# 度小满金融-贷款借钱分期平台 — 正规持牌平台，额度最高20万元

> Comprehensive financial platform for loans, investments, and insurance. (iPhone/iPad app by Chongqing Duxiaoman Information Technology Co.Ltd.)

- Source: https://appshunter.io/ios/app/id1521217278 (this page in markdown: same URL + `.md`)
- Developer: [Chongqing Duxiaoman Information Technology Co.Ltd](https://appshunter.io/developer/1574648048)
- Category: Finance, Lifestyle
- Price: Free
- Rating: 4.18/5 from 54,378 App Store ratings · 45 written reviews indexed
- Age rating: 17+
- Requires: iOS 12.4 · 202 MB
- Languages: Chinese (Simplified, China)
- Released: 2020-10-31
- Data updated: 2026-09-01
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/id1521217278/reviews.md

## What is 度小满金融?

度小满是综合类金融服务平台，面向大众提供互联网信贷服务、优质的基金销售服务和安心的保险服务。度小满持有多种牌照，并与数百家银行，持牌金融机构达成合作，在信贷、理财、保险、支付等领域为用户提供值得信赖的金融服务。资金周转就找度小满！
【度小满 借钱】
度小满利用人工智能和大数据风控技术，为用户提供方便、快捷、安心的借款服务。
产品特点：
1.贷款额度高：最高额度 20万元；
2.息费透明：年化利率7.2%起，借1万元利息一天2元起，年化利率区间7.2%-24%；
3.操作便捷，借还灵活：在线申请，支持多种还款方式，最长可分12期慢慢还；
4.安全借款：个人信息全程加密，为您提供全程保护。

【理财】
甄选持牌金融机构，严格筛选金融产品，覆盖多种金融产品种类，满足不同期限、不同风险偏好的投资需求。
资金安全有保障：领先的研发技术团队，打造严密风控体系。

【保险】
精选保险产品：涵盖重疾险、医疗险、意外险、寿险、年金险、财产险，多方面保障服务；
1V1专属服务：资深保险经纪顾问一对一指导，测需求、做方案、挑产品，全流程贴心服务。

温馨提示:
借贷有风险，选择需谨慎。具体贷款利率、额度、期限以实际审批为准（年化利率区间7.2%-24%），资金来源：重庆度小满小额贷款有限公司及合作金融机构。

理财活动说明：
「新用户登录即享卡券好礼」小满专门为新用户提供了新手大礼包；您还可参与线上活动“解锁财富会员  领现金”，返现超快。活动自即日起至当期活动期满止，具体兑换规则可查询活动详情页面。

保险活动说明：
作为新用户，您有机会参加我们的「新人健康大礼包」活动！在保险页面，轻松点击“立即领取”按钮即可进入活动页面。此次活动为首次开通保险业务用户专属，让您的健康保障更加贴心。
在活动中，您将有机会获得至高88000元的健康保险保障金，一年内涵盖100种大病，让您的健康无忧。每日签到后可参与抽奖，中奖率100%，中奖后最低可增加10元保额，让您的健康保障更加完善。具体奖品信息及活动规则请以页面规则为准。

## Key features

- High loan limits up to 200,000 CNY
- Transparent annual interest rates from 7.2%
- Flexible repayment up to 12 installments
- Secure personal information encryption
- Curated investment products from licensed institutions
- Wide range of insurance products
- 1-on-1 insurance advisor service

## Recent user reviews (10 of 45)

All indexed reviews: https://appshunter.io/ios/app/id1521217278/reviews.md

### 5/5 — 还是给你们分享个真正好下的吧

*2026-08-15*

你们可以去百度搜一下“爱帮米官网”
我真的刚从里面下啦
链接就是“爱帮米”的拼音全拼加上点靠木，你们应该懂得，信则有不信则无

### 1/5 — 最黑心的高利贷放贷机构

*2025-01-20*

三年前我第一次用度小满，是售后主动打电话给我，说多少天免息，后来我用了一次，只要点进去下载一次就会有无数的邀请你借款的电话，千方百计让你把里面的钱全贷出来，说有利率减免，没想到服务条款里有大量的坑，还款都是等额本息，利率超高，而且是借越多越高，我有一次资金紧张差点一个月还不上，平台直接爆通讯录！这个平台的催收素质极差！大家千万不要用，而且还会出卖你的信息给各种小网贷平台，我之前只用过他一家，后来就各种网贷打电话来，是一家作恶多端的企业！

**Developer response:** 非常抱歉，给您带来了不好的体验。我们一定继续提升，给您带来的不便深感抱歉。您可以随时致电95055官方客服转1咨询客服。

### 5/5 — 不错

*2025-01-07*

可以解决燃眉之急

### 1/5 — 不靠谱

*2024-08-16*

需要我提供很多证件和个人信息，支付密码也的提供，审批结果是我在其他平台借款，（3000多而已），不是遇到困难谁会求助借款平台，如果只是查个人借款评估，不应该要求提供这么多个人信息吧，我的流水及房产也不是没有资格吧，感觉就是套取资料的，😱

### 1/5 — 差评

*2024-07-22*

差评

### 5/5 — 比较好的值得信得过的一款产品，有用得上的可以使用、很方便很实用很安全放心

*2024-05-17*

真的好好用、希望见到的朋友都能用上他、我已经使用5年多了

### 4/5 — 好好

*2024-05-14*

好

### 5/5 — 度小满金融用起来很快捷

*2024-05-13*

已经有用度小满金融好多年了，有资金需求的时候使用起来很方便，不用去跟朋友借款

### 5/5 — 可解燃眉之急

*2024-04-26*

不错不错，利息很低

### 5/5 — 困难的时候就找度小满

*2024-04-08*

首先非常感谢度小满。在我最困难的时候，能够解我燃眉之急。其二不用低三下四找人借钱，还不一定借得到。就算借到了，还得永远欠着人家人情债。所以我认为度小满是非常方便的，还可以随借随还，没有任何手续费。

## Frequently asked questions about 度小满金融

### What services does this app offer?

This app is a comprehensive financial service platform. It provides internet credit services, fund sales, and insurance services. Users can apply for loans, explore investment products from licensed institutions, and select from a variety of insurance plans.

### What are the key features of the loan service?

The loan service offers high loan limits up to 200,000 CNY, with transparent annual interest rates starting from 7.2%. The application process is convenient, and users can choose flexible repayment options with terms up to 12 installments. Personal information is encrypted for security.

### How does the app handle user data security?

The app prioritizes user security by encrypting personal information throughout the entire process. It also mentions a robust risk control system built by a leading R&D technical team for financial services.

### Are there any special offers for new users?

Yes, new users can receive a welcome gift package for loans. For investments, there's an activity called 'Accumulate Wealth' offering cash redemptions. New users also have opportunities to receive health insurance benefits and participate in daily sign-in lotteries for increased coverage.

### What is the interest rate range for loans?

The annual interest rate for loans ranges from 7.2% to 24%. For example, borrowing 10,000 CNY might incur an interest of around 2 CNY per day. The specific interest rate, amount, and term are subject to actual approval.

## Version history (last 5 releases)

### 11.6.0 — 2026-08-26

【手机贷款】界面性能优化，操作体验更流畅！
【现金贷款】优化细节问题，操作服务更贴心！

### 11.5.5 — 2026-08-03

【手机贷款】界面性能优化，操作体验更流畅！
【现金贷款】优化细节问题，操作服务更贴心！

### 11.5.2 — 2026-07-22

【手机贷款】界面性能优化，操作体验更流畅！
【现金贷款】优化细节问题，操作服务更贴心！

### 11.5.0 — 2026-07-13

【手机贷款】界面性能优化，操作体验更流畅！
【现金贷款】优化细节问题，操作服务更贴心！

### 11.4.5 — 2026-06-25

【手机贷款】界面性能优化，操作体验更流畅！
【现金贷款】优化细节问题，操作服务更贴心！

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## More apps by Chongqing Duxiaoman Information Technology Co.Ltd

- [度小满理财Lite-专业理财平台](https://appshunter.io/ios/app/lite/id804658968)
- [度小满借钱-专业分期贷款金融借款借钱软件](https://appshunter.io/ios/app/id992762663)
- [有钱花-信用借款正规分期借钱平台](https://appshunter.io/ios/app/id1393951223)
- [度小满理财-一站式基金投资理财](https://appshunter.io/ios/app/id1578991466)
- [小满拓](https://appshunter.io/ios/app/id1597741571)

All apps by Chongqing Duxiaoman Information Technology Co.Ltd: https://appshunter.io/developer/1574648048

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*
