# 悦贷宝借钱-手机贷款借钱现金分期平台 — 极速小额现金贷，分期借钱借款APP

> AI-powered online platform for compliant personal credit loans and flexible installment repayments. (iPhone/iPad app by 广州海印互联网小额贷款有限公司.)

- Source: https://appshunter.io/ios/app/id6738912370 (this page in markdown: same URL + `.md`)
- Developer: [广州海印互联网小额贷款有限公司](https://appshunter.io/developer/1317233827)
- Category: Finance
- Price: Free
- Rating: 2.60/5 from 12 App Store ratings · 7 written reviews indexed
- Age rating: 17+
- Requires: iOS 13.0 · 41 MB
- Languages: Chinese (Simplified, China)
- Released: 2024-12-09
- Data updated: 2026-09-01
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/id6738912370/reviews.md

## What is 悦贷宝借钱?

【悦贷宝借钱】
低息合规的信用贷款借钱借贷平台-使用人工智能和大数据风控技术，为用户提供安全、便捷、省心的借款服务。携手持牌金融机构用户提供个人信贷解决方案，纯线上操作。为有需求的用户提供方便、稳定、便捷的金融借款服务，申请方便，息费透明；

【产品特点】
1.场景多样：个人小额贷等;
2.审核额度：额度最高20万元（以实际审批为准）;
3.快捷申请：全程线上操作；
4.放款高效：自动化信审，到账时间快
5.分期灵活：根据资质灵活分期，月分期还款，无抵押;
6.专业服务：提供线上专业借款服务，信用贷款，手机借钱（现金贷款，手机贷款，小额贷款，快速借钱，借钱APP，现金借款，借钱平台，贷款平台）
7.信息保密：用户信息严格保密，值得信赖。

温馨提示：
1.贷款额度、通过率，放款时间以实际审核为准，年化率利率6.9%-23.9%之间;
2.贷款有风险，借款需谨慎；请根据个人能力合理贷款，理性消费，避免逾期；

## Key features

- Low-interest compliant credit loans
- AI and big data risk control
- Online application and operation
- Flexible installment repayment
- Up to 200,000 CNY credit limit
- Strict information confidentiality

## Recent user reviews (7 of 7)

All indexed reviews: https://appshunter.io/ios/app/id6738912370/reviews.md

### 1/5 — 垃圾

*2026-07-20*

天天打骚扰电话

### 1/5 — 骗信息的

*2026-07-15*

套个人信息的

### 1/5 — 骗子团伙

*2026-06-11*

大家不要信  资料填明年都填不完  不断变   一直填 ， 什么不查征信  不看什么的   征信没问题 都不好使

### 1/5 — 垃圾App

*2026-06-03*

垃圾App，盗取信息！

### 1/5 — 垃圾平台别信，骗信息的

*2026-04-29*

垃圾平台，别信，骗信息的

### 1/5 — 垃圾

*2026-01-17*

垃圾，引流工具而已。

### 1/5 — 无用app

*2025-02-03*

会转接其他app，没有用，盗取信息

## Frequently asked questions about 悦贷宝借钱

### What is the annual interest rate for loans on 悦贷宝借钱?

The annual interest rate ranges from 6.9% to 23.9%. The specific rate, approval amount, and disbursement time are subject to actual review.

### What is the maximum loan amount offered by 悦贷宝借钱?

The maximum loan amount can be up to 200,000 CNY, but this is subject to actual approval based on your qualifications.

### Is 悦贷宝借钱 safe to use?

Yes, the platform emphasizes strict confidentiality of user information and utilizes AI and big data risk control technologies to provide secure services.

### How long does it take to get approved and receive funds from 悦贷宝借钱?

The app features automated credit review and fast disbursement, aiming for quick fund arrival after approval. Specific times depend on the actual review process.

### Does 悦贷宝借钱 offer installment repayment options?

Yes, 悦贷宝借钱 provides flexible installment repayment options, allowing for monthly payments without requiring collateral.

### What devices does 悦贷宝借钱 support?

悦贷宝借钱 is available on iPhone and iPod devices.

### How often is 悦贷宝借钱 updated?

The latest version is 1.0.14, and the app was last updated on June 29, 2026. Updates typically occur to improve features and security.

### What is the user sentiment for 悦贷宝借钱 based on ratings?

悦贷宝借钱 has a rating of 2.6 stars from 12 ratings, indicating a mixed to negative user sentiment. Users may experience issues with approval rates or service satisfaction.

## Version history (last 5 releases)

### 1.0.15 — 2026-07-28

修复bug

### 1.0.14 — 2026-06-29

修复bug

### 1.0.13 — 2026-05-20

修复bug

### 1.0.12 — 2026-05-13

1、修复一些问题

### 1.0.11 — 2026-02-09

【极速】借款流程优化，放款闪电到账
【现金】优化流程，快速到账

## More apps by 广州海印互联网小额贷款有限公司

- [海印金服](https://appshunter.io/ios/app/id1131542853)

All apps by 广州海印互联网小额贷款有限公司: https://appshunter.io/developer/1317233827

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*