# 平安消费金融-贷款借钱分期平台 — 平安小橙花，助您小有所成

> Personal revolving credit loan platform for quick and flexible borrowing. (iPhone/iPad app by 平安消费金融有限公司.)

- Source: https://appshunter.io/ios/app/id1516206989 (this page in markdown: same URL + `.md`)
- Developer: [平安消费金融有限公司](https://appshunter.io/developer/1516206988)
- Category: Finance
- Price: Free
- Rating: 3.40/5 from 5 App Store ratings · 24 written reviews indexed
- Age rating: 17+
- Requires: iOS 11.0 · 106 MB
- Languages: American English, Chinese (Simplified, China)
- Released: 2020-06-03
- Data updated: 2026-08-25
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/id1516206989/reviews.md

## What is 平安消费金融?

平安小橙花是平安消费金融有限公司推出的个人循环消费信用贷款产品，平安小橙花，助您小有所成！
 
【关于平安消费金融】平安消费金融有限公司（简称"平安消费金融"）经国家金融监督管理总局（原中国银保监会）批准在上海成立，是一家可为用户提供全方位消费金融服务的全国性科技型消费金融公司。
【操作流程快】全程手机线上操作，简单3步，快速借款，授信额度随时可用，可借额度100元-20万元。
【随时借款】24小时随时借款，不动用不计息。
【联系我们】
官方微信：平安消费金融（ID: pinganxfjr)
官方抖音：平安消费金融（抖音号：PingAnCF)
官方网站：www.pacfc.com
客服热线：400-026-6666
 
特别提醒：
贷款有风险，借款需谨慎，请根据个人能力合理借款，理性消费，避免逾期。
您所获得的出借人发放的借款不得用于投资房市、股市、期货或者其他股本权益性投资。
平安消费金融不会通过个人向您收取费用，也不会要求您将钱款转入个人账户，请您注意防范金融诈骗风险，或可拨打400-026-6666客服电话进行咨询。
借款额度、放款时间、利息等请以实际审批结果为准。
 
年化利率（单利）4%-24%（对应日利率0.011%-0.066%)
说明：实际利率需要根据客户资信情况确定。

## Key features

- Personal revolving credit loans
- Fast mobile application process
- Loan amounts from 500 to 200,000 RMB
- 24/7 borrowing access
- Interest only on used funds
- Annual interest rates from 4%-24%

## Recent user reviews (10 of 24)

All indexed reviews: https://appshunter.io/ios/app/id1516206989/reviews.md

### 1/5 — 垃圾软件

*2026-07-15*

垃圾平台

### 1/5 — What a garbage Chinese app!

*2025-12-29*

Why the developers don’t kill themselves?
Ask me to give them location even if I turn off app.

### 5/5 — 挺二b的

*2025-01-09*

还给我发短信，我登上去一看只有放给安逸花的一万零九百额度才用了五百

### 1/5 — 垃圾套路平台

*2023-06-11*

这个平台大家千万不要借钱，太垃圾了，贷款还清了征信系统上还显示没结清，平台故意把你冻结，让你注销不了，这样个人证信就会显示一笔贷款没有结清，其实早就结清货款了，希望有关部门尽快关闭这家贷款公司。

### 5/5 — 登陆信息失效什么意思？

*2021-09-12*

系统在维护吗？今天12号，不好影响我还钱吧，影响到我征信就不好了。

### 1/5 — 垃圾软件，胡乱骚扰

*2021-04-22*

脑子有坑？别人随便留的电话号码打我这里来找一个我完全不认识的人？发威胁短信全部发给我？请问我可以报警吗？

### 5/5 — 因为经济而选择你是对的

*2021-02-25*

我用过这以后感觉压力少了许多，感谢这个平台，感谢你们，谢谢

### 1/5 — 无良软件

*2021-01-24*

给消费者提供高额贷款，应该提供更为严谨的贷款流程，并且这种高额度应该事先经过消费者的同意，随便就能高额贷款对于被金融诈骗的受害者没有提供特殊处理，助纣为虐，这种贷款平台希望国家监管部门再严格监督

### 5/5 — 这就是诈骗的

*2021-01-16*

有人打电话让下载这个软件注销助学贷款账号，明明我没有注册过，还让我注销

### 1/5 — 下载前请先看我

*2021-01-07*

小心谨慎！
如果是你主动愿意下载的话可以选择试试
如果有人推荐你下载就要小心一点了
希望能够帮到大家

## Frequently asked questions about 平安消费金融

### What is the minimum and maximum loan amount for 平安小橙花?

平安小橙花 offers loan amounts ranging from 500 RMB to 200,000 RMB. The specific amount you are approved for will depend on your individual credit assessment.

### How quickly can I get a loan from 平安小橙花?

The app emphasizes a fast, mobile-first application process that can be completed in three simple steps. Funds are available for use once approved, and interest is only charged on the amount you borrow.

### What are the interest rates for loans from 平安小橙花?

The annual interest rate (simple interest) for loans from 平安小橙花 ranges from 4% to 24%, corresponding to a daily interest rate of 0.011% to 0.066%. The actual rate is determined by the customer's creditworthiness.

### Is 平安小橙花 safe to use?

平安消费金融有限公司 is approved by the China Banking and Insurance Regulatory Commission. The app warns users about financial fraud and advises contacting their customer service at 400-026-6666 for inquiries. Loans obtained cannot be used for stock or real estate investments.

### Does 平安小橙花 have ads?

Yes, 平安小橙花 contains advertisements. This is indicated by the 'hasAds' flag being true in the app's data.

### What devices does 平安小橙花 support?

平安小橙花 is supported on iPhone and iPod devices. It is rated for users aged 17 and older.

### When was 平安小橙花 last updated?

The latest version of 平安小橙花 is 3.42.0, and it was last updated on May 13, 2026. The app was initially released on June 3, 2020.

### What is the user rating for 平安小橙花?

平安小橙花 has a user rating of 3.4 stars based on 5 ratings. This suggests a mixed user reception.

## Version history (last 5 releases)

### 3.47.0 — 2026-08-17

APP性能优化，解决部分场景卡顿现象

### 3.46.0 — 2026-07-20

APP性能优化，解决部分场景卡顿现象

### 3.45.0 — 2026-07-02

APP性能优化，解决部分场景卡顿现象

### 3.44.0 — 2026-06-25

APP性能优化，解决部分场景卡顿现象

### 3.43.0 — 2026-06-01

APP性能优化，解决部分场景卡顿现象

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## Related topics

[分期乐](https://appshunter.io/ios/topics/分期乐) · [贷款](https://appshunter.io/ios/topics/贷款) · [借钱](https://appshunter.io/ios/topics/借钱)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*