# 交通银行 — 交通银行官方App

> 交通银行官方App (iPhone/iPad app by 交通银行.)

- Source: https://appshunter.io/ios/app/id337876534 (this page in markdown: same URL + `.md`)
- Developer: [交通银行](https://appshunter.io/developer/337876537)
- Category: Finance, Business
- Price: Free
- Rating: 3.60/5 from 383 App Store ratings · 114 written reviews indexed
- Age rating: 17+
- Requires: iOS 12.0 · 349 MB
- Languages: Chinese (Simplified, China)
- Released: 2009-11-06
- Data updated: 2026-09-04
- User reviews in markdown: https://appshunter.io/ios/app/id337876534/reviews.md

## What is 交通银行?

交通银行10.0版本焕新发布，聚焦“普惠、智能、好用”建设理念，用AI重塑数智服务新体验，为您提供更有温度的线上化综合金融服务。

一、智享财富，“10”力升级
【AI小鹿助手】您身边的智能财富管家，开口即理财，为您解读信息、精准产品筛选、一句话定制专属方案。
【“活钱+”专区】超100只快赎产品可供选择，灵活取用、快速到账。
【账单中心】多样账单、月月呈达，精粹呈现您的资产变动、收益成绩、收支分析等各类报告。

二、实惠生活，“10”足有料
【惠民贷】免抵押、免担保的纯线上消费信用贷款，在线申请、借还灵活，“贷”您开启美好生活。
【车金融专区】极简线上预约试驾，一站式线上购车体验，助您畅享美好出行时光。
【领券中心】多样好券、多领多省，餐饮美食、打车出行、品质商超，统统有优惠。

三、精彩体验，“10”分满意
【文旅大戏】“金融+文旅+消费”一站式出行体验，让您的每段旅程更省心、更省钱、更舒心。
【跨境支付通】陆港两地跨境人民币汇款实时办理，全程零交易费用。

## What do users think of 交通银行?

Overall sentiment: negative

**Pros**

- 👍 User-friendly interface design
- 💰 Competitive fund purchase fees
- 🏦 Comprehensive banking services
- 🔒 Secure financial transactions
- 😊 Reliable customer service
- 💡 Innovative features and tools

**Cons**

- 🐛 Frequent crashes and freezes
- ⏱️ Extremely slow loading times
- 🎨 Overly complex and cluttered UI design
- 📱 Poor compatibility with newer devices
- 🔐 Forced facial recognition requirement
- 📲 Mandatory app updates blocking access
- 🌐 Network connectivity issues
- ⚠️ White screen and blank page errors
- 📨 Unreliable SMS verification codes
- 🚫 Non-functional features after updates
- 🔄 Frequent loss of account information
- 🎯 Confusing navigation and layout changes
- 🌍 Non-functional overseas
- 📊 Inaccurate asset calculations
- 🔔 Persistent false notification badges

**Commonly reported bugs**

- App crashes on startup or during login
- Freezing at loading screen indefinitely
- White screen display errors
- Touch ID and Face ID authentication hangs
- Cannot download app from store
- App force quits when connected to proxy
- iPad incompatibility
- Account information lost after version updates
- Blank menu pages with no clickable elements
- Facial recognition fails to recognize users
- Cannot input passwords on login screen
- App incompatible with non-4G devices using Wi-Fi only
- Face ID support removed in recent updates
- App crashes on jailbroken devices
- Cannot connect to network despite available connection
- Slow or missing SMS verification codes
- Forced login requirement to view balance
- Unresponsive buttons and interface elements
- App stuck on advertisement splash screen
- Crashes on iPhone X with display scaling issues

**Most requested features**

- Touch ID and Face ID support
- Simplified and cleaner interface
- Tab bar navigation restoration
- Faster app loading performance
- Better offline functionality
- English language support
- Skip startup guide option
- App-to-app login integration (like Alipay)
- Improved SMS verification reliability
- Optional facial recognition (not mandatory)

## Recent user reviews (10 of 114)

All indexed reviews: https://appshunter.io/ios/app/id337876534/reviews.md

### 1/5 — 流氓软件

*2026-06-01, version 10.4.0*

流氓软件

### 1/5 — 垃圾，弱网支付时卡死

*2026-04-16, version 10.3.0*

弱网被扫交易一直转圈卡死

### 1/5 — 烂服务烂银行 钱弄不出来

*2025-12-15, version 10.1.0*

狗都不用销户了  奉劝不要用 用了钱取不出来

### 1/5 — cant download app

*2025-12-01*

I can’t download the app for credit card. Why？

### 1/5 — 10.0版本是所有版本里最差的

*2025-11-05*

更新后，每次购买理财前，先强制看5秒钟产品合同，才能点掉。请问是有什么必要？是5秒钟能看完几十页的合同？还是故意设置一个已阅的形式主义的步骤来甩锅？新发产品本身购买人数众多，现在起更加难以购买了！只是你不知道开发者怎么想的！难用！

### 5/5 — A Comprehensive Review of the Transportation Bank Mobile Application

*2025-10-21*

The Transportation Bank mobile application is a commendable tool that significantly enhances user experience in financial transactions. It is user-friendly, efficient, and offers a wide range of services that meet the needs of modern banking customers. The app’s interface is intuitive, making navigation seamless and straightforward. Its features, such as quick access to account information, secure fund transfers, and convenient bill payments, reflect a commitment to innovation and customer satisfaction. Overall, the Transportation Bank app is a valuable asset in the digital banking landscape, providing a reliable and efficient platform for users to manage their finances with ease.

### 1/5 — 适配iOS18黑色图标

*2025-08-07*

适配iOS18的黑色图标对交通银行的工程师来说很难吗？这么久了都不做适配，是技术不行还是天天在摸鱼

### 1/5 — 一坨答辩

*2025-05-09*

用得火大

### 3/5 — 切换后台返回后卡死或闪退

*2025-04-14*

最新版本9.2.0切换到后台（有时需要打开计算器计算利率或者打开别家App比较收益率）再返回后卡死或闪退，稍后会重新打开并要求再次登陆，此前版本没有此问题，请尽快修正
另外希望能够添加深色模式或者随系统变动

### 1/5 — 。

*2025-03-25*

同事告诉我有个微信立减金的活动，我怎么都找不到，没想到搜索后提示仅限受邀请客户参加，用了这么多年的老用户，区别对待。

## Version history (last 5 releases)

### 10.5.0 — 2026-08-12

优化了多项交互细节，提升使用体验。

### 10.4.1 — 2026-06-25

优化了多项交互细节，提升使用体验。

### 10.4.0 — 2026-05-27

优化了多项交互细节，提升使用体验。

### 10.3.6 — 2026-05-11

优化了多项交互细节，提升使用体验。

### 10.3.5 — 2026-05-06

优化了多项交互细节，提升使用体验。

## Apps similar to 交通银行

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [CMBCHK Personal Mobile Banking](https://appshunter.io/ios/app/cmbchk-personal-mobile-banking/id1271299745) | 1.2 (10) | Free | Finance |
| [SC China](https://appshunter.io/ios/app/sc-china/id487144078) | 4.7 (500) | Free | Finance |
| [CMB WING LUNG BANK](https://appshunter.io/ios/app/cmb-wing-lung-bank/id526663971) | 1.0 (3) | Free | Finance |
| [UnionPay APP](https://appshunter.io/ios/app/unionpay-app/id600273928) | 1.9 (569) | Free | Finance |
| [BOC Macau](https://appshunter.io/ios/app/boc-macau/id479179008) | 2.4 (17) | Free | Finance |
| [ICBC Mobile Banking](https://appshunter.io/ios/app/icbc-mobile-banking/id584398176) | 2.0 (138) | Free | Finance |

## More apps by 交通银行

- [买单吧-交通银行信用卡](https://appshunter.io/ios/app/id1057446665)
- [买单吧商家](https://appshunter.io/ios/app/id1217682855)
- [交行企业银行](https://appshunter.io/ios/app/id1367830788)
- [交银金服](https://appshunter.io/ios/app/id1546706060)
- [交行云跨行](https://appshunter.io/ios/app/id6465081130)

All apps by 交通银行: https://appshunter.io/developer/337876537

## Related topics

[somang](https://appshunter.io/ios/topics/somang)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-04.*