# 房贷计算器-公积金商贷买房计算

> Mortgage loan calculator for principal, interest, and monthly payments. (iPhone/iPad app by 家福 邓.)

- Source: https://appshunter.io/ios/app/id6747961642 (this page in markdown: same URL + `.md`)
- Developer: [家福 邓](https://appshunter.io/developer/1819534964)
- Category: Utilities
- Price: Free with in-app purchases
- Rating: 3.00/5 from 2 App Store ratings
- Age rating: 4+
- Requires: iOS 14.3 · 65 MB
- Languages: English
- Released: 2025-07-01
- Data updated: 2026-06-28
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/id6747961642/reviews.md

## What is 房贷计算器?

专业的房产贷款月供计算软件，能够根据您输入的贷款金额、年限，精准的分析出你的月供构成，计算总利息、月供、每月本金等。

支持 固定利率，LPR，公积金 方式，全面计算出月供，总利息，每月还款等信息；
商业贷款、公积金贷款、组合贷款全部搞定，等额本息、等额本金还款模式随意切换；
及时更新贷款利率，计算结果更精准；
打开即用，直接上手、操作简单，一键计算。

【VIP会员自动订阅服务说明】
1、订阅服务：38元/周
2、付款：用户确认购买并付款后计入iTunes账户
3、续订：苹果iTunes账户会在到期前24小时内扣费，扣费成功后订阅周期顺延一个订阅周期
4、取消续订：如需取消续订，请在当前订阅到期24小时以前，手动在iTunes/Apple ID设置管理中关闭自动续订功能
隐私政策：https://www.freeprivacypolicy.com/live/443c73ea-011e-4f61-b1b1-9223c99da259
服务条款：https://www.freeprivacypolicy.com/live/771b71d3-fd4f-4ec2-8609-44e69e170192

## Key features

- Mortgage payment analysis
- Calculates total interest
- Supports fixed, LPR, and provident fund rates
- Handles commercial, provident fund, and combined loans
- Offers equal principal and interest repayment
- Real-time interest rate updates

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| 买房计算器vip | $4.99 | per 7 days |



## Frequently asked questions about 房贷计算器

### What loan types does 房贷计算器 support?

房贷计算器 supports commercial loans, provident fund loans, and combined loans. It also accommodates fixed interest rates, LPR, and provident fund rates for comprehensive analysis.

### What are the repayment modes available in 房贷计算器?

You can switch between equal principal and interest repayment (等额本息) and equal principal repayment (等额本金) modes within 房贷计算器 to best suit your financial planning.

### How does 房贷计算器 ensure calculation accuracy?

The app provides timely updates on loan interest rates, ensuring that your calculations for monthly payments, total interest, and principal breakdown are as accurate as possible.

### Is 房贷计算器 easy to use?

Yes, 房贷计算器 is designed for immediate use with a simple interface. You can start calculating your mortgage details right after opening the app with just a few taps.

### What is the VIP membership cost for 房贷计算器?

The VIP membership for 房贷计算器 is priced at 38 yuan per week. A 3-day free trial is available for new users before the subscription begins.

### How can I cancel my VIP subscription for 房贷计算器?

To cancel your VIP subscription, you need to manually disable the auto-renewal feature in your iTunes/Apple ID settings at least 24 hours before your current subscription period ends.

### What is the rating of 房贷计算器?

房贷计算器 has a current rating of 3.0 stars based on 2 user reviews.

### Does 房贷计算器 have ads?

No, 房贷计算器 does not contain advertisements. The app is free to use, with optional in-app purchases for VIP membership.

## Version history (last 4 releases)

### 1.3 — 2025-08-08

-修复点击应用时崩溃闪退bug

### 1.2 — 2025-07-29

-优化用户的使用体验

### 1.1 — 2025-07-05

-优化用户使用体验

### 1.0 — 2025-07-02

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-28.*