# 中国银行

> 中国银行 (iPhone/iPad app by Bank of China Limited.)

- Source: https://appshunter.io/ios/app/id399608199 (this page in markdown: same URL + `.md`)
- Developer: [Bank of China Limited](https://appshunter.io/developer/392493980)
- Category: Finance, Business
- Price: Free
- Rating: 2.00/5 from 612 App Store ratings · 306 written reviews indexed
- Age rating: 17+
- Requires: iOS 11.0 · 574 MB
- Languages: Chinese (Simplified, China), Uyghur, American English, Mongolian, Tibetan
- Released: 2010-11-03
- Data updated: 2026-08-30
- User reviews in markdown: https://appshunter.io/ios/app/id399608199/reviews.md

## What is 中国银行?

中国银行手机银行匠心打造“便民、富民、惠民、乐民”综合服务平台：推出六大客群专属服务，满足您多元化服务需求；提供六大王牌财富管理服务，全程陪伴您的财富旅程；升级美好生活平台，丰富生活服务供给；推出“福仔云游记”，趣味互动让您畅享美好生活。
一键开启，便捷为您。中国银行面向新市民、县域、养老、代发薪、少数民族、交通出行六大客群，打造专属服务体验。
一键解锁，智富为您。推出财富管理开放平台，财富购物车、家庭财富全景视图、资产报告和资产诊断、甄选产品池、陪伴式服务、全方位安全保障六大王牌财富服务，通过专业、智能的财富管理能力，帮您管好“钱袋子”。
一键触达，惠泽为您。上线重点帮扶公益版块，引入中行精准帮扶平台“公益中国”，助力乡村振兴，搭建“爱心捐款”公益版块，提供扶贫救灾、教育助学、扶老助残三类捐款通道；生活频道合作商户拓展至16大类400余户；全新升级权益中心，积分兑换权益更丰富。
一键乐享，快乐为您。聚合四大特色场景，推出“福仔云游记”养成类游戏，升级趣味玩法，让金融也可以很快乐。

## What do users think of 中国银行?

Overall sentiment: negative

**Pros**

- 👍 Straightforward design
- 💡 Useful features like mobile payments
- 🚀 Fast and responsive

**Cons**

- 🐛 Frequent crashes and bugs
- 👎 Difficult to navigate and use
- 🤖 Poor facial recognition and login issues
- 💸 Excessive ads and notifications
- 🤔 Lack of customization options

**Commonly reported bugs**

- Constant app crashes
- Login and authentication problems
- Inability to update personal information
- Unreliable transaction processing

**Most requested features**

- Dark mode option
- Improved facial recognition
- More user-friendly interface
- Better customer support

## Recent user reviews (10 of 306)

All indexed reviews: https://appshunter.io/ios/app/id399608199/reviews.md

### 1/5 — No pattern loaded

*2026-08-22, version 9.9.32*

Asked for pattern security for logging in, it kept on loading.

### 1/5 — 烂完了

*2026-08-14, version 9.9.32*

一个个界面全都加载不出来，手机版本iOS26，5G 网下连页面图标都加载不出来，想要点进什么窗口发现全是空白

### 1/5 — 操作与服务评价

*2026-07-25, version 9.9.31*

操作麻烦 服务态度极差！我不知道你到底有没有一个人在国外过！？一个人在国外找客服客服不解决问题 找谁都找不到 你知道一个人在国外有多无助吗！？

### 1/5 — Worst Bank app

*2026-07-22, version 9.9.31*

International bank transfer service is horrible, and they are intentionally to make it  inconvenient and bureaucratic so that you don’t wanna transfer money outside China. Bad bank, bad app, bad service.

### 1/5 — 垃圾银行

*2026-07-16, version 9.9.31*

服务垃圾   工作人员态度垃圾    垃圾银行

### 2/5 — 功能设计非常差

*2026-07-12, version 9.9.29*

购买了理财，再回头看，我是压根找不到任何信息了解本金多少，什么时候到期等等任何基础信息的。招行做的就很好。

### 1/5 — 垃圾一样的交互设计

*2026-06-16, version 9.9.29*

如果能给0星绝对不给1星

### 1/5 — 非常糟糕的体验

*2026-06-16, version 9.9.29*

刚去到营业厅处理好APP登录问题，第二天就又不行了，看起来又要再次去营业厅办理了

### 1/5 — 垃圾软件

*2026-05-17, version 9.9.25*

登录巨麻烦，傻福软件

### 1/5 — 无法登陆

*2026-05-06, version 9.9.25*

登录输入完各种信息提示需要到"我的->安全工具"设置，然而要到“我的”首先得登录。

## Version history (last 5 releases)

### 9.9.32 — 2026-07-31

1、新增钞汇互转功能，新增中银见证通功能。 
2、一键绑卡功能新增支持签约快手。 
3、网点营业信息新增展示支付系统联行号。

### 9.9.31 — 2026-07-13

1、新增钞汇互转功能。 
2、一键绑卡功能新增支持签约快手。 
3、网点营业信息新增展示支付系统联行号。 
4、优化理财、代销资管等功能。

### 9.9.29 — 2026-06-15

1、英文版服务新增薪酬购汇功能。 
2、优化账户动户通知、财富模块、征信查询、信用卡等功能。

### 9.9.28 — 2026-05-29

1、英文版服务新增薪酬购汇功能。 
2、优化账户动户通知、财富模块、征信查询、信用卡等功能。

### 9.9.27 — 2026-05-18

1、英文版服务新增薪酬购汇功能。 
2、优化账户动户通知、财富模块、征信查询、信用卡等功能。

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## More apps by Bank of China Limited

- [Bank of China](https://appshunter.io/ios/app/bank-of-china/id1115667877)
- [中银智慧商家](https://appshunter.io/ios/app/id1222286331)
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- [行信](https://appshunter.io/ios/app/id1326721097)

All apps by Bank of China Limited: https://appshunter.io/developer/392493980

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-30.*