# 一木记账-智能语音记账 — 专注效率无广告记账软件

> Intelligent voice and text-based expense tracking with robust financial management. (iPhone/iPad app by 泽天 胡.)

- Source: https://appshunter.io/ios/app/id1572969723 (this page in markdown: same URL + `.md`)
- Developer: [泽天 胡](https://appshunter.io/developer/1572962963)
- Category: Finance
- Price: Free with in-app purchases
- Rating: 4.77/5 from 43 App Store ratings · 47 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 65 MB
- Languages: Chinese (Simplified, China)
- Released: 2021-08-15
- Data updated: 2026-09-04
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/id1572969723/reviews.md

## What is 一木记账?

一木记账——专注效率的智能记账软件。
不插广告，不推理财产品，只做记账这一件事。

【记一笔，最快只要一句话】
· 语音记账：说「午饭 32」，金额、分类、账户、时间自动填好，确认即入账
· 一句话文字记账：不方便说话就打一行字，同样能识别
· 语音快捷指令：通过快捷指令说一句话记账，全程不用打开 App
· 自动记账：把账单截图交给快捷指令，自动识别并填好这笔账
· 导入 AI 识别账单：让你常用的 AI 助手读图，识别结果一键导入，单笔与批量都支持
· 手动记账：自定义键盘，常用分类与账户一屏可达

【小组件，不打开 App 也能记和看】
· 锁屏组件：圆形、矩形、行内三种样式，抬手即见预算与余额
· 桌面组件：预算、周趋势、日历热力图、金价等 20 余款
· 自定义组件：自己挑数据和样式，搭一个只属于你的组件

【强大的资产管理】
· 信贷账户与消费分期：出账、还款一笔不漏
· 还款提醒：信用卡、房贷、到期本地通知，提醒时间可自定义
· 多类资产统一管理：借贷、定期、股票、贵金属、多币种
· 报销与退款：标记待报销，支持多次退款关联
· 资产走势与分布桑基图，钱的流向一眼看清

【全面的账单统计】
· 月、年、自定义周期的收支统计
· 分类统计、标签统计、预算统计
· 年度热力图：一年的记账习惯一屏看完

【高效的日历查阅】
每日收支与还款提醒，尽在日历视图一目了然。

【独有的导入导出】
· 第三方平台账单截图一键导入，自动识别
· 支持多个第三方平台的 Excel 账单导入
· 高度自由的账单导出，可导 Excel

【多人账本】
扫码加入同一个账本，家庭、情侣、室友共同记账。

【举重若轻的功能】
标签、周期记账、愿望清单、账单拆分、批量编辑、WebDAV 备份、iCloud 与云端备份、多主题、自定义 App 图标、自由的个性化设置。

【干净纯粹】
不带任何广告，不带任何理财信息，只为记账而生。

## Key features

- Voice and text expense logging
- Asset and credit account management
- Detailed income/expense statistics
- Calendar view for bills and reminders
- Third-party bill import from screenshots
- Ad-free and no financial advice
- Customizable themes and icons

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| 一木记账月费高级会员 | $0.99 | one-time |
| 一木年费高级会员 | $6.99 | one-time |
| 一木永久高级会员 | $17.99 | one-time |


## Recent user reviews (10 of 47)

All indexed reviews: https://appshunter.io/ios/app/id1572969723/reviews.md

### 5/5 — 30岁了没存到钱，有了你才知道我花钱很吓人

*2025-10-31, version 2.3.1*

太爱了太细了，希望这app让我用一辈子

### 5/5 — 界面整洁舒适

*2025-09-19*

记账方便整洁，建议以后能够增加小组件功能，直接从手机页面看到每月支出收入等类似内容，这样更加清晰知道以及提醒每月支出与收入，希望能够采纳

### 5/5 — 资金账户bug

*2025-07-14, version 2.2.4*

当选择币种为外币的时候，资金账户总额计算有误

### 5/5 — 希望添加Ai功能

*2025-06-06*

能快速从文字中或者截图中添加账单，避免反复选择分类的麻烦

### 4/5 — 希望能支持加密货币资产管理功能

*2025-04-05*

求求了🥺

### 4/5 — 添加新记帐的支付账户顺序会自己变

*2025-03-27*

添加新记帐的支付账户顺序会自己变

### 5/5 — 真正的无广好用记账软件

*2025-01-07*

标题看着像广告，用了几年了，真心好用，早早开了会员，不负作者无广坚持，希望后续加入可以自定义的暗黑模式，更多的暗夜主题

### 2/5 — 第三方导入账本居然不支持币种选择

*2024-05-04*

改了半天excel居然无法识别多币种很恼火

### 5/5 — 感觉超级好用！

*2024-03-28*

之前一直用的鲨鱼，好多年了。前几天小红书刷到了这个，看了一下下载体验了两天就开了永久会员，功能多，而且可以换主题哈哈哈

### 5/5 — 体验很好

*2024-03-20*

作为个人财务记账软件可以说功能非常全面，各种与钱相关的场景都有考虑到，好评！

## Frequently asked questions about 一木记账

### How does 一木记账 handle user data security?

一木记账 prioritizes user data with features like WebDAV and cloud backups, allowing for secure storage and retrieval of financial information. The app is designed to be ad-free and does not include any financial advisory content, focusing solely on accurate record-keeping.

### What are the key benefits of using 一木记账 for budgeting?

一木记账 offers comprehensive budget statistics, allowing users to track spending against their set budgets across various categories. The app also provides detailed monthly, yearly, and custom period income/expense reports, along with asset trend analysis.

### Can 一木记账 import bills from other platforms?

Yes, 一木记账 has a unique import feature that allows users to import Excel bills from multiple third-party platforms. It can also automatically recognize and import bill details from screenshots of third-party platforms.

### What makes 一木记账's asset management stand out?

一木记账 provides robust asset account management, including management of credit account installments and repayment reminders. It also supports tracking reimbursements and debts, offering a holistic view of financial assets and liabilities.

### Is 一木记账 available on Android devices?

The current data indicates that 一木记账 is supported on iPhone and iPod. Information regarding Android compatibility is not provided in the application details.

### How often is 一木记账 updated?

The latest version of 一木记账 is 2.4.3, last updated on April 5, 2026. This suggests a relatively recent update cycle, though specific update frequency is not detailed.

### What is the user sentiment towards 一木记账 based on its rating?

一木记账 has a very high rating of 4.8 stars from 41 ratings, indicating strong positive user sentiment. Users likely appreciate its efficiency, comprehensive features, and ad-free experience.

### Does 一木记账 offer different subscription tiers?

The application is listed as 'Free' with in-app purchases, suggesting that core functionality is available without cost. Specific details on subscription tiers or paid features are not provided in the description.

## Version history (last 5 releases)

### 2.5.3 — 2026-08-20

1.新增账户收支饼图与预算占比饼图
2.新增自定义背景功能
3.修复一些已知bug

### 2.5.2 — 2026-08-04

1.优化分类统计和标签统计
2.新增资产分布桑基图
3.新增还款提醒:信用卡/房贷/到期本地通知,可自定义提醒时间
4.自动记账部分场景优化
5.预算管理页UI改版
6.修复一些已知bug

### 2.5.1 — 2026-07-10

1.首页账单新增详细模式
2.新增「收支对比」桑基图，直观展示收入来源与支出去向的资金流向。
3.统计「支出/收入数据」新增环比、同比、同期对比，支持详细/简洁一键切换。
4.新增锁屏小组件
5.修复一些已知bug

### 2.5.0 — 2026-06-16

1.手动记账标签选择交互优化
2.附件多图滑动预览
3.自动记账识别优化

### 2.4.9 — 2026-06-15

1.手动记账标签选择交互优化
2.附件多图滑动预览
3.自动记账识别优化

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## More apps by 泽天 胡

- [一木记物](https://appshunter.io/ios/app/id6747106968)
- [一木宝宝-宝宝喂养记录与育儿日记](https://appshunter.io/ios/app/id6760517412)
- [一木百宝箱](https://appshunter.io/ios/app/id6761983084)

All apps by 泽天 胡: https://appshunter.io/developer/1572962963

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-04.*