# 立即借-短期借钱借款现金分期贷款平台 — 超低门槛，贷款秒批

> A compliant cash lending platform for quick, flexible, and intelligent short-term loans. (iPhone/iPad app by Guangdong Fogang Rural Commercial Bank Co.,Ltd..)

- Source: https://appshunter.io/ios/app/id6445939250 (this page in markdown: same URL + `.md`)
- Developer: [Guangdong Fogang Rural Commercial Bank Co.,Ltd.](https://appshunter.io/developer/1674968716)
- Category: Finance
- Price: Free
- Rating: 1.00/5 from 1 App Store ratings
- Age rating: 4+
- Requires: iOS 11.0 · 18 MB
- Languages: American English
- Released: 2023-04-14
- Data updated: 2026-06-13
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/id6445939250/reviews.md

## What is 立即借?

立即借-短期借钱借款现金分期贷款平台，便捷、合规、智能的现金借贷服务平台。
轻松解决您的资金周转问题，随借随还，循环额度！

【产品优势】
1.借款流程便捷，智能审批，最快1小时到账
2.最高200,000额度，以实际审批为准
3.利率合规，借款费用透明可见
4.多层次风控保障，全程保护您的个人账户安全

【温馨提示】
贷款额度、利率、放款时间、通过率等以实际审批为准。
贷款投资有风险，借款需谨慎；请根据个人能力合理贷款，理性消费，避免逾期。

## Key features

- Fast loan approval and disbursement
- High credit limits available
- Transparent and compliant interest rates
- Multi-level risk control for account security
- Flexible repayment options
- Revolving credit lines


## Frequently asked questions about 立即借

### What is the approval time for a loan with 立即借?

The platform states that the loan approval process is intelligent and can be as fast as 1 hour for disbursement. However, the actual approval time, loan amount, interest rate, and pass rate are subject to actual review.

### What is the maximum loan amount offered by 立即借?

The platform mentions a maximum credit limit of up to 200,000, but this is subject to actual approval. Users should refer to their specific approval for the exact amount they are eligible for.

### Are the interest rates and fees transparent on 立即借?

Yes, the platform emphasizes that interest rates are compliant and loan fees are transparent and visible. Users can expect clear information regarding the costs associated with borrowing.

### How does 立即借 ensure the security of user accounts?

The platform employs multi-level risk control measures to ensure the security of your personal accounts throughout the entire process. This aims to protect user data and financial information.

### What devices is 立即借 available on?

立即借 is currently supported on iPhone and iPod devices. Compatibility with other platforms may be updated in future releases.

### When was 立即借 last updated?

The latest version of 立即借 was updated on June 7, 2023. The app was initially released on April 14, 2023.

### What is the user rating for 立即借?

As of the provided data, 立即借 has a rating of 1.0 stars from 1 rating. This indicates a very low user satisfaction based on the available feedback.

### Does 立即借 have ads?

The provided data does not specify whether 立即借 contains advertisements. The 'hasAds' field is null.

## Version history (last 4 releases)

### 1.0.3 — 2023-06-07

界面调整，流程优化。
全新版本上线

### 1.0.2 — 2023-04-19

1.修复BUG
2.更新UI

### 1.0.1 — 2023-04-18

1.适配新系统更新UI
2.修复Bug

### 1.0 — 2023-04-14

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-13.*