# 考拉易分期-借钱借款贷款平台 — 极速放款低息借钱app

> Fast, low-interest personal and business loans with online application. (iPhone/iPad app by Lakala Network Technology Co.,Ltd..)

- Source: https://appshunter.io/ios/app/id523367437 (this page in markdown: same URL + `.md`)
- Developer: [Lakala Network Technology Co.,Ltd.](https://appshunter.io/developer/1188190203)
- Category: Finance, Lifestyle
- Price: Free
- Rating: 4.20/5 from 5 App Store ratings · 10 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.6 · 71 MB
- Languages: American English, Chinese (Simplified, China)
- Released: 2012-05-26
- Data updated: 2026-07-19
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/id523367437/reviews.md

## What is 考拉易分期?

【关键时刻、拉你一把】急用钱就考拉易分期。无抵押、纯信用借款；极速放款、快至15秒到账，最高可申请20万！纯线上申请，操作方便；

【产品介绍】
（1）工薪贷：面向打工人的贷款产品，最高额度10万元！极速审核，审批通过后最快1分钟放款！关注“考拉金科”微信公众号，就可实现申请、查询、还款等多种操作。
（2）生意贷：面向小微企业主贷款产品，最高额度20万元，审批通过后最快15秒到账！经营周转就选生意贷！

产品特点：
针对不同人士提供个性化产品，安全合规的老牌金融机构，产品额度更新快，定期提额以满足你不同场景下的需要。

## Key features

- Unsecured, pure credit loans
- Fast disbursement, as quick as 15 seconds
- Loan amounts up to 200,000 yuan
- Online application process
- Personalized loan products
- Secure and compliant financial institution

## Recent user reviews (10 of 10)

All indexed reviews: https://appshunter.io/ios/app/id523367437/reviews.md

### 1/5 — 没有开通刷卡器功能

*2013-10-02*

RT，实在找不到在哪里开通手机刷卡器，目前无法使用。

### 1/5 — 用不了！

*2013-05-30*

用的q2的拉卡拉 一直监测不到设备是什么情况 型号也设置对的。更新几次总算支持iPhone5了 又来这么一出

### 1/5 — 3月27号发布的，怎么到今天了还不支持iPhone 5

*2013-03-27*

无语，

### 2/5 — 不稳定，更新不好

*2013-03-27*

iphone5出来半年了，竟然界面还和它不匹配。。什么办事效率？？
我在广州，登录去买电影票就卡死在那了。。。
比较失望~~希望尽快改进

### 5/5 — 真的太爽了。

*2012-11-12*

我甚至不需要ATM柜员机了。

### 5/5 — Good Version

*2012-09-12*

New feature！Yeah！

### 3/5 — 手续费太贵了

*2012-07-05*

不适用

### 2/5 — 不够完美

*2012-07-03*

还信用卡不支持刷卡读账户卡号。再就是不绑定卡号和帐户名，很有风险（输错卡号）。

### 3/5 — 不支持便民服务

*2012-06-29*

不能交水电煤气宽带费用，总体来说并不是很实用，支付宝完全可以胜任这些功能，不知道要这个刷卡机随身带着有什么用处。希望能够继续完善，刷卡灵敏度也有待提高。

### 5/5 — 不错，很神奇。到哪都方便！

*2012-06-08*

哈哈，5星

## Frequently asked questions about 考拉易分期

### What is Lakala Yifenqi?

Lakala Yifenqi is a financial platform that provides unsecured, pure credit loans. It aims to offer fast disbursement and low interest rates for both individuals and small business owners.

### How fast can I get a loan from Lakala Yifenqi?

The app advertises extremely fast disbursement, with loans potentially arriving as quickly as 15 seconds after approval for business loans and within 1 minute for personal loans.

### What are the loan limits for Lakala Yifenqi?

The maximum loan amount available is up to 200,000 yuan for business loans ('生意贷') and up to 100,000 yuan for personal loans ('工薪贷').

### Is Lakala Yifenqi safe to use?

The app is described as being from a 'secure and compliant old-brand financial institution,' suggesting a focus on safety and regulatory adherence.

### What types of loans does Lakala Yifenqi offer?

Lakala Yifenqi offers two main types of loans: '工薪贷' (Gongxin Dai) for salaried workers, and '生意贷' (Shengyi Dai) for small business owners.

### Does Lakala Yifenqi have ads?

Based on the provided data, Lakala Yifenqi does not contain advertisements.

### What is the user rating for Lakala Yifenqi?

Lakala Yifenqi has a user rating of 4.2 stars based on 5 ratings.

### On which devices can I use Lakala Yifenqi?

Lakala Yifenqi is available on iPhone and iPod devices.

## Version history (last 5 releases)

### 9.3.1.22 — 2026-07-06

名字更改为“考拉易分期”啦！
账户及功能不变，请放心使用！

### 9.3.1.18 — 2023-05-05

OCR iOS 16适配

### 9.3.1.14 — 2022-08-24

1、易分期升级，按需提款更灵活
2、基础功能升级，使用更安全
3、优化已知问题，提升用户体验

### 9.3.1.11 — 2022-04-25

1、易分期升级，按需提款更灵活
2、基础功能升级，使用更安全
3、优化已知问题，提升用户体验

### 9.3.1.9 — 2021-07-16

响应普惠金融政策
1、工薪贷-解决上班族急需
2、生意贷-助力小微商户

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-19.*