# 云盛花 - 正规分期贷款快速借钱平台 — 最高可借20万，持牌金融机构旗下贷款借钱平台

> Online personal loans with high limits and fast disbursement from a licensed institution. (iPhone/iPad app by 德云晟小额贷款股份有限公司.)

- Source: https://appshunter.io/ios/app/id6744891204 (this page in markdown: same URL + `.md`)
- Developer: [德云晟小额贷款股份有限公司](https://appshunter.io/developer/1464117186)
- Category: Finance, Utilities
- Price: Free
- Rating: 3.17/5 from 149 App Store ratings · 20 written reviews indexed
- Age rating: 17+
- Requires: iOS 15.6 · 34 MB
- Languages: Chinese (Simplified, China), American English
- Released: 2025-05-08
- Data updated: 2026-10-07
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/id6744891204/reviews.md

## What is 云盛花?

云盛花：凭身份证等材料在线申请！借款成功后极速放款！额度高！
一款循环额度的贷款平台，在享受安全、专业、智能、便捷的分期借钱贷款同时，解锁更多金融服务！
【平台简介】
云盛花：持牌金融机构，为您提供安全、专业、智能、便捷的现金借贷、分期消费贷款服务。
【产品优势】
1、申请易：线上申请，无抵押
2、速度快：快速放款，现金借款成功后极速到账
3、额度高：审批额度最高可达20万元
【风险重点提示】
1、 具体页面内容与活动规则以实际页面展示为准。
2、 贷款额度、利率、放款时间以实际审批结果为准。
3、 分期贷款仅可用于消费；请根据个人能力合理贷款，理性消费，避免逾期。

## Key features

- Online application
- No collateral required
- Fast loan disbursement
- High credit limits up to 200,000
- Installment loan services
- Licensed financial institution

## Recent user reviews (10 of 20)

All indexed reviews: https://appshunter.io/ios/app/id6744891204/reviews.md

### 1/5 — 骗人的

*2026-07-30*

假的！

### 5/5 — 很好

*2025-12-24*

这个软件非常好用，方便借款，审核简单值得推荐

### 5/5 — 好用

*2025-12-22*

额度很高 审批流程很快申请操作简单 界面显示简洁易懂 客服服务很到位高效

### 5/5 — 推荐推荐

*2025-12-21*

放款很快，利息低，急速借款靠谱安全推呀

### 5/5 — 可以分期

*2025-12-14*

我在这里申请了一笔，下款时间也就积分中，额度十多个，可以分期，没有还款压力。

### 5/5 — 好用没套路

*2025-12-12*

非常好用，安全可靠，下款快经常使用，当作一个备用金，及时救急 非常不错，没有任何套路

### 5/5 — 下款快 急用钱的可以试试

*2025-12-12*

审核特别快 过了会短信通知你 通过率挺高的 利率透明化 总体来说很不错

### 5/5 — 好用

*2025-12-12*

下款很快，利率很低，额度很高，审核很快

### 5/5 — 快速正规借钱平台

*2025-12-12*

安全专业、智能便捷的现金借贷、分期消费贷款服务，正规公司！

### 5/5 — 非常推荐

*2025-12-10*

极速借款，纯信用贷款，审批流程快，无任何套路，利息很低，灵活分期还款无压力。

## Frequently asked questions about 云盛花

### What is the maximum loan amount available on 云盛花?

The maximum approved loan amount on 云盛花 can reach up to 200,000 yuan. Specific loan amounts, interest rates, and disbursement times are subject to the actual approval results.

### How quickly can I get my loan disbursed with 云盛花?

云盛花 offers fast disbursement, with cash loans arriving extremely quickly after successful approval. The platform aims for rapid fund delivery to meet user needs.

### Is 云盛花 a secure platform for borrowing money?

Yes, 云盛花 is operated by a licensed financial institution, providing secure, professional, and intelligent installment loan services. They emphasize safety in their cash lending and consumption loan offerings.

### What documents are needed to apply for a loan on 云盛花?

To apply for a loan on 云盛花, you primarily need your identification card. The application process is conducted online and does not require collateral.

### Can I use the loan from 云盛花 for any purpose?

Installment loans from 云盛花 are intended for consumption purposes only. Users are advised to borrow reasonably based on their personal capacity and consume rationally to avoid overdue payments.

### What is the age rating for 云盛花?

云盛花 has an age rating of 17+, meaning it is intended for users aged 17 and above. This is common for financial applications dealing with lending services.

### How often is 云盛花 updated?

The latest version of 云盛花 is 1.0.7, and it was last updated on September 20, 2026. This indicates a recent update, suggesting ongoing development and maintenance.

### Does 云盛花 have ads?

Based on the provided data, 云盛花 does not have advertisements. The app is free to use without the interruption of ads.

## Version history (last 5 releases)

### 1.0.7 — 2026-09-20

界面焕新升级：全新设计的视觉风格与交互，带来更流畅、更个性化的使用体验；
功能优化：修复了部分已知问题，提升了 App 的稳定性和运行速度；

### 1.0.6 — 2025-09-15

1、利率合规化修改；
2、修改Bug，优化用户体验；

### 1.0.5 — 2025-08-28

1、用户体验优化；
2、bug修改；
3、修复在线客服的若干问题；

### 1.0.4 — 2025-07-18

1、App信息修改；
2、优化用户体验；

### 1.0.3 — 2025-06-06

1、优化用户体验；
2、修复一些bug；

## More apps by 德云晟小额贷款股份有限公司

- [魔借-小额借款平台](https://appshunter.io/ios/app/id1197956810)
- [U钱包-个人信用借款APP](https://appshunter.io/ios/app/u-app/id1406674094)
- [好借分期](https://appshunter.io/ios/app/id1627426151)

All apps by 德云晟小额贷款股份有限公司: https://appshunter.io/developer/1464117186

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-07.*