# 应急花- 手机贷款借钱短期闪电贷借款分期借贷平台 — 极速贷有钱花，随心花借钱呗

> Online platform for quick, unsecured personal and business loans with flexible terms. (iPhone/iPad app by Guangxi Xialingshi RuanJian Co., Ltd.)

- Source: https://appshunter.io/ios/app/id6472773262 (this page in markdown: same URL + `.md`)
- Developer: [Guangxi Xialingshi RuanJian Co., Ltd](https://appshunter.io/developer/1717728189)
- Category: Finance
- Price: Free
- Rating: 5.00/5 from 5 App Store ratings
- Age rating: 4+
- Requires: iOS 13.0 · 11 MB
- Languages: English
- Released: 2024-05-06
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/id6472773262/reviews.md

## What is 应急花?

缺钱花？资金周转，借钱就上「应急花」！ 
应急借款，无抵押信用贷，低利息，大额度，放款快！官方贷款产品服务推荐，坚持合规运营，让你借上钱。

【产品特色】
1、产品提供：个人消费贷、企业经营贷、装修贷、出行旅游贷等。
2、快速借款：借款流程简单，线上全自动化信审，到账时间5分钟起。
3、额度灵活：大额高至20万，额度循环使用，随还随借。
4、门槛超低：全程线上申请，无抵押贷款。
5、费率优惠：综合年化利率7.2%起（单利）。 
6、信息保密：用户信息严格保密，值得信赖。


【关于应急花】
应急花一个信息服务平台，引入第三方信贷机构为用户提供方便、快捷、安全的服务。

温馨提示：贷款有风险，借款需谨慎，请根据个人经济能力合理贷款，合理消费，避免逾期；贷款额度、利率、放款时间以实际审核为准。

## Key features

- Personal and business loan options
- Fast online application and disbursement
- Flexible loan amounts up to 200,000
- Low annual interest rates starting at 7.2%
- No collateral required
- Strict information confidentiality


## Frequently asked questions about 应急花

### What types of loans does 应急花 offer?

应急花 offers a variety of loan products including personal consumption loans, business operation loans, renovation loans, and travel loans. These are all unsecured credit options available through the platform.

### How quickly can I get a loan from 应急花?

The app emphasizes fast disbursement, with loan approval and fund arrival times starting from as little as 5 minutes after the online application and automated credit review process.

### What is the maximum loan amount available through 应急花?

Users can access high loan amounts of up to 200,000. The platform also offers flexible, revolving credit lines, allowing users to borrow and repay as needed.

### What are the interest rates for loans on 应急花?

The comprehensive annual interest rate starts from 7.2% (simple interest). The exact loan amount, interest rate, and disbursement time are subject to actual review and approval.

### Is my personal information secure with 应急花?

Yes, 应急花 states that user information is strictly confidential and the platform is trustworthy. It operates as an information service platform introducing third-party credit institutions.

### Does 应急花 have ads?

Based on the provided data, this application does not contain advertisements.

### What devices is 应急花 available on?

应急花 is currently supported on iPhone and iPod devices. It is available for download on iOS platforms.

### When was 应急花 last updated?

The latest version of 应急花 was released on 2024-09-14. The app was initially released on 2024-05-06.

## Version history (last 5 releases)

### 1.1.0 — 2024-09-14

修复已知bug

### 1.0.9 — 2024-09-13

优化页面，修复bug

### 1.0.8 — 2024-06-24

增加广告，修复bug

### 1.0.7 — 2024-06-13

增加广告，修复bug

### 1.0.6 — 2024-06-12

修复已知bug

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*