# 缤纷生活-掌上分期还款记账单 — ETC申请安全快捷支付

> China Bank credit card official client for payments, rewards, and lifestyle services. (iPhone/iPad app by 中国银行.)

- Source: https://appshunter.io/ios/app/id525635672 (this page in markdown: same URL + `.md`)
- Developer: [中国银行](https://appshunter.io/developer/525635675)
- Category: Finance, Lifestyle
- Price: Free
- Rating: 2.00/5 from 62 App Store ratings · 24 written reviews indexed
- Age rating: 4+
- Requires: iOS 11.0 · 179 MB
- Languages: American English, Chinese (Simplified, China), Chinese (Traditional, Hong Kong SAR China)
- Released: 2012-06-05
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/id525635672/reviews.md

## What is 缤纷生活?

中国银行缤纷生活是中国银行信用卡官方客户端，通过提供信用卡基础功能服务、移动支付服务、积分及分期商城、商户优惠、活动资讯等内容，为您打造围绕生活及消费场景的个性化管家服务。目前缤纷生活支持手机号简易注册，无论您是否中国银行信用卡持卡人，首次注册并绑定本人名下任意银行卡即可领取APP新户礼， 积分、视频会员、电子券等多种礼品任您挑选！

## Key features

- Credit card management
- Mobile payment services
- Points and installment mall
- Merchant discounts
- Activity information
- Personalized life assistant

## Recent user reviews (10 of 24)

All indexed reviews: https://appshunter.io/ios/app/id525635672/reviews.md

### 1/5 — 18.1打开闪退 无法使用

*2024-11-15*

打开闪退 无法使用

### 1/5 — 闪退

*2023-12-26*

闪退闪退

### 1/5 — 每次不得不用的时候都不禁感叹

*2023-07-01*

怎么2023年了还有这么垃圾的APP，无论是跟其他信用卡APP还是中行手机银行相比，真的都是依托答辩啊，还是几年前卸载掉的时候那个鬼样子。你们找的外包开发究竟是有多便宜啊🤔️

### 1/5 — 绑卡还要刷脸，真毒瘤

*2022-12-10*

而且绑卡还要审核半天才能用

### 1/5 — iPhone端永远闪退

*2022-10-04*

我想说选择哪个银行，不仅仅看线下服务，更重要是线上也要便捷，这么大的银行，技术部门连app及时更新解决闪退问题都做不到，还能有什么可以期待的？能够想象到银行多少工作人员在浑水摸鱼。

### 1/5 — No use.

*2022-03-02*

You cannot use it without Chinese phone number.

### 1/5 — 没用的垃圾软件

*2021-11-21*

没想到中国银行会做出这么垃圾的软件。
明明是中国银行的软件，却不能用中国银行app登录，永远显示服务正在升级，必须要重新注册。
到每个页面都需要加载，反应奇慢。
快2022年了，这破软件的积分页面居然不适配iPhone刘海屏？？？
查看积分，点了半天没有反应。
完全不知道中国银行做出这个没用的垃圾软件是为了什么。

### 1/5 — 闪退

*2021-02-22*

闪退

### 1/5 — 花里胡哨，UI可以被开除了

*2020-08-07*

花里胡哨，UI可以被开除了，功能混乱。

### 1/5 — 不要挂中行名字了

*2020-04-10*

老是下载错

## Frequently asked questions about 缤纷生活

### What does the 缤纷生活 app do?

The 缤纷生活 app is the official client for China Bank credit cards. It provides essential credit card services, mobile payment options, a mall for points and installments, merchant discounts, and activity updates to act as a personalized assistant for your life and consumption needs.

### What are the key features of 缤纷生活?

Key features include managing credit card accounts, mobile payment services, accessing a points and installment mall, discovering merchant discounts, and staying updated on activities. It aims to offer a personalized experience around your lifestyle and spending.

### Is 缤纷生活 free to use?

Yes, the 缤纷生活 app is free to download and use. New users who register and link any bank card can receive gifts such as points, video memberships, or electronic coupons.

### Who is the target audience for 缤纷生活?

This app is designed for China Bank credit card holders who want a convenient platform to manage their credit card accounts, make payments, and access exclusive offers, rewards, and lifestyle services.

### Can I use 缤纷生活 if I don't have a China Bank credit card?

Yes, the app supports simple registration via mobile number. Even if you are not a China Bank credit card holder, you can register and link any bank card to receive new user gifts and access some of the app's features.

## Version history (last 5 releases)

### 6.2.9 — 2025-12-18

修复已知的问题。

### 6.2.8 — 2025-11-04

修复已知的问题。

### 6.2.7 — 2025-09-19

修复已知的问题。

### 6.2.6 — 2025-07-29

修复已知的问题。

### 6.2.5 — 2025-04-08

功能优化，修复已知问题

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*