# 小钱同学 - 资产管理轻而易举

> All-in-one personal finance tracker for investments, budgets, debts, and assets. (iPhone/iPad app by 国西 蒋.)

- Source: https://appshunter.io/ios/app/id6670725989 (this page in markdown: same URL + `.md`)
- Developer: [国西 蒋](https://appshunter.io/developer/1740124040)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Rating: 5.00/5 from 1 App Store ratings · 3 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 7 MB
- Languages: American English
- Released: 2024-10-14
- Data updated: 2026-10-25
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/id6670725989/reviews.md

## What is 小钱同学?

【一站式财务管理】小钱同学，您的私人财务顾问！
无论是股票投资、支付宝余额还是社保公积金，小钱同学都能轻松管理您的全部资产。通过直观图表，让复杂财务变得一目了然，财富状况尽在掌握。
【核心功能】
多平台资产追踪 - 股票、基金、理财、银行卡、支付宝、微信等一键汇总，资产分布一目了然
智能预算管理 - 月度/年度预算设定，流动资金健康提醒，避免超支，合理安排财务
债权债务管理 - 简单记录借款借出，自动计算收款周期，风险提醒让您不错过任何还款日期
保险保单管理 - 重疾险、意外险等保单集中管理，保障信息一键查看，再也不怕忘记续保
物品清单管理 - 记录贵重物品信息，智能分类整理，出行前快速检查，告别"出门忘带"
告别杂乱账本，远离财务焦虑，小钱同学让您成为理财高手！
立即下载，开启智能财务生活！

## Key features

- All-in-one asset tracking
- Smart budget management
- Debt and credit management
- Insurance policy management
- Valuable item inventory

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| 月度会员 | $3.99 | per month |
| 年度会员 | $39.99 | per year |


## Is 小钱同学 safe?

Not enough ratings yet to assess 小钱同学.

## Is 小钱同学 legit?

小钱同学 - 资产管理轻而易举 appears to be a legitimate app. The AppsHunter Legitimacy Score for 小钱同学 is 85 out of 100 points across 7 verification signals from App Store and developer data.

## Recent user reviews (3 of 3)

All indexed reviews: https://appshunter.io/ios/app/id6670725989/reviews.md

### 5/5 — 能否加入黄金等贵金属资产管理

*2026-02-10*

很好用，如果能把贵金属也加入进来就好了

### 5/5 — 界面简洁，清晰好用

*2025-04-11*

用起来感觉挺不错，里面许多功能都能用到。
有几个建议，希望资金能够支持截图更新和显示今日收益，债权能够支持导出为pdf。保单那里好像还不支持续保，然后就是希望加入时间提醒的功能

**Developer response:** 嗯嗯，好的，谢谢支持。里面有些功能已经在规划中了哈，会在后面的版本中更新的来着

### 5/5 — 蛮不错的！支持

*2025-04-05*

希望尽早可以个性化选颜色！资金页面希望净资产、总资产、总负债可以自我调整出现！指数基金明明创建时没写年化收益率但创建完成后还是会显示年化收益率1.65，部分时候会出现闪退的情况！希望越做越好！！！

**Developer response:** 好的好的，这些问题我看下。净资产自我调整出现具体是什么呢？主题色后面会支持（之前尝试过一版，但是对深色模式的适配比较麻烦，就没有上线）。谢谢支持🥰🥰

2025.4.11 更新：目前 1.3.0 版本已经支持选皮肤了哈；前面提到的年化收益的问题也已经解决了。

## Frequently asked questions about 小钱同学

### What types of assets can I track with 小钱同学?

You can track a wide range of assets including stocks, funds, wealth management products, bank cards, Alipay, WeChat, social security, and housing provident funds. It aims to provide a one-stop solution for all your financial holdings.

### Does 小钱同学 offer budgeting tools?

Yes, 小钱同学 features intelligent budget management, allowing you to set monthly or annual budgets. It also provides liquidity health reminders to help you avoid overspending and manage your finances effectively.

### How does 小钱同学 help with debt management?

The app allows you to easily record loans you've made or received, automatically calculates repayment cycles, and provides risk reminders. This ensures you don't miss any repayment dates for your debts or loans.

### Can I manage my insurance policies with 小钱同学?

Absolutely. You can centrally manage insurance policies like critical illness and accident insurance, view policy information with a single click, and avoid forgetting renewal dates.

### Is 小钱同学 available on multiple devices?

Based on the provided data, 小钱同学 is supported on iPhone and iPad, indicating compatibility with Apple's mobile and tablet devices.

### How often is 小钱同学 updated?

The latest version, 1.5.1, was last updated on 2025-07-07. This suggests a recent and active development cycle for the application.

### What is the user rating for 小钱同学?

小钱同学 has a perfect rating of 5.0 stars from 1 rating. This indicates a highly positive initial reception from its users.

### Does 小钱同学 have ads?

No, the application data indicates that 小钱同学 does not have advertisements, allowing for an uninterrupted user experience.

## Version history (last 5 releases)

### 1.5.1 — 2025-07-07

【功能】
1. 增加提醒管理的功能 —— 可以更直观地看到关注的提醒距今还有多少天
【优化】
2. 优化人员地址的复制体验，复制时，同时包含地址、姓名和电话信息
【修复】
3. 修复编辑人员时，点击银行卡名称和卡号时，不显示弹窗的问题

### 1.5.0 — 2025-07-03

【功能】
支持通过快捷指令的方式添加物品使用记录
【修复】
修复未到期提醒，也发送提醒的问题

### 1.4.2 — 2025-07-02

此次更新带来了如下优化：
1. 增加了使用次数的热力图展示
2. 物品详情界面，使用进度条展示目标达成进度
3. 优化使用记录的修改和删除方式

### 1.4.1 — 2025-04-18

本版本修复了一些问题：
1. 修复选择标签时颜色不对的问题
2. 修复物品自定义属性的提醒无法生效的问题
3. 修复创建标签、选择保险、资金筛选的按钮显示异常的问题
4. 提醒时间支持农历

### 1.4.0 — 2025-04-17

功能
* 新增提醒功能，目前人员（生日、身份证过期、自定义属性-日期）、物品（保修期、自定义属性-日期）均支持
优化
* 人员关系支持「祖父母」
* 物品支持使用记录、单次使用成本、保修期等字段
* 资金概览界面，点击卡片筛选时，增加提示
* 优化物品界面的加载速度

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## More apps by 国西 蒋

- [Yishia](https://appshunter.io/ios/app/yishia/id6502606777)
- [易小记](https://appshunter.io/ios/app/id6745398797)

All apps by 国西 蒋: https://appshunter.io/developer/1740124040

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-25.*