# 中国移动钱包 — 和包APP > Official digital lifestyle platform for China Mobile users with payment and bill services. (iPhone/iPad app by China Mobile Group Electronic Commerce Co., Ltd..) - Source: https://appshunter.io/ios/app/id597795676 (this page in markdown: same URL + `.md`) - Developer: [China Mobile Group Electronic Commerce Co., Ltd.](https://appshunter.io/developer/597795679) - Category: Lifestyle, Utilities - Price: Free - Rating: 3.60/5 from 129 App Store ratings · 89 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 173 MB - Languages: American English, Chinese (Simplified, China) - Released: 2013-03-04 - Data updated: 2026-09-03 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/id597795676/reviews.md ## What is 中国移动钱包? 和包是中国移动旗下官方数字生活服务平台，致力于为10亿移动用户提供丰富的生活场景服务。和包以话费特惠、AI豆兑换为特色，同时涵盖移动支付、生活缴费、信用购机、金融借贷等全方位服务，您的数字生活，和包了~ 【话费充值】和包充话费，享专属优惠，超值福利不容错过！ 【钱包会员权益】和包钱包会员限时免费领取，特惠出行、稳健理财、装扮特权等超多会员权益每月可领！ 【AI豆兑换】中国移动官方AI豆兑换平台，AI豆可以兑话费，更有海量商品等您来兑换！ 【移动支付】扫码支付收款、手机号转账提现、信用卡还款零手续费！ 【生活缴费】生活刚需全覆盖，话费、流量、水费、电费、燃气费、有线电视、供暖费、党费、团费、工会费应有尽有，和包在手，生活无忧！ 【和包出行】火车票、飞机票省心购，预约选座；毫秒级NFC刷出新便捷，公交地铁均可刷！ 【和包金服】稳健理财和聚宝，借款有礼和包贷！信用卡还款0手续费，安全方便又快捷！ ## Key features - Exclusive phone bill discounts - AI bean exchange for goods - Mobile payment and transfers - Comprehensive life bill payments - Travel booking and NFC transit - Financial services and credit card repayment ## Recent user reviews (10 of 89) All indexed reviews: https://appshunter.io/ios/app/id597795676/reviews.md ### 5/5 — 移动合包好 *2026-08-24* 移动和包险办理很方便，话费直接代扣，日常小意外、家庭基础保障都覆盖，理赔流程线上操作简单，性价比不错，日常基础兜底很合适。 通过移动办理的和包险，开通便捷，和手机号绑定管理起来省心。基础意外、家庭财产相关保障都有，增值服务也实用。理赔线上提交材料就行，审核速度快，作为日常补充保障很合适。 和包险开通很省事，依托移动手机号办理门槛低，属于基础补充保障。投保前建议仔细看清免责、既往症限制，按需选择，不要当成主力保险。移动和包险胜在办理方便，话费代扣不用额外操作，适合想要一份简单基础保障的人群。保障偏向日常小额场景，保障额度有限，部分情况既往症不赔付，建议仔细阅读保险条款再下单。 ### 5/5 — 方便和包 *2026-08-16* 一直在用和包支付，作为移动用户真的太省心了！最实用的就是充话费，经常有折扣，比别的平台划算不少，不用每次跳别的软件充值。平时上下班可以直接开NFC公交卡。 ### 5/5 — 可以用积分兑换东西很划算很方便 *2026-08-04* 缴费齐全安全靠谱，移动用户日常支付性价比高 ### 5/5 — 和包出行刷公交地铁很流畅很方便 *2026-07-13* 日常刷公交地铁都用和包出行，不用打开手机，贴一下即可刷卡成功，非常方便，不过有一些线路可能不支持。 ### 5/5 — 日常常用好软件 *2026-07-10* 出行可NFC刷公交地铁，购票便捷，加油线下支付还能享受优惠；E企福利用餐方便，集成企业多个福利平台入口，避免来回切换，优秀；水电燃气话费缴费入口齐全，一站式搞定日常开销，界面简洁操作流畅。 ### 5/5 — 和包真好用 *2026-07-09* 一直在用和包支付，作为移动用户真的太省心了！最实用的就是充话费，经常有折扣，比别的平台划算不少，不用每次跳别的软件充值。平时上下班可以直接开NFC公交卡。 ### 5/5 — 和包出行是真滴强 *2026-07-09* 平时上下班经常使用和包的公交卡功能，NFC刷卡体验很方便，手机直接就能乘车，不用再带实体卡。充值、查询余额这些操作也比较简单，希望后续能支持更多城市的交通卡。 ### 5/5 — 功能和生态丰富 *2026-07-08* 充话费能得到不少优惠，水电缴费，还能用ai豆兑换不少东西 ### 5/5 — 和包出行太好用，通勤必备 *2026-07-07* 苹果手机用和包出行体验超流畅！开通 NFC 交通卡刷公交地铁秒识别，熄屏、没网也能直接刷，不用带实体交通卡。覆盖全国三百多座城市，出差通勤一张卡搞定，线上充值很方便，新用户还有优惠权益金，出行省钱又省心，强烈推荐经常坐公共交通的移动用户！ ### 1/5 — 垃圾 *2026-05-17* 垃圾 ## Frequently asked questions about 中国移动钱包 ### What is 和包? 和包 is the official digital lifestyle service platform from China Mobile, offering a wide array of services to its 1 billion users. It focuses on mobile payments, bill settlements, and exclusive member benefits. ### Does 和包 have ads? No, 和包 does not contain advertisements, allowing for an uninterrupted user experience. ### What kind of bills can I pay with 和包? 和包 covers essential life expenses including phone bills, data, water, electricity, gas, cable TV, heating, party fees, group fees, and union fees. This comprehensive coverage aims to simplify daily life management. ### Can I use 和包 for travel? Yes, 和包 offers convenient travel booking for train and plane tickets, including seat selection. It also supports NFC for quick transit payments on buses and subways. ### What are the benefits of 和包 membership? 和包 offers limited-time free membership with exclusive benefits such as travel discounts, stable financial management options, and customization privileges. These perks are available for members to claim monthly. ### How does the AI bean exchange work in 和包? 和包 is the official platform for China Mobile's AI beans, which can be exchanged for phone credit or a wide selection of other products. This feature provides an additional way to utilize your AI beans. ### What financial services are available on 和包? 和包 provides financial services including wealth management through 'Heju Bao' and loan services via 'Hebao Dai'. It also offers zero-fee credit card repayments, ensuring convenience and security. ### What is the user rating for 和包? 和包 has a user rating of 3.5 stars based on 130 ratings, indicating a generally positive but mixed reception from its user base. ## Version history (last 5 releases) ### 10.6.20 — 2026-08-27 1、优化使用体验； 2、解决已知问题。 绘生活用和包！ ### 10.5.90 — 2026-07-27 1、优化使用体验； 2、解决已知问题。 绘生活用和包！ ### 10.5.70 — 2026-07-13 1、优化使用体验； 2、解决已知问题。 绘生活用和包！ ### 10.5.50 — 2026-06-25 1、优化使用体验； 2、解决已知问题。 绘生活用和包！ ### 10.4.30 — 2026-04-23 1、优化使用体验； 2、解决已知问题。 绘生活用和包！ ## Apps similar to 中国移动钱包 | App | Rating | Price | Category | | --- | --- | --- | --- | | [建行生活](https://appshunter.io/ios/app/id1472477795) | 1.5 (157) | Free | Lifestyle | | [上海交通卡官方版](https://appshunter.io/ios/app/id910068158) | 1.9 (60) | Free | Lifestyle | | [平安保险好生活](https://appshunter.io/ios/app/id1483763034) | 2.1 (8) | Free | Lifestyle | | [杭州市民卡App](https://appshunter.io/ios/app/app/id917075932) | 4.6 (480) | Free | Lifestyle | | [网上国网](https://appshunter.io/ios/app/id1438998315) | 3.7 (306) | Free | Lifestyle | | [平安好车主—奔赴美好生活](https://appshunter.io/ios/app/id796339836) | 2.1 (92) | Free | Lifestyle | ## More apps by China Mobile Group Electronic Commerce Co., Ltd. - [和包商户版](https://appshunter.io/ios/app/id691743950) All apps by China Mobile Group Electronic Commerce Co., Ltd.: https://appshunter.io/developer/597795679 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-03.*