# 記帳手冊 — 記帳・銀行帳戶・貸款管理・投資組合，全方位個人財務

> 記帳・銀行帳戶・貸款管理・投資組合，全方位個人財務 (iPhone/iPad app by CI-YU HUANG.)

- Source: https://appshunter.io/ios/app/id6767621666 (this page in markdown: same URL + `.md`)
- Developer: [CI-YU HUANG](https://appshunter.io/developer/1896493811)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 15.0 · 41 MB
- Languages: American English, French (France), Indonesian, Japanese, Korean, European Portuguese, European Spanish, Thai, Chinese (Traditional, Taiwan), Vietnamese
- Released: 2026-05-19
- Data updated: 2026-09-07
- User reviews in markdown: https://appshunter.io/ios/app/id6767621666/reviews.md

## What is 記帳手冊?

Money Ledger | Your All-in-One Personal Finance Manager

More than an expense tracker, Money Ledger helps you organize and understand every part of your financial life.

KEY FEATURES

• Income & Expense TrackingEasily record your daily income and expenses. Create custom categories, members, and projects to keep every transaction organized and easy to track.

• Bank Account & Credit Card ManagementManage multiple bank accounts and credit cards in one place. Quickly review account balances, card spending, and payment history.

• Loan & Installment ManagementTrack mortgages, auto loans, personal loans, credit card installments, and more. Stay on top of your repayment progress and remaining balances.

• Trip & Group Expense SplittingCreate trips, add members, and record shared expenses. Money Ledger automatically calculates each person’s share and provides settlement suggestions, making group trips and gatherings easier to manage.

• Investment Portfolio OverviewManage stocks, ETFs, and other investments to quickly understand your portfolio allocation and overall investment status.

• Visual Reports & InsightsExplore intuitive charts showing spending trends, category breakdowns, and changes in your finances. Gain a clearer understanding of your spending habits.

• Retirement PlanningEstimate your future retirement needs and explore long-term savings scenarios with compound growth projections.

• Data Export & BackupExport and back up your financial records whenever needed, giving you greater control over your data.

WHY CHOOSE MONEY LEDGER?

• Clean, intuitive design that makes daily tracking effortless
• Data is stored locally on your device to protect your privacy
• Income Privacy Mode lets you hide income and balance information when needed
• Combines expense tracking, bank accounts, credit cards, loans, group expenses, and investments in one app
• Designed for practical, everyday personal finance management

Download Money Ledger today and take control of your financial life.


## Version history (last 5 releases)

### 1.20.0 — 2026-08-29

New features in this version (English): Supports adding and editing future-dated transactions, with planned-transaction handling for statistics and future
  credit-card commitments.

### 1.19.0 — 2026-08-21

fixed bug

### 1.18.0 — 2026-07-28

Simplified import source selection with a dropdown for CWMoney CSV files or My Ledger ZIP backups.
Import instructions now update based on the selected source.
Improved localized labels and the overall import experience.

### 1.17.0 — 2026-07-27

Added data backup and restore, with improved multilingual support and overall user experience.

### 1.16.0 — 2026-07-27

- Fixed inconsistent language display in some screens
  - Improved translations across settings, onboarding, transactions, credit cards, investments, loans, banks, import, backup and restore
  - Enhanced overall consistency and readability throughout the app

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-07.*