# 分钱乐- 借钱小额贷款现金借款分期贷信用卡贷金融贷款信息展示 — 官方正规贷款、轻松借钱平台、贷款平台直选

> Online platform for small loans from verified financial institutions. (iPhone/iPad app by Wuhan Miaocheng Technology Co., Ltd..)

- Source: https://appshunter.io/ios/app/id6451968488 (this page in markdown: same URL + `.md`)
- Developer: [Wuhan Miaocheng Technology Co., Ltd.](https://appshunter.io/developer/1698681288)
- Category: Finance
- Price: Free
- Rating: 4.25/5 from 7,169 App Store ratings · 20 written reviews indexed
- Age rating: 17+
- Requires: iOS 15.6 · 19 MB
- Languages: American English
- Released: 2023-09-17
- Data updated: 2026-10-06
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/id6451968488/reviews.md

## What is 分钱乐?

分钱乐，借了花，流程简单，专业稳定！
- 手头紧，急用钱？资金周转，轻松借，更安全！
- 分钱乐是一款互联网小额贷款咨询信息平台，严选正规机构提供服务。

【产品优势】
1、灵活：借款类服务流程简单，线上申请服务；
2、方便：覆盖人群广泛，足不出户即可申请；
3、靠谱：多家正规机构可选，借款咨询更方便靠谱。

【温馨提示】
1.请根据个人能力合理贷款，理性消费，避免逾期。
2.平台仅提供信息中介服务，不参与贷款类服务申请流程；
3.应用市场宣传图仅供参考，不作为业务承诺，具体产品信息以应用内展示为准，用户获得的贷款额度、利率、期限、放款时间等以实际申请结果为准。

## Key features

- Fast loan application process
- Access to multiple legitimate lenders
- Online-only service
- Flexible borrowing options
- Information intermediary service

## Recent user reviews (10 of 20)

All indexed reviews: https://appshunter.io/ios/app/id6451968488/reviews.md

### 1/5 — 垃圾中介

*2026-09-20*

别下载骗资料的，一层骗一层，资料填了一圈又套一圈，恶心

### 5/5 — 好用

*2026-08-03*

好用

### 5/5 — 评价

*2026-07-09*

应用很好审核通过也很快雷霆般的速度

### 5/5 — 希望审核能通过 着急资金周转 谢谢官方，谢谢客服

*2026-06-14*

着急资金周转 希望审核能通过，谢谢官方

### 1/5 — 秒拒，套信息

*2026-04-20*

先填各种资料信息，填完提交就秒拒

### 1/5 — 真是

*2026-04-15*

真心感谢用钱网纸kk8.ink（输入去浏览器）挺稳的在我最需要的时候伸出援手，帮我能在这里相遇，我满怀感恩。

### 5/5 — 可以的

*2026-03-07*

第一次用这个平台，别的平台都不给借，主要是短期资金周转一下

### 5/5 — 轻松借到了

*2026-01-07*

这个软件超级好用，利息低下款快。

### 1/5 — 无聊

*2025-10-29*

又没额度，天天打电话，是不是有病啊

### 1/5 — 推送一大堆

*2025-07-30*

借不了就直接说借不了，整一堆没用的

**Developer response:** 尊敬的用户，您好，感谢您的使用，若您的借款申请未通过，可以过段时间再试。祝您早日解决资金难题～

## Frequently asked questions about 分钱乐

### What is 借了花?

借了花 is an internet-based information platform that connects users with small loan services from strictly selected, legitimate institutions. It aims to provide a fast, simple, and reliable way to access funds.

### How does 借了花 work?

The platform acts as an information intermediary, allowing users to apply for loan services online. It facilitates the connection between borrowers and various reputable lending institutions.

### What are the advantages of using 借了花?

Key advantages include a simple and flexible loan application process, wide coverage of user groups, and access to multiple reliable institutions for convenient and trustworthy borrowing.

### Is 借了花 safe to use?

The platform emphasizes its selection of '正规机构' (legitimate institutions) and a '专业稳定' (professional and stable) service. Users are advised to borrow responsibly based on their ability.

### What is the rating of 借了花?

借了花 has a rating of 4.2 stars based on 7,169 ratings, indicating generally positive user feedback.

### What devices does 借了花 support?

借了花 is available on iPhone and iPod devices.

### When was 借了花 last updated?

The latest version of 借了花 is 1.2.7, and it was last updated on September 9, 2026.

### What is the age rating for 借了花?

借了花 has an age rating of 17+, suggesting it is intended for adult users.

## Version history (last 5 releases)

### 1.2.8 — 2026-09-28

-应用名称调整，由“借了花”更名为“分钱乐”，已完成ICP备案服务名称更新；

### 1.2.7 — 2026-09-09

-调整“为您精选”模块”借钱呗“服务名称为”瑞想花“；

### 1.2.6 — 2026-08-07

-更新：处理已知bug；
-调整【APP-首页-顶部“立即申请”】贷款服务机构，并调整业务申请流程：从“1.2.6版本”开始，该模块贷款服务机构更换为“宜兴中超利永紫砂互联网科技小额贷款有限公司“及其合作机构，产品服务名称“麦粒宝”。

### 1.2.5 — 2025-11-12

-修复已知问题，优化流程体验；

### 1.2.4 — 2025-07-04

-优化页面显示，提升借款体验；

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-06.*