# 正念·记账,记账本,随手记账 — 感知内心需求,拒绝冲动消费带来的短暂快感

> A modern, ad-free expense tracker for young adults focused on mindful spending. (iPhone/iPad app by 小拓 林.)

- Source: https://appshunter.io/ios/app/id1666489116 (this page in markdown: same URL + `.md`)
- Developer: [小拓 林](https://appshunter.io/developer/1267985198)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 16 · 93 MB
- Languages: American English, Japanese, Chinese (Simplified, China)
- Released: 2023-03-31
- Data updated: 2026-08-07
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/id1666489116/reviews.md

## What is 正念·记账,记账本,随手记账?

正念记账是一款元气满满的记账应用，旨在让记账这个严肃枯燥的行为变得更有活力、更适合当代年轻人，让记账变得更加好看、更加愉快。

该应用设计简约，无广告、无社区、无理财推荐，只专注于记录账目。

正念记账拥有多种实用功能，包括共享账本、共享存钱计划、记账频率记录、预算管理、定时记账、即时动态、小组件、存钱计划、导入账单、模板记账、记账日历、非理性消费、多账本、数据过滤箱、资产项目、汇率换算和记账地图等，让用户能够方便地记录和管理自己的财务情况。
【正念记账 自动续费VP套餐说明】
- 订阅周期:1个月（连续包月产品），12个月（连续包年产品）。
- 具体价格请见正念记账馆App内部付费页面。
- 付款:通过用户的 iTunes账户扣款，用户确认
购买后即付款。
- 取消续订:如需取消续订，请在当前订阅周期
到期前24小时以前，手动在 iTunes/Apple ID设置
管理中关闭自动续订功能。
- 续订:苹果iTunes账户会在到期前24小时内扣
费，扣费成功后订阅周期顺延一个订阅周期。
- 订阅可以由用户管理，并且可以在购买后在用户
的账户设置里关闭自动订阅。
- 免费试用期的任何未使用部分（如果提供）将在
用户购买该出版物时被回收。
- 隐私政策与使用条款 https://shimo.im/docs/VYv89rdHXRVGkcVV
- 自动续费会员服务协议 https://docs.qq.com/doc/DWEhzYVFZcmtUZlJz

## Key features

- Budget management
- Savings plans
- Scheduled transactions
- Bill import
- Transaction calendar
- Multi-account support
- Expense mapping

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Annual membership | $4.99 | per year |
| monthly membership | $0.99 | per month |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| 永久会员 | $9.99 | one-time |


## Recent user reviews (8 of 8)

All indexed reviews: https://appshunter.io/ios/app/id1666489116/reviews.md

### 4/5 — 有这功能没有

*2025-12-07*

转让和手续费功能，另外你们没有小红书吗，还有分类根本去不掉呀，我有两个微信但是账户那没法写成微信1微信2，记账的改进想法与需求:
我这显示无法获取识别结果咋回事，也重启手机了都是最新版本另外你们居然没小红书

### 1/5 — 更新不稳定

*2025-08-08*

更新以后分类都不能选了，软件删除重新下载也不行，
收入点不到，更换不了，怎么回事？

### 3/5 — 填写完后剩余预算没有变化

*2025-06-08*

剩余预算和日均预算都没有变化啊

### 3/5 — 更新后不能点击分类进行记账

*2025-04-26*

从昨天开始不能点击分类，输入金额无分类又不能记账，卸了重装也不行，之前记得帐都没啦

### 5/5 — 意见

*2025-03-17*

记账的改进想法与需求:
希望能出一个以每月15号至下月15号为周期的预算模板

### 5/5 — 更新后的bug

*2025-03-09*

微信支付宝导入消费后再进入App进行详细编辑，会数据消失

### 3/5 — 搞不明白 为什么预算只能设置成2000

*2024-11-30*

搞不明白 为什么预算只能设置成2000

### 5/5 — 很方便的记账app

*2023-04-06*

不夸张的说，这个记账是我用过最好用的app，可以记下自己的每一笔花在哪里，有图标，账单结余，日历汇总明细，收支趋势，消费占比等等，让你一眼就能知道自己每个月消费情况，可以很直观的看到自己的每一种消费要花多少成本，省了很多做决策的时间，让自己更加轻松。还可以添加自己想要的标签，也可以添加多个账本，以便于自己理财。这个真的可以随时，随手，随地记账，超级方便。还有多种存钱计划，更加便捷提醒自己怎么什么时候存钱，该存多少，这app直接帮你计算好，让生活更有规律。还有一些汇率问题也可以有等等一些类目，总之挺全面的，挺好的，用起来简单又省心还方便。真的挺喜欢的～

## Frequently asked questions about 正念·记账,记账本,随手记账

### What is the short name for 正念·记账,记账本,随手记账?

The short common name for this app is 正念记账. This name is derived from the beginning of its full title and is used to simplify references.

### Does 正念记账 have ads?

No, 正念记账 is designed to be ad-free. The app description explicitly states that it has no advertisements, allowing for an uninterrupted user experience focused solely on financial tracking.

### What are the subscription options for 正念记账?

正念记账 offers both monthly and annual membership plans. The monthly plan is priced at $0.99, while the annual plan is $4.99 and includes a 3-day free trial.

### How can I cancel my 正念记账 subscription?

To cancel your subscription, you need to go to your iTunes/Apple ID settings and disable auto-renewal at least 24 hours before your current subscription period ends. Subscriptions can be managed by the user in their account settings.

### What devices is 正念记账 compatible with?

正念记账 is available on iPhone, iPad, and iPod. The app is designed to work across various Apple devices, ensuring a consistent experience for users.

### How often is 正念记账 updated?

The latest version of 正念记账 is 7.5, and it was last updated on March 26, 2026. This indicates a recent update, suggesting ongoing development and support for the application.

### What is the user sentiment for 正念记账?

正念记账 has a rating of 4.3 stars from 35 ratings. This generally positive rating suggests that users find the app to be effective and enjoyable to use for their financial tracking needs.

### Is 正念记账 suitable for all ages?

正念记账 has an age rating of 4+. This means it is considered appropriate for children aged 4 and above, indicating that its content and features are not restricted to adult users.

## Version history (last 5 releases)

### 7.5 — 2026-03-26

*修复云同步时数据异常状态*

### 7.4 — 2025-05-21

*优化快捷记账美团识别*
*快捷记账将显示识别的二级分类*

### 7.3 — 2025-05-13

*优化美团识别*

### 7.2 — 2025-05-06

*修复恢复BUG*

### 7.1 — 2025-05-06

*修复计划打卡BUG*

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All apps by 小拓 林: https://appshunter.io/developer/1267985198

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-07.*