# 源小花-小额借款现金分期贷款手机信用分期极速借钱平台 — 正规安全借款分期贷款软件，手机借钱贷款零门槛贷款App

> Online platform for quick, secure, and flexible personal loans with high credit limits. (iPhone/iPad app by Dalian Jinzhou Guangyuan Small Loan Co., Ltd.)

- Source: https://appshunter.io/ios/app/id6739991964 (this page in markdown: same URL + `.md`)
- Developer: [Dalian Jinzhou Guangyuan Small Loan Co., Ltd](https://appshunter.io/developer/1742513167)
- Category: Finance
- Price: Free
- Age rating: 17+
- Requires: iOS 12.0 · 89 MB
- Languages: English
- Released: 2025-02-04
- Data updated: 2026-06-28
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/id6739991964/reviews.md

## What is 源小花?

源小花借款平台，凭手机号+身份信息等在线申请，最高额度20万

【产品特点】
1、贷款额度高：最高可高至20万元(以实际审批为准)。
2、审批放款速度快：在线申请，极速审批，快至3分钟到账。
3、息费透明、还款灵活：年化利率低，支持多种还款途径。
4、安全借款：个人信息全程加密，为您提供全程保护。

【关于我们】
源小花借款APP为用户提供方便、稳定、便捷的金融借款服务，申请方便，息费透明，年化利率7.2%-24%（单利）。

【温馨提示】
贷款额度、放款时间以实际审批结果为准；
实际放款以借款合同约定为准；
贷款有风险，借款需谨慎；
请根据个人能力合理借款，理性消费，避免逾期。

【联系我们】
投诉邮箱：henry@xyqb1.com
客服热线：4009033901
官方公众号：源小花官方
源小花官网：www.xyqb1.com

## Key features

- High loan amounts up to 200,000 yuan
- Fast approval and disbursement (as quick as 3 minutes)
- Transparent fees and flexible repayment
- Low annualized interest rates (7.2%-24%)
- Secure personal information encryption

## Recent user reviews (10 of 20)

All indexed reviews: https://appshunter.io/ios/app/id6739991964/reviews.md

### 5/5 — 真的很想

*2026-05-05*

真的这个软件真的是我见过最好用的一款了也是最实用的借钱速度快

### 5/5 — 额度满意！

*2026-02-13*

申请流程比别的软件要简单一些，客服回复也及时，放款速度也很不错！

### 5/5 — 十分推荐

*2026-02-01*

一款正规安全借款分期贷款软件，手机借钱贷款零门槛

### 5/5 — 不错

*2026-01-31*

很适合资金周转以及应急的小伙伴，额度高，还款灵活，而且周期也很长

### 5/5 — 十分推荐

*2026-01-28*

下款速度很快，利息也比较合理，资料提交简单审核快，好用

### 5/5 — 方便好用

*2026-01-26*

填写资料很简单，审核的也很快一下就通过了，利息真的低

### 5/5 — 放款速度快

*2026-01-24*

非常不错的一款借钱软件，正规安全简单无套路额度又高，客服人员在线回答放款速度快

### 5/5 — 急需周转资金很有帮助

*2026-01-23*

放款很快，利息很低 手里比较紧张，急需周转资金，在这里借款非常方便

### 5/5 — 好用

*2026-01-22*

非常专业的分期借款软件手机借钱贷款没有门槛很不错！

### 5/5 — 不错的软件

*2026-01-21*

很不错的软件，真实，在我困难的时候可以给我帮助

## Frequently asked questions about 源小花

### What is the maximum loan amount offered by 源小花?

源小花 offers a maximum loan amount of up to 200,000 yuan, subject to actual approval. The specific amount will be determined by the platform's assessment of your application.

### How fast can I receive funds from 源小花?

The platform aims for rapid disbursement, with funds potentially arriving as quickly as 3 minutes after online application and approval. This speed is a key feature highlighted by the service.

### What are the interest rates for loans on 源小花?

源小花 provides loans with an annualized interest rate ranging from 7.2% to 24% (simple interest). The exact rate will be detailed in your loan agreement.

### Is my personal information secure on 源小花?

Yes, 源小花 emphasizes security by encrypting personal information throughout the entire process. This ensures your data is protected during your loan application and management.

### What devices does 源小花 support?

源小花 is available on iPhone and iPod devices. The app is designed for iOS users seeking financial services.

### When was 源小花 last updated?

The latest version of 源小花, 1.2.0, was last updated on April 13, 2026. This indicates ongoing development and maintenance of the application.

### Does 源小花 have ads?

Yes, 源小花 contains advertisements. Users should expect to encounter ads while using the application.

### What is the age rating for 源小花?

源小花 has an age rating of 17+. This suggests that the content and services provided are intended for mature audiences.

## Version history (last 5 releases)

### 1.2.0 — 2026-04-13

修复已知问题

### 1.1.9 — 2025-12-19

1.  首页业务逻辑优化调整
2. 账单页展示优化

### 1.1.8 — 2025-12-05

1.功能体验升级
2.申请流程优化

### 1.1.6 — 2025-08-04

1.功能体验升级
2.申请流程优化

### 1.1.4 — 2025-05-29

1，业务逻辑优化调整
2，数据埋点新增
3，优化首页卡片展示

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-28.*