# 来分期-短期闪电借钱小额借贷款软件 — 贷款秒批，极速放款

> Online lending information platform for fast, convenient, and secure personal credit services. (iPhone/iPad app by Hainan comechuan Network Technology Co.,Ltd..)

- Source: https://appshunter.io/ios/app/id6503039464 (this page in markdown: same URL + `.md`)
- Developer: [Hainan comechuan Network Technology Co.,Ltd.](https://appshunter.io/developer/1747857396)
- Category: Finance
- Price: Free
- Rating: 5.00/5 from 2 App Store ratings
- Age rating: 17+
- Requires: iOS 13.0 · 9 MB
- Languages: English, Chinese
- Released: 2024-09-05
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/id6503039464/reviews.md

## What is 来分期?

来分期是为有急需资金的个人提供的在线借贷信息服务平台。我们通过与认证的金融机构合作，为用户提供即时、便捷、安全的信贷服务。
	•	灵活借款：最高借款额度为200,000元。
	•	极速申请：通过手机号和身份证，快速完成在线申请，免签复杂合同。
	•	快速放款：借助最新科技，实现快速审核和放款，满足您的紧急资金需求。
	•	清晰费率：年化利率从7.2%-16%变动（单利），多次借款无需重复审核。

温馨提示： 
请参考具体放款的实际利率，借钱需谨慎，合理规划您的财务；
借款应根据个人还款能力决定，保持消费理智，避免财务压力加大。

## Key features

- Flexible borrowing up to 200,000 yuan
- Instant application via phone and ID
- Rapid loan disbursement
- Clear annualized interest rates (7.2%-16%)
- Multiple loans without repeated review


## Frequently asked questions about 来分期

### What is the maximum loan amount available through 来分期?

The maximum borrowing amount offered by 来分期 is 200,000 yuan. This platform aims to provide flexible borrowing options for users needing significant funds.

### How quickly can I get a loan from 来分期?

来分期 emphasizes rapid disbursement, utilizing the latest technology for fast approval and funding. The application process is designed to be quick, requiring only a mobile number and ID.

### What are the interest rates for loans on 来分期?

The annualized interest rates on 来分期 range from 7.2% to 16% (simple interest). Users should refer to the specific rates for their loan when disbursed.

### Is 来分期 available on Android devices?

Based on the provided data, 来分期 is currently supported on iPhone and iPod devices. Information regarding Android compatibility is not available.

### How often is 来分期 updated?

The latest version of 来分期 is 1.1.1, and it was last updated on September 23, 2024. This indicates a recent update, suggesting ongoing development and maintenance.

### What is the age rating for 来分期?

来分期 has an age rating of 17+. This means it is intended for users aged 17 and older.

### Does 来分期 have ads?

No, 来分期 does not contain advertisements. The app is free to use and does not display any ads to its users.

### What is the user sentiment for 来分期 based on ratings?

来分期 has received a perfect rating of 5.0 stars from 2 ratings. This indicates a highly positive user sentiment among the limited number of reviewers.

## Version history (last 4 releases)

### 1.1.1 — 2024-09-23

1.优化借款流程
2.新增用户评分功能

### 1.0.2 — 2024-09-05

1.优化借款流程
2.更新UI

### 1.0.1 — 2024-09-03

1.修复Bug
2.更新logo

### 1.0 — 2024-07-29

No release notes.

## More apps by Hainan comechuan Network Technology Co.,Ltd.

- [随心借-闪电借贷款秒批个人信用备用金贷款软件](https://appshunter.io/ios/app/id6514305208)

All apps by Hainan comechuan Network Technology Co.,Ltd.: https://appshunter.io/developer/1747857396

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*