# 房贷计算器 - 按揭贷款计算器

> Mortgage calculator for commercial, combined, and provident fund loans. (iPhone/iPad app by 山 钟.)

- Source: https://appshunter.io/ios/app/id573185985 (this page in markdown: same URL + `.md`)
- Developer: [山 钟](https://appshunter.io/developer/1289109809)
- Category: Finance, Utilities
- Price: Free
- Rating: 4.80/5 from 343 App Store ratings · 42 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 34 MB
- Languages: American English, Japanese, Chinese (Simplified, China), Chinese (Traditional, Taiwan)
- Released: 2013-01-18
- Data updated: 2026-08-27
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/id573185985/reviews.md

## What is 房贷计算器?

房贷计算器，集商业贷款计算器、组合贷款计算器、公积金贷款计算器于一体，帮助你解决购房过程中的各种计算难题。

## Key features

- Commercial loan calculator
- Combined loan calculator
- Provident fund loan calculator
- Home buying calculations
- Loan problem solver

## Recent user reviews (10 of 42)

All indexed reviews: https://appshunter.io/ios/app/id573185985/reviews.md

### 5/5 — 沒問題！

*2022-02-22, version 1.13.6*

非常希歡！

### 3/5 — 利率都不会变吗？

*2021-04-11, version 1.11.8*

程序员开发出来的产品，只懂基本功能实现，套用前端框架，不懂业务逻辑，不懂数据驱动。直到目前都没有在IOS上找到一款能根据之前几年利率变动自动查询利率，并同步自动换算历史房贷与未来房贷的app，永远只会根据当前利率计算后面的还款金额。也就是只适合刚刚准备买房的人。对那些十几年前买了房，经历期间多次利率变动的人而言毫无意义。其实对我而言没有一星价值，但这不是唯一一款功能简陋的app，给一星对其而言不公平。目前只有在安卓平台上能找到这么一个房贷计算器。

### 5/5 — 计算器不错哦！

*2021-01-05*

计算器简洁好用，就是界面个人觉得有些混杂，如果用色块区分一下也许会好一点。

### 5/5 — Good to have one

*2020-09-09*

It’s very easy to use and to understand what I need to know.

### 3/5 — 房价计算器

*2020-04-11*

这个类目建议修改一下那里的按揭金额改成取到万位数，因为好多银行贷款只能贷到万位，你这个算到小数点去了，希望可以采纳改进，或者可以改成选择按揭金额到万位千位百位这样子供用户选择

### 5/5 — 终于等到更新利率计算方式了

*2019-11-20*

太方便了 简洁方便没有广告 真是良心啊 
现在有了最新利率的计算方式 更方便了

### 5/5 — 这个房贷计算器很好用！

*2019-08-15*

商业和公积金基准利率参数都可以自己自由调整上浮，很好用，没有广告，不错！

### 5/5 — 是啊、在家了？我也不敢再吃东西啦

*2019-07-20*

这样可以避免使用的话尽快处理了。是的！你说了没有时间了？是因为他们没有一

### 5/5 — 能增加查询数据导出就更好了，不然每次查询都必须进软件输数据

*2019-04-08*

能增加查询数据导出就更好了，不然每次查询都必须进软件输数据

### 5/5 — 无法计算提前还款

*2019-03-17*

软件很不错，但是如果能够添加提前还款的计算功能就更棒了！

## Frequently asked questions about 房贷计算器

### What does this mortgage calculator do?

This app functions as a comprehensive mortgage calculator. It integrates tools for calculating commercial loans, combined loans, and provident fund loans, assisting users with complex financial computations during home purchases.

### What types of loans can I calculate?

You can calculate three main types of loans: commercial loans, combined loans (a mix of commercial and provident fund loans), and provident fund loans. This covers the most common mortgage scenarios for homebuyers.

### Is this app free to use?

Yes, the app is free to use. However, it does display advertisements to support its development and maintenance.

### Who is this app designed for?

This app is designed for anyone looking to buy a home and needing to understand the financial implications of different mortgage options. It's particularly useful for individuals navigating the complexities of loan calculations.

## Version history (last 5 releases)

### 1.15.2 — 2026-02-26

[+] 修复错误，改善性能。

### 1.15.0 — 2025-04-08

[+] 修复错误，改善性能。

### 1.14.8 — 2024-11-13

[+] 修复错误，改善性能。

### 1.14.6 — 2024-10-22

[+] 修复错误，改善性能。

### 1.14.4 — 2024-03-12

[+] 修复错误，改善性能。

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All apps by 山 钟: https://appshunter.io/developer/1289109809

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*