# 动卡空间-中信银行信用卡 — 中信银行信用卡官方APP

> Official app for managing credit cards and accessing lifestyle benefits. (iPhone/iPad app by 中信银行.)

- Source: https://appshunter.io/ios/app/id487967179 (this page in markdown: same URL + `.md`)
- Developer: [中信银行](https://appshunter.io/developer/422844111)
- Category: Finance, Utilities
- Price: Free
- Rating: 3.40/5 from 19,398 App Store ratings · 88 written reviews indexed
- Age rating: 4+
- Requires: iOS 12.0 · 196 MB
- Languages: Chinese (Simplified, China), American English
- Released: 2011-12-16
- Data updated: 2026-09-14
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/id487967179/reviews.md

## What is 动卡空间?

【我们是】
中信银行信用卡唯一官方APP——银行级安全保障，为你提供一站式智能化的信用卡管理和用卡服务。
【主要功能】
用卡服务：查账还款、额度调整、账单分期、一键办卡，高效便捷。
生活福利：美食团购、机酒高铁出行、地铁打车，天天享福利。
分期优惠：购车购物、家居装修、医疗健康、账单还款，享分期优惠。
【热门信用卡】
人气卡片推荐——
「中信银行万豪旅享家联名卡」、「中信银行银联标准IC金卡」、「中信银行颜国王i白金卡」等，总有一款适合你。
办卡畅享优惠——
返现、立减金、优惠券，“食住行娱购”生活场景全覆盖。
【附属卡】
轻松为家人申请一份专属的关爱。
主卡管理，账单明了；额度可控，安全放心；即开即用，支付便利。
【温馨提示】
● 具体页面内容与活动规则以实际页面展示为准信用卡、借款的额度、利率及通过时间等以实际审批结果为准
● 借款需谨慎，请根据个人能力合理借款
● 理财非存款，产品投资有风险，投资需谨慎
● 促销活动，活动规则、期限及方式，活动以产品内部信息为准

## Key features

- Credit card management
- Balance check and repayment
- Credit limit adjustment
- Apply for new cards
- Lifestyle discounts
- Installment plans
- Apply for supplementary cards

## Recent user reviews (10 of 88)

All indexed reviews: https://appshunter.io/ios/app/id487967179/reviews.md

### 1/5 — 烂

*2024-12-06*

太烂了，点进去卡的不能动……

### 1/5 — 垃圾。又卡又慢

*2024-11-01, version 11.0.4*

广告还多。广告出不来给你app卡死。死垃圾。内地银行没几家好东西

### 1/5 — 垃圾app

*2024-10-09*

每次打开我的页面，就是企微活动的广告，注意是每次！那么想让客户加企微骂你们吗？

### 1/5 — terrible app

*2024-08-24*

complex，confusing，face id not working well

### 1/5 — 太卡了

*2024-07-31*

没有反应啊太慢了吧

### 1/5 — 玩不起就别玩

*2024-07-13, version 10.3.0*

积分兑券耍猴？大半夜上库存，数量那么点，服务器烂死，玩不起就别玩了，以前还随时能兑换，辣鸡

### 2/5 — 特别卡顿

*2023-12-19, version 10.0.9*

点击反应迟钝之前的版本没有这种现象。

### 1/5 — 垃圾

*2023-12-15, version 10.0.9*

真正做到了点啥啥没反应，也是第一个绑支付宝在卡片正常情况下查询失败的银行，也是这个世界上最烂的银行app

### 1/5 — faceid识别成功后不能正常登录

*2023-10-07, version 10.0.1*

每次都是人脸识别成功 但还是不能登录。

### 1/5 — 第一次评论献给最垃圾的信用卡 app

*2023-08-27, version 10.0.0*

简直是用户的噩梦

## Frequently asked questions about 动卡空间

### What does the 动卡空间 app do?

The 动卡空间 app is the official application from China CITIC Bank for managing your credit cards. It provides a secure, one-stop platform for all your credit card needs, including checking balances, making repayments, adjusting credit limits, and applying for new cards.

### What are the key features of this credit card app?

Key features include efficient credit card management services such as balance inquiries, repayment options, credit limit adjustments, and one-click card applications. It also offers lifestyle benefits like dining group buys, travel discounts (flights, hotels, high-speed rail), and ride-hailing services, along with installment plan discounts for purchases and bills.

### Is this app free to use?

Yes, the app is free to download and use. While the app itself is free, specific financial products like loans and credit card services are subject to approval and may have associated interest rates and fees as determined by the bank.

### Who is the target audience for the 动卡空间 app?

The app is designed for individuals who hold or are interested in China CITIC Bank credit cards. It caters to users looking for a convenient way to manage their credit card accounts, access financial services, and take advantage of exclusive lifestyle and shopping benefits.

### Can I apply for a supplementary card through this app?

Yes, the app allows you to easily apply for supplementary cards for your family members. This feature enables primary cardholders to manage their accounts, control spending limits, and ensure secure transactions for their loved ones.

## Version history (last 5 releases)

### 11.22.5 — 2026-09-09

此更新包括性能提升和bug修复，使「动卡空间」为你提供更好的体验，建议所有的用户都升级到最新版本。

### 11.22.0 — 2026-08-31

此更新包括性能提升和bug修复，使「动卡空间」为你提供更好的体验，建议所有的用户都升级到最新版本。

### 11.21.0 — 2026-07-27

此更新包括性能提升和bug修复，使「动卡空间」为你提供更好的体验，建议所有的用户都升级到最新版本。

### 11.20.6 — 2026-07-17

此更新包括性能提升和bug修复，使「动卡空间」为你提供更好的体验，建议所有的用户都升级到最新版本。

### 11.20.5 — 2026-07-13

此更新包括性能提升和bug修复，使「动卡空间」为你提供更好的体验，建议所有的用户都升级到最新版本。

## More apps by 中信银行

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- [信汇投资](https://appshunter.io/ios/app/id1169916100)
- [信e付](https://appshunter.io/ios/app/e/id1203620287)
- [企业移动银行](https://appshunter.io/ios/app/id1369631529)

All apps by 中信银行: https://appshunter.io/developer/422844111

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-14.*