# 优速融-现金分期信用贷款平台 — 贷款门槛低，凭身份证申请！

> Online unsecured installment loan platform with AI and big data credit assessment. (iPhone/iPad app by Chongqing Yuzhong district Kerong micro finance Co.,Ltd.)

- Source: https://appshunter.io/ios/app/id6443536644 (this page in markdown: same URL + `.md`)
- Developer: [Chongqing Yuzhong district Kerong micro finance Co.,Ltd](https://appshunter.io/developer/1448869486)
- Category: Finance
- Price: Free
- Rating: 1.00/5 from 2 App Store ratings · 2 written reviews indexed
- Age rating: 4+
- Requires: iOS 12.0 · 60 MB
- Languages: English, Chinese
- Released: 2022-10-02
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/id6443536644/reviews.md

## What is 优速融?

【平台介绍】
优速融是一款无抵押纯线上分期借款信贷平台，基于大数据对客户信用进行整体评估,并在此基础上提供现金贷款，利用人工智能和大数据风控技术，为用户提供金融借款服务。

【产品特点】
-额度高：综合额度高至 20 万元（以实际审批为准）；
-放款快：业内领先的大数据风控审批系统，审批高效；
-流程少：凭借身份证、相关资质信息线上申请，流程简单便捷；
-利息低：日息费 0.03%起，年化利率（单利）12%-24%，还款方式灵活；

【联系我们】
客服电话：400-6263831（工作日：9:00-18:00）

【温馨提示】
贷款审批额度、贷款利率、放款时间等以实际审批结果为准；
贷款有风险，借款需谨慎，请您根据个人能力合理贷款，理性消费，避免逾期。

## Key features

- Unsecured online installment loans
- Big data credit assessment
- AI and big data risk control
- High loan limits up to 200,000 RMB
- Fast loan disbursement
- Simple online application with ID
- Low daily interest rates from 0.03%

## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/id6443536644/reviews.md

### 1/5 — 骗资料的

*2023-06-16*

所有资料填完一直在审批 一问客服什么时候审批好 客服给你发个其他软件的链接 说软件在升级暂时无法审批申请 让你下载其他的试试

### 1/5 — 骗钱的

*2023-06-01, version 1.4.4*

这是骗钱的，忽悠你资料出来拿出去卖

## Frequently asked questions about 优速融

### What is the minimum interest rate for 优速融 loans?

The daily interest rate starts from 0.03%, with an annualized interest rate (simple interest) ranging from 12% to 24%. Repayment methods are flexible.

### How quickly can I get a loan from 优速融?

The platform utilizes an industry-leading big data risk control approval system, designed for efficient and fast loan disbursement.

### What documents are needed to apply for a loan on 优速融?

You can apply online by providing your ID card and relevant qualification information. The process is designed to be simple and convenient.

### What is the maximum loan amount offered by 优速融?

The comprehensive loan limit can be as high as 200,000 RMB, subject to actual approval. Loan approval amounts, interest rates, and disbursement times are based on the actual approval results.

### Is 优速融 safe to use for financial transactions?

The platform uses big data and artificial intelligence for risk control to provide financial borrowing services. However, like all loans, borrowing involves risks, and users are advised to borrow reasonably based on their ability and consume rationally to avoid overdue payments.

### What is the customer service contact for 优速融?

Customer service can be reached by phone at 400-6263831 during business hours, which are weekdays from 9:00 to 18:00.

### How often is 优速融 updated?

The latest version, 1.8.0, was released on July 19, 2023. Updates typically occur to improve features and security.

### What devices does 优速融 support?

优速融 is available on iPhone, iPad, and iPod devices.

## Version history (last 5 releases)

### 1.8.0 — 2023-07-19

优化借款流程；

### 1.7.3 — 2023-07-04

1、优化开屏广告；
2、修复已知问题。

### 1.7.2 — 2023-06-15

1、UI设计升级，视觉体验提升；
2、借款流程重构，风险控制升级；

### 1.4.4 — 2023-05-16

1、新增开屏广告；
2、修复已知问题。

### 1.4.3 — 2023-05-08

1、登录前置；
2、贷款协议内容更新

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| App | Rating | Price | Category |
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## More apps by Chongqing Yuzhong district Kerong micro finance Co.,Ltd

- [优速通贷款极速版-分期借款极速下款APP](https://appshunter.io/ios/app/app/id6445968843)

All apps by Chongqing Yuzhong district Kerong micro finance Co.,Ltd: https://appshunter.io/developer/1448869486

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*