# 极融金选-分期贷款借钱平台 — 合规持牌小额贷款软件

> Online platform for personal installment loans and borrowing. (iPhone/iPad app by Dalian High-tech Park Zhongrong Credit Co., LTD.)

- Source: https://appshunter.io/ios/app/id1582972514 (this page in markdown: same URL + `.md`)
- Developer: [Dalian High-tech Park Zhongrong Credit Co., LTD](https://appshunter.io/developer/1477802356)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 9.0 · 100 MB
- Languages: American English
- Released: 2021-10-11
- Data updated: 2026-08-13
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/id1582972514/reviews.md

## What is 极融金选?

【产品特点】
申请简单——凭身份证、银行卡等基本信息即可申请
借款额度高——额度高至20万
放款快——智能审批，快速到账
信息保密——个人信息全程加密，让您放心
借钱灵活——额度灵活选择，随时随地申请

【公司介绍】
大连高新园区中融信小额贷款股份有限公司于2011年注册成立，拥有稀缺的网络小额贷款牌照，旗下“极融金选”信息服务平台，运用互联网技术为有融资需求的符合条件的个人提供专业便捷的网络借贷信息服务。极融金选额度较高，纯线上申请，流程简单，极融金选坚持合规化建设，以服务好用户为商业追求，以提供负责任的服务为努力方向。

【风险提示】
贷款额度、放款时间、分期次数等以实际审批结果为准；
实际是否放款以审批结果为准；
贷款有风险，借款需谨慎；
请根据个人能力合理借款，理性消费，避免逾期。

## Key features

- Simple application process
- High borrowing limits up to 200,000
- Fast disbursement
- Information security and encryption
- Flexible borrowing options
- Purely online application

## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/id1582972514/reviews.md

### 5/5 — 还是给你们说个真正好下的吧

*2026-02-27*

挺稳的
如果急需建议试试哈
网纸 pp7.red (输入去浏览器）
👆👆👆

### 5/5 — 额度是高，利息高的离谱

*2023-07-18*

利息高利息高利息高利息高

## Frequently asked questions about 极融金选

### How do I apply for a loan with 极融金选?

You can apply using basic information such as your ID card and bank card. The application process is designed to be simple and can be completed online.

### What is the maximum loan amount available on 极融金选?

The platform offers high borrowing limits, with amounts going up to 200,000. The actual approved amount will depend on the specific approval results.

### How quickly can I receive funds after applying?

The app features smart approval processes that aim for fast disbursement. Funds are typically disbursed quickly after approval.

### Is my personal information secure on 极融金选?

Yes, the platform emphasizes information security, with personal information being encrypted throughout the process to ensure user privacy and peace of mind.

### What are the supported devices for 极融金选?

极融金选 is available on iPhones and iPods. It was last updated on January 19, 2022, with version 1.2.0.

### Does 极融金选 have ads?

No, the application does not contain advertisements.

### What is the age rating for 极融金选?

The app has an age rating of 4+, making it suitable for a wide range of users. It was first released on October 11, 2021.

### What are the risks associated with borrowing from 极融金选?

Loan amounts, disbursement times, and installment periods are subject to actual approval results. Borrowing involves risks, so it is advised to borrow cautiously based on personal ability and consume rationally.

## Version history (last 3 releases)

### 1.2.0 — 2022-01-19

1、优化流程
2、修复bug

### 1.1.0 — 2021-11-24

1、修复一些bug

### 1.0.0 — 2021-10-12

No release notes.

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## More apps by Dalian High-tech Park Zhongrong Credit Co., LTD

- [你我贷借款-正规分期贷款借钱平台](https://appshunter.io/ios/app/id1435751286)
- [柚子优选](https://appshunter.io/ios/app/id1477802357)
- [极融借款-小额信用分期借款平台](https://appshunter.io/ios/app/id1515095186)
- [你我借款-信用贷款借钱平台](https://appshunter.io/ios/app/id1575174767)

All apps by Dalian High-tech Park Zhongrong Credit Co., LTD: https://appshunter.io/developer/1477802356

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-13.*