# 借钱呗 - 极速版 — 正规借贷服务平台，解你燃眉之急 > Secure online lending platform for fast credit access and flexible repayment. (iPhone/iPad app by Wenzhou Yunrui Digital Technology Co., Ltd.) - Source: https://appshunter.io/ios/app/id1635093491 (this page in markdown: same URL + `.md`) - Developer: [Wenzhou Yunrui Digital Technology Co., Ltd](https://appshunter.io/developer/1840860482) - Category: Finance - Price: Free - Rating: 3.80/5 from 19 App Store ratings · 37 written reviews indexed - Age rating: 4+ - Requires: iOS 13.0 · 68 MB - Languages: American English - Released: 2022-07-26 - Data updated: 2026-09-05 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/id1635093491/reviews.md ## What is 借钱呗? 资金周转就上借钱呗！ 【关于借钱呗】 借钱呗APP是一款安全、创新的智选金融服务平台，提供面向大众的信贷服务。产品以合规、高效作为核心理念去服务于每一位用户，通过云计算，人工智能等技术，为用户提供方便、快捷的互联网信贷服务。 【产品特色】 1、额度高：额度可高至20万元 2、自主提额：额度根据信用状况变更，多维度认证，实时提额 3、息费透明：年化利率7.2%-24%（单利） 4、实时审批：线上智能审批，应急借款 5、操作易：凭身份证+个人资料一键即可激活额度 6、安全强：个人信息全程加密，多重隐私保护，为您借钱保驾护航 7、还款灵活：可根据实际需要灵活选择不同的还款方式（可分6期，12期，24期仅优质用户可享） ps：具体贷款额度、利率，放款时间以实际审批为准，请根据需要合理借贷。 【联系我们】 微信关注：“借钱呗官方服务号”公众号 联系客服：我的-工具-在线客服 客服电话：400-6160-105 服务时间：工作日：9:00-18:00（人工服务） 非工作日/时段：留言服务，我们将在1个工作日内回复处理。 【温馨提示】 借款成功后借钱呗不会通过QQ、微信公众号等方式联系您转账或还款，请勿相信任何整改利息、退款等诱骗信息，如有疑问请咨询官方客服。 贷款有风险,借款需谨慎;请根据个人能力合理贷款,理性消费,避免逾期。 ## Key features - High loan limits up to 200,000 RMB - Self-service credit limit increases - Transparent annual interest rates (7.2%-24%) - Real-time smart approval for emergency loans - Easy one-click activation with ID and personal info - Strong security with data encryption and privacy protection - Flexible repayment options (6, 12, 24 installments for premium users) ## Recent user reviews (10 of 37) All indexed reviews: https://appshunter.io/ios/app/id1635093491/reviews.md ### 1/5 — 别用 *2026-08-08* 假的 让你一直下载 千万别用 ### 1/5 — 借口不会成功 *2026-08-07* 狗垃圾玩意，你全家老少喝中药 ### 1/5 — 垃圾 *2026-08-04* 垃圾软件，就是为了套取信息 **Developer response:** 抱歉给您带来不好的服务体验，系统会根据您的各方面数据做综合评估，比如您的央行征信、消费行为、支付习惯、其他金融平台借贷记录等，借款失败只是暂时的，建议您后续关注哦，谢谢您的支持。 ### 1/5 — 就是骗资料的中介平台 *2026-07-11* 骗资料的垃圾 **Developer response:** 抱歉给您带来不好的服务体验，系统会根据您的各方面数据做综合评估，比如您的央行征信、消费行为、支付习惯、其他金融平台借贷记录等，借款失败只是暂时的，建议您后续关注哦，谢谢您的支持。 ### 1/5 — 非常差 骗客户个人信息的 *2026-07-09* 注册进去之后点击申请，然后不断地跳各种的平台 **Developer response:** 抱歉给您带来不好的服务体验，系统会根据您的各方面数据做综合评估，比如您的央行征信、消费行为、支付习惯、其他金融平台借贷记录等，借款失败只是暂时的，建议您后续关注哦，谢谢您的支持。 ### 1/5 — 中介平台 *2025-10-11* 自身没有额度可以借款，都是套取个人信息提供给第三方平台一直提供无限循环，相当于拿你身份信息去卖钱给第三方 **Developer response:** 抱歉给您带来不好的服务体验，系统会根据您的各方面数据做综合评估，比如您的央行征信、消费行为、支付习惯、其他金融平台借贷记录等，借款失败只是暂时的，建议您后续关注哦，谢谢您的支持。 ### 5/5 — 推荐 *2025-08-03* 急需资金周转的朋友可以下载这个试试看，审核以及下款速度非常快值得推荐 ### 5/5 — 挺好的 *2025-06-03* 下载安装速度都很快，效率特别高，解决了生活中许多的困难，借款速度快，安全又可靠 ### 1/5 — 纯纯给线下诈骗机构提供个人隐私信息 *2025-05-16* 太吓人了，注册完之后每天至少10几个电话和短信，而且电话用微信搜好友都是没有认证的，已经网监等相关部门投诉举报了 **Developer response:** 抱歉给您带来不好的服务体验，系统会根据您的各方面数据做综合评估，比如您的央行征信、消费行为、支付习惯、其他金融平台借贷记录等，借款失败只是暂时的，建议您后续关注哦，谢谢您的支持。 ### 5/5 — 好评 *2025-04-28* 资料审核速度快，客服服务态度好，下款速度快，优惠政策多多 ## Frequently asked questions about 借钱呗 ### What is the maximum loan amount offered by 借钱呗? 借钱呗 offers loan amounts that can go as high as 200,000 RMB. The specific loan amount you are eligible for will be determined by your creditworthiness and will be confirmed during the approval process. ### What are the interest rates for loans from 借钱呗? The annual interest rates for loans from 借钱呗 range from 7.2% to 24% on a simple interest basis. The exact rate applicable to your loan will be clearly stated before you finalize the agreement. ### How does 借钱呗 handle loan approvals? 借钱呗 utilizes online smart approval systems to provide real-time assessments for emergency loans. This process aims to be efficient, allowing users to get quick decisions on their loan applications. ### What information is required to activate a loan limit with 借钱呗? To activate your loan limit with 借钱呗, you typically only need your ID card and basic personal information. The app is designed for a simple, one-click activation process after these details are provided. ### Does 借钱呗 offer flexible repayment options? Yes, 借钱呗 provides flexible repayment options. Users can choose different repayment methods based on their needs, with options for installments such as 6, 12, and 24 months available for premium users. ### How secure is my personal information with 借钱呗? 借钱呗 prioritizes security, ensuring that your personal information is encrypted throughout the process. The platform employs multiple layers of privacy protection to safeguard your data during your borrowing experience. ### How often is 借钱呗 updated? The latest version of 借钱呗 is 1.4.3, and it was last updated on November 12, 2025. This indicates a relatively active development cycle, with updates likely released to improve functionality and security. ### Is 借钱呗 available on multiple devices? Based on the available data, 借钱呗 is supported on iPhones and iPods. Users with these Apple devices can access the lending services provided by the platform. ## Version history (last 5 releases) ### 1.4.4 — 2026-08-10 Optimized partial functions, fixed known bugs and improved application stability ### 1.4.3 — 2025-11-12 修复已知问题，提高用户体验 ### 1.4.2 — 2025-09-24 修复已知问题，提高用户体验 ### 1.4.1 — 2025-08-12 修复已知问题，提高用户体验 ### 1.4.0 — 2025-05-23 修复已知问题，提高用户体验 ## Apps similar to 借钱呗 | App | Rating | Price | Category | | --- | --- | --- | --- | | [平安消费金融-贷款借钱分期平台](https://appshunter.io/ios/app/id1516206989) | 3.4 (5) | Free | Finance | | [拍拍贷借款-借贷:小额分期贷款现金借钱软件](https://appshunter.io/ios/app/id983488107) | 3.8 (70) | Free | Finance | | [花鸭借钱-现金借款贷款备用金](https://appshunter.io/ios/app/id6443499530) | — | Free | Finance | | [随星借](https://appshunter.io/ios/app/id1236629993) | 4.7 (264) | Free | Finance | | [洋钱罐借款 - 分期贷款借钱平台](https://appshunter.io/ios/app/id1410049631) | 4.6 (521) | Free | Finance | | [融360-贷款、信用卡资讯](https://appshunter.io/ios/app/360/id1026689855) | 4.4 (41) | Free | Finance | ## More apps by Wenzhou Yunrui Digital Technology Co., Ltd - [悦享卡](https://appshunter.io/ios/app/id6752773940) All apps by Wenzhou Yunrui Digital Technology Co., Ltd: https://appshunter.io/developer/1840860482 ## Related topics [wosheng software](https://appshunter.io/ios/topics/wosheng-software) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-05.*