# 携程借款-小额贷款平台 — 携程旗下借钱贷款平台

> Official personal micro-loan platform from Ctrip Group for quick, secure financing. (iPhone/iPad app by 携程科技(上海)有限公司.)

- Source: https://appshunter.io/ios/app/id1536863123 (this page in markdown: same URL + `.md`)
- Developer: [携程科技(上海)有限公司](https://appshunter.io/developer/1536863125)
- Category: Finance
- Price: Free
- Rating: 1.00/5 from 1 App Store ratings · 20 written reviews indexed
- Age rating: 17+
- Requires: iOS 13.0 · 130 MB
- Languages: Chinese (Simplified, China)
- Released: 2021-01-27
- Data updated: 2026-08-22
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/id1536863123/reviews.md

## What is 携程借款?

携程借款是携程集团旗下的官方个人小微信贷平台，坚持以大数据技术为核心能力，致力于与金融机构共同服务广大个人和企业用户，提升金融服务效率，降低金融服务成本，为有融资需求的用户提供安全、稳定、高效、便捷的消费信贷金融服务。


产品优势：
灵活借款高额度：随借随还，可借高达20万；
万元借款日息低至2元：偿还贷款超低利息，借钱更省钱
申请流程更便捷：三步流程快速申请，手机操作极速到账
正规平台值得信赖：官方正版平台，信息加密放款有保障
资金来源权威专业：合规联手正规金融机构，稳定提供金融服务

福利多多专享体验：即刻下载，享受新手大礼包
微信关注”携程借款公众号“，获取最新消息，及时收取更多福利！

## Key features

- Flexible borrowing up to 200,000
- Low daily interest rates
- Fast, three-step application process
- Secure and reliable official platform
- Access to exclusive new user bonuses
- Collaborates with reputable financial institutions

## Recent user reviews (10 of 20)

All indexed reviews: https://appshunter.io/ios/app/id1536863123/reviews.md

### 5/5 — 非常好特管用

*2023-11-29*

这边建议直接下载小瀛，去被套路个会员你就知道额度秒批，下款就不通过然后额度直没

### 1/5 — 根本不让借

*2023-11-23*

属实有些垃圾

### 5/5 — 感谢携程万达贷

*2023-10-20*

在被拒了N个贷款平台后，携程万达贷依然选择放款给我，给与我雪中送炭，在此感谢贵平台，希望贵平台越来越好！

### 5/5 — 千万别下载，骗取个人信息

*2023-08-29*

额度小，骗取个人信息，在联系的上本人的情况下，经常骚扰紧急联系人

### 1/5 — 吃利息的，只给借新客户一次

*2023-03-04*

一直加额度，一直给借，还完款以后吃完我的利息就不让我借了

### 3/5 — 通不过

*2023-02-11*

为什么我人脸识别一直失败？

### 5/5 — 服务态度质量

*2023-01-28*

携程已经用了好多年了，不错

### 1/5 — 骗信息的

*2023-01-08*

垃圾平台

### 1/5 — 垃圾软件

*2022-07-13*

垃圾，按时还款了结果不让借了，真的搞笑

### 1/5 — 借不了，骗资料

*2022-06-16*

根本借不了，都是骗资料的，别下，坑人

## Frequently asked questions about 携程借款

### What is the maximum loan amount available through Ctrip Loan?

Ctrip Loan offers flexible borrowing with a maximum loan amount of up to 200,000. You can borrow and repay as needed, providing significant financial flexibility.

### How low are the interest rates on Ctrip Loan?

The daily interest rate for a 10,000 loan is as low as 2 yuan, making it a cost-effective option for borrowing money and reducing repayment burdens.

### How long does it take to get approved for a loan with Ctrip Loan?

The application process is designed to be convenient and fast, with a three-step procedure that allows for quick application and rapid fund disbursement via your mobile phone.

### Is Ctrip Loan a legitimate and trustworthy platform?

Yes, Ctrip Loan is an official and legitimate platform from the Ctrip Group, ensuring that your information is encrypted and your funds are secure. It partners with regulated financial institutions.

### Does Ctrip Loan offer any special benefits for new users?

Yes, upon immediate download, new users can enjoy a special new user gift package. Following the 'Ctrip Loan' official WeChat account can also provide access to more benefits.

### What devices is Ctrip Loan available on?

Ctrip Loan is currently supported on iPhone and iPod devices. The latest version available is 3.6.0.

### Does Ctrip Loan have ads?

Yes, this app contains advertisements. As it is a free platform, advertisements are included to support its operation.

### When was Ctrip Loan last updated?

The latest version of Ctrip Loan, 3.6.0, was last updated on February 16, 2026. This indicates a recent update and ongoing development.

## Version history (last 5 releases)

### 3.6.0 — 2026-02-16

优化产品流程
体验更加顺畅

### 3.4.8 — 2024-10-14

1、提升产品性能
2、优化用户体验

### 3.4.5 — 2024-07-29

修复部分问题，使用更加流畅

### 3.4.2 — 2024-07-09

每次升级都是为了更好的体验
新增备案号显示

### 3.2.9 — 2023-08-28

借款流程更顺畅
获取权限更加合规

## Apps similar to 携程借款

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [魔借-小额借款平台](https://appshunter.io/ios/app/id1197956810) | 3.0 (4) | Free | Finance |
| [中原提钱花-正规大额借钱长周期贷款平台](https://appshunter.io/ios/app/id1518722931) | 5.0 (6) | Free | Finance |
| [富宝袋-正规分期贷款快速借钱平台](https://appshunter.io/ios/app/id1181736519) | 2.3 (3) | Free | Finance |
| [马上钱包-手机借钱借款小额分期贷款平台](https://appshunter.io/ios/app/id1568686533) | 4.0 (2) | Free | Finance |
| [考拉易分期-借钱借款贷款平台](https://appshunter.io/ios/app/id523367437) | 4.2 (5) | Free | Finance |

## More apps by 携程科技(上海)有限公司

- [携程金融-信用贷款分期旅行](https://appshunter.io/ios/app/id1388731823)

All apps by 携程科技(上海)有限公司: https://appshunter.io/developer/1536863125

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-22.*