# 记账鴨 - 心愿存钱记账

> A clean, secure, and user-friendly expense tracker with visual financial insights. (iPhone/iPad app by 嘉茵 陈.)

- Source: https://appshunter.io/ios/app/id6444359371 (this page in markdown: same URL + `.md`)
- Developer: [嘉茵 陈](https://appshunter.io/developer/1652000951)
- Category: Utilities, Finance
- Price: Free with in-app purchases
- Rating: 4.82/5 from 11 App Store ratings · 1 written reviews indexed
- Age rating: 12+
- Requires: iOS 12.0 · 156 MB
- Languages: English, Chinese
- Released: 2022-12-04
- Data updated: 2026-08-12
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/id6444359371/reviews.md

## What is 记账鴨?

嗨~我不止是一只萌萌的心愿鸭，更是你的心愿好帮手！将繁琐账单交给我，还你优雅记录体验！
心愿鸭，一款纯净无广、安全易用的极速记账本，一键记录多笔账，智能汇总收支、消费偏好图表，帮你清晰财务状况，理清消费习惯，轻松养成记录好习惯。
【专业记录，轻量便捷】
多情景账本管理、资产账户汇总、报销退款记录、预算消费规划、存钱储蓄计划...丰富功能个性化定制，打造专属你的好用心愿清单！
【丰富图表，直观统计】
全周期、分类、标签消费趋势数据图表、支出日历热力图，直观呈现不同时段消费变化，高效率查账，掌控一切消费细节！
【资产汇总，逾期提醒】
轻松记录资产、债务情况，全面了解资产状况，合理规划财务，避免欠款逾期罚款！
【告别担忧，放心记录】
支持多设备使用，全平台无缝自动云同步，卸载也不怕数据丢失，加密传输时刻保护数据不被偷窥~
【精美外观，趣味记账】
20+款精美主题皮肤，舒适养眼，同时支持自定义账本封面，充满记账动力！更有超多可爱鸭鸭勋章等你获取！

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心愿鸭会员是自动订阅的形式，提供按月或按年订阅。

价格为￥8 每月以及￥38每年。
价格可能会因为地理位置的不同而不同。确认购买时会从您的 Apple ID 帐户扣款。除非您在当前订阅期结束前至少 24 小时取消订阅，否则订阅会自动续订。系统会在当前订阅期结束前 24 小时内，从您的帐户扣除续订费用。完成购买后，您可以前往 App Store 的帐户设置来管理和取消您的订阅。
隐私政策: http://yaya.wujiapp.cn/yayaPolicy.html
服务条款: http://yaya.wujiapp.cn/yayaTerms.html
会员协议: http://yaya.wujiapp.cn/yayaVipAgreement.html

## Key features

- Expense and income tracking
- Budget planning and savings goals
- Financial charts and reports
- Asset and debt management
- Cloud synchronization across devices
- Customizable themes and appearance

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| 月订阅vip | $1.49 | per month |
| 年订阅vip | $5.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| 心愿清单永久会员 | $12.99 | one-time |


## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/id6444359371/reviews.md

### 5/5 — 分类预算是否可以增加按比例填写。

*2026-05-11*

开发者您好。分类预算可不可以增加按比例分配，如果每个月的预算不同，还需要调整分类预算里的具体数字。如果按比例，只填写总预算就可以了。

## Frequently asked questions about 记账鴨

### What is the main purpose of 记账鴨?

记账鴨 is designed to help users easily track their income and expenses, manage budgets, and plan savings. It aims to provide a clear overview of financial status and spending habits through intuitive charts and summaries.

### How does 记账鴨 handle data security and synchronization?

The app supports multi-device usage with seamless automatic cloud synchronization, ensuring data is not lost even if the app is uninstalled. Data transmission is encrypted to protect against unauthorized access.

### What are the subscription options for 记账鴨?

记账鴨 offers an auto-renewing membership with monthly and annual subscription plans. The monthly subscription is priced at ¥8, and the annual subscription is ¥38. Prices may vary by region.

### How can I manage or cancel my 记账鴨 subscription?

After purchase, you can manage and cancel your subscription by going to your account settings in the App Store. Subscriptions automatically renew unless canceled at least 24 hours before the current subscription period ends.

### Does 记账鴨 have ads?

No, 记账鴨 is described as a pure app with no advertisements, offering a clean and uninterrupted user experience.

### What kind of financial insights does 记账鴨 provide?

The app offers rich charts and statistics, including spending trend data over different periods and by category, as well as a spending calendar heatmap. This helps users visualize their consumption patterns and control spending details.

### Can 记账鴨 help with managing assets and debts?

Yes, 记账鴨 allows you to easily record your asset and debt situations, providing a comprehensive understanding of your financial standing. It also includes overdue reminders for debts to help avoid penalties.

### What is the age rating for 记账鴨?

记账鴨 has an age rating of 12+, making it suitable for users aged 12 and above.

## Version history (last 5 releases)

### 3.22 — 2026-06-09

本次更新兼容支付宝新账单格式导入

### 3.21 — 2026-05-25

本次更新修复：系统设置更大字体下点击记账闪退问题

### 3.20 — 2026-05-19

本次更新修复：信用账户开启账单日消费计入上期功能未生效问题

### 3.19 — 2026-01-12

本次更新已贴心修复以下体验问题，让你的记账规划更顺手：
1、桌面小组件中的金额统计更准确，随时查看更放心。
2、未来账单统计时间范围计算已修正，未来收支一目了然。
3、优化统计页面展示历史数据时返回自动更新问题，保持当前月份无需手动切换。
4、当月但未到起始日的待报销账单无法显示问题已修复，所有待报销记录清晰展示。

感谢您的支持与喜爱，使用中遇到任何问题欢迎随时与我们反馈~

### 3.18 — 2025-06-06

修复已知bug

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-12.*