.8 — 2023-11-27

- 修复了一些bug

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All apps by ZephyrMoor: https://appshunter.io/developer/1896507335

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-14.*