# 马上钱包-手机借钱借款小额分期贷款平台 — 马上消费旗下分期借款信用贷款现金借钱平台

> Online loan platform for personal credit and installment loans. (iPhone/iPad app by 马上消费金融股份有限公司.)

- Source: https://appshunter.io/ios/app/id1568686533 (this page in markdown: same URL + `.md`)
- Developer: [马上消费金融股份有限公司](https://appshunter.io/developer/1035050937)
- Category: Finance, Business
- Price: Free
- Rating: 4.00/5 from 2 App Store ratings · 20 written reviews indexed
- Age rating: 17+
- Requires: iOS 12.0 · 63 MB
- Languages: Chinese (Simplified, China)
- Released: 2021-07-01
- Data updated: 2026-08-12
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/id1568686533/reviews.md

## What is 马上钱包?

马上钱包（原安逸花极速版）：凭手机号+身份信息即可在线申请贷款！最高借贷额度20万元！
【平台介绍】
马上钱包为马上消费公司推出的一款循环额度的贷款产品。用户可以在额度范围内进行分期消费贷款。
马上消费为您提供安全、专业、智能、便捷的分期消费贷款，可自主提现支付，可享免息消费服务（限部分商品）。
【产品特点】
额度高：审批后最高额度20万元
效率高：使用手机号+身份信息即可申请
操作易：借款进度随时查，还款操作很方便
可循环：一次授信，循环使用，有效期5年，年化利率（单利）7.2%-24%。
【资金来源】
贷款资金来源于马上消费金融股份有限公司（持牌消费金融机构）及/或合作金融机构
【联系我们】
官网：www.msxf.com
客服电话：95090
【温馨提示】
贷款额度、放款时间、通过时间以实际审批结果为准
贷款有风险，借款需谨慎，请依据个人能力合理贷款，理性消费，避免逾期

## Key features

- Online loan application
- High loan limits up to 200,000 yuan
- Revolving credit line
- Convenient repayment options
- Fast approval process
- Secure funding from licensed institutions

## Recent user reviews (10 of 20)

All indexed reviews: https://appshunter.io/ios/app/id1568686533/reviews.md

### 1/5 — 套路平台

*2024-09-24*

进入以后授信额度，和利息都有了，让你开通会员提款，开通会员，然后告诉你提款失败，然后我与客服沟通，没有提款成功是不否，不要每月在缴会员费，客服告知，开会员，和借钱没有多大关系，然后我与客服沟通，取消会员，沟通一个小时，也没有取消会员……

### 1/5 — 真的很长的一段时间里没...

*2023-12-29*

yrw应有尽有，tao🍑花呗真的很不错的选择，急用还是找专业的

### 1/5 — 借款金额始终不高

*2023-03-24*

用此平台已经有六年了额度始终不大

### 1/5 — 骗子

*2022-04-27*

每次都打电话骗我，骗资料

### 1/5 — 1

*2022-04-24*

有额度借不出

### 1/5 — 无法

*2022-03-14*

每次发信息给我叫我贷 额度倒是有，就是贷不了

### 1/5 — 垃圾

*2022-03-08*

垃圾软件坑人

### 1/5 — 垃圾

*2021-12-22*

进去就让你开会员 不开会员不借

### 1/5 — 骗人

*2021-12-04*

以后请你们的客服不要再给我打电话了，每次都不可以

### 1/5 — 哪里有循环额度？

*2021-11-29*

从未逾期过，还着还着就借不了了，之前还开通了什么会员一点用都没有

## Frequently asked questions about 马上钱包

### What is the maximum loan amount for 马上钱包?

The maximum loan amount available through 马上钱包 is up to 200,000 yuan after approval. This is a revolving credit line that can be used for installment consumption loans.

### How long is the validity of the revolving credit line for 马上钱包?

The revolving credit line for 马上钱包 has a validity period of 5 years. This allows for repeated use within the approved credit limit.

### What are the annual interest rates for 马上钱包 loans?

The annualized interest rate (simple interest) for 马上钱包 loans ranges from 7.2% to 24%. The exact rate will depend on the individual loan approval.

### What information is needed to apply for a loan with 马上钱包?

To apply for a loan with 马上钱包, you only need your phone number and identity information. This streamlined process aims for efficiency.

### Where does the funding for 马上钱包 loans come from?

The loan funds for 马上钱包 are sourced from MaShang Consumer Finance Co., Ltd., which is a licensed consumer finance institution, and/or its partner financial institutions.

### Is 马上钱包 available on Android devices?

The provided data indicates that 马上钱包 is supported on iPhones and iPods. Information regarding Android device compatibility is not available in this data.

### How often is 马上钱包 updated?

The latest version of 马上钱包 is 1.2.9, and it was last updated on April 23, 2026. This suggests a recent update, though the frequency is not explicitly stated.

### What is the user rating for 马上钱包?

马上钱包 has a rating of 4.0 stars based on 2 ratings. This indicates a generally positive reception from its limited user base.

## Version history (last 5 releases)

### 1.2.10 — 2026-07-16

【申请便捷】借款流程简捷，安全又省心
【体验升级】视觉体验优化，操作更流畅

### 1.2.9 — 2026-04-23

【申请便捷】借款流程简捷，安全又省心
【体验升级】视觉体验优化，操作更流畅

### 1.2.8 — 2026-03-02

【申请便捷】借款流程简捷，安全又省心
【体验升级】视觉体验优化，操作更流畅

### 1.2.7 — 2025-11-24

【申请便捷】借款流程简捷，安全又省心
【体验升级】视觉体验优化，操作更流畅

### 1.2.6 — 2025-09-22

【申请便捷】借款流程简捷，安全又省心
【体验升级】视觉体验优化，操作更流畅

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## More apps by 马上消费金融股份有限公司

- [马上金融 (安逸花借款)-正规贷款分期借钱平台](https://appshunter.io/ios/app/id1055916992)
- [安逸花-分期借钱信用贷款快速借款平台](https://appshunter.io/ios/app/id1098542282)
- [优逸花-信用借钱贷款分期平台](https://appshunter.io/ios/app/id1569330127)
- [马上分期贷款-分期贷款小额借钱平台](https://appshunter.io/ios/app/id1585923863)

All apps by 马上消费金融股份有限公司: https://appshunter.io/developer/1035050937

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-12.*