# 放心借-正规网贷口子贷款手机借钱信贷分期软件 — 贷款秒批，分期借钱

> Secure, fast, and flexible short-term cash loans for individuals. (iPhone/iPad app by njyxk.)

- Source: https://appshunter.io/ios/app/id6752881974 (this page in markdown: same URL + `.md`)
- Developer: [njyxk](https://appshunter.io/developer/1841540946)
- Category: Finance
- Price: Free
- Rating: 4.30/5 from 3 App Store ratings · 4 written reviews indexed
- Age rating: 17+
- Requires: iOS 15.0 · 4 MB
- Languages: American English
- Released: 2026-05-08
- Data updated: 2026-07-18
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/id6752881974/reviews.md

## What is 放心借?

放心借是一款小额现金短期贷款借钱软件，运用互联网安全技术和大数据技术，为有借款需求的用户提供方便、快捷、安心的金融借款服务。借款期限灵活，申请简单便捷，最高可申请20万额度。

【产品特点】
1、贷款额度高：
额度上限高达20万，一次授信，循环可用（以实际审批为准）。
2、还款息费低：
贷款日息0.02%起，1千元借12个月，日费用低至2毛，年化利率低至7.2%（单利）。
3、放款速度快：
审批通过后快至5秒起到账，自动审批，极速放款。
4、还款周期长：
灵活分期，随借随还，轻松还款无压力。
5、借款更放心：
正规持牌机构，安全合规有保障。

【温馨提示】
具体借款额度、分期期数及利率，以实际审批为准
请根据所需合理借贷，理性消费，避免逾期

## Key features

- High loan limits up to 200,000
- Low daily interest rates starting at 0.02%
- Fast disbursement within 5 seconds
- Flexible repayment periods
- Secure and compliant lending

## Recent user reviews (4 of 4)

All indexed reviews: https://appshunter.io/ios/app/id6752881974/reviews.md

### 1/5 — 应该是骗子让你租手机然后他拿着你的手机跑路你来还款

*2026-06-09*

不要相信在其他平台贷不了他怎么可能给你放款

### 1/5 — 黑心平台 未成年人也放款

*2026-05-29*

里面都是骗子 客服的手机号是私用的不是官方用的 还是高利贷

### 1/5 — 假的

*2026-05-21*

假的平台不要信骗子的让你交查询费

### 5/5 — 好

*2026-05-16*

好

## Frequently asked questions about 放心借

### What is the maximum loan amount offered by 易得花?

易得花 offers a high loan limit of up to 200,000. This amount is subject to actual approval and can be used repeatedly once credited.

### What are the interest rates for loans from 易得花?

The daily interest rate starts at 0.02%, with an annualized rate as low as 7.2% (simple interest). For example, borrowing 1,000 for 12 months incurs a daily fee of only 0.2 yuan.

### How quickly can I receive funds after approval from 易得花?

Funds can be disbursed as quickly as 5 seconds after approval. The app features automatic approval and rapid disbursement.

### What is the repayment flexibility with 易得花?

易得花 provides flexible installment plans, allowing you to borrow and repay as needed. This makes repayment less stressful.

### Is 易得花 a secure and reliable lending platform?

Yes, 易得花 operates with licensed institutions, ensuring security and compliance. Users are advised to borrow reasonably and consume rationally to avoid overdue payments.

### What devices does 易得花 support?

易得花 is available on iPhone and iPod devices.

### When was the latest version of 易得花 released?

The latest version of 易得花, version 1.1.1, was released on July 1, 2026.

### Does 易得花 have ads?

Based on the provided information, 易得花 does not contain advertisements.

## Version history (last 5 releases)

### 1.1.1 — 2026-07-01

1.重新渲染市场预览图
2.优化流程

### 1.1.3 — 2026-06-05

1.修复消息推送错误

### 1.1.2 — 2026-06-03

1.更换产品品牌名称；
2.修复已知错误；

### 1.1.0 — 2026-04-07

修改品牌名称和对应Logo

### 1.0 — 2026-03-31

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-18.*