# 种豆南山下 - 退休规划助手

> Offline retirement planning calculator for personal and family financial goals. (iPhone/iPad app by 飞 叶.)

- Source: https://appshunter.io/ios/app/id6773594612 (this page in markdown: same URL + `.md`)
- Developer: [飞 叶](https://appshunter.io/developer/1774606754)
- Category: Utilities
- Price: $2.99
- Age rating: 4+
- Requires: iOS 13.0 · 24 MB
- Languages: English, Chinese
- Released: 2026-06-02
- Data updated: 2026-08-23
- Monetization: paid
- User reviews in markdown: https://appshunter.io/ios/app/id6773594612/reviews.md

## What is 种豆南山下?

种豆南山下 — 本地离线的退休规划计算器

种豆南山下是一款面向个人和家庭的退休规划工具。你可以记录资产、负债、收入预期、家庭成员信息和退休后开支，应用会基于你填写的数据，在本机估算规划目标、预计达成日期和年度资产变化。

【适合谁用】

· 想系统梳理家庭资产、负债和收入情况的人
· 希望估算退休后生活开支和长期资金需求的人
· 正在做离职、转岗或提前退休规划，希望先了解资金安全边界的人
· 希望和伴侣一起做家庭长期财务规划的用户
· 关注退休生活质量，想定期更新规划数据的人

【核心功能】

▸ 资产与负债记录
记录存款、基金、房产、公积金等资产，以及房贷、车贷、消费贷等负债，帮助你了解当前净资产状况。

▸ 收入规划
分别记录离职前净存款和离职后收入预期。系统会根据收入频率和发放月份，估算长期规划中的资金变化。

▸ 退休规划
设置家庭成员、社保参数、预估寿命、退休后月开支和资产年化收益率。应用会根据输入估算养老金、退休后生活费和规划目标金额。

▸ 总览仪表盘
展示规划进度、预计日期、年度资产预测和离职缺口，帮助你从整体上了解当前规划状态。

【隐私说明】
当前版本不需要账号登录，不连接金融账户，不主动上传你填写的资产、收入、家庭成员和退休规划数据。相关数据默认保存在本机设备中。

【重要说明】
本应用仅作为个人退休规划和资产测算工具。养老金、法定退休年龄、目标金额、资产预测和预计日期均基于用户输入、当前内置参数和简化模型估算，仅供参考。

本应用不提供投资交易、贷款、证券、保险或理财服务，测算结果不构成投资、税务、社保、保险、贷款、证券交易或法律建议，也不代表任何收益承诺、政策承诺或结果保证。

## Key features

- Asset and liability tracking
- Income planning
- Retirement goal estimation
- Annual asset change prediction
- Offline data storage
- Family planning integration

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/id6773594612/reviews.md

### 5/5 — 解决了我的焦虑

*2026-06-05*

跟着软件设置相当于重新规划了下自己的未来，不管如何，目标已经非常明确了。

## Frequently asked questions about 种豆南山下

### What is 种豆南山下?

种豆南山下 is a local, offline retirement planning calculator. It helps users estimate their retirement goals, target achievement dates, and annual asset changes by inputting personal financial data.

### How much does 种豆南山下 cost?

种豆南山下 is a paid application, priced at $2.99. This one-time purchase grants access to all its features for retirement planning.

### Does 种豆南山下 have ads?

No, 种豆南山下 is ad-free. The application does not display advertisements, ensuring an uninterrupted user experience for financial planning.

### What devices support 种豆南山下?

种豆南山下 is available for iPhone, iPad, and iPod. It is designed to function across these Apple devices.

### Is my financial data safe with 种豆南山下?

Yes, 种豆南山下 prioritizes user privacy. It does not require an account login, does not connect to financial accounts, and all entered data is stored locally on your device.

### How often is 种豆南山下 updated?

The latest version of 种豆南山下 is 1.1.6, last updated on June 5, 2026. Updates are released periodically to improve functionality and reliability.

### What age rating does 种豆南山下 have?

种豆南山下 has an age rating of 4+. This indicates it is suitable for users of all ages, with no content restrictions.

### Can 种豆南山下 provide investment advice?

No, 种豆南山下 is strictly a planning and calculation tool. It does not offer investment, tax, insurance, loan, or legal advice, and its estimations are for reference only.

## Version history (last 2 releases)

### 1.1.6 — 2026-06-05

1、优化收入类型文案显示
2、修复部分表单文案错误
3、提升整体使用体验与细节一致性

### 1.1.5 — 2026-06-02

No release notes.

## More apps by 飞 叶

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All apps by 飞 叶: https://appshunter.io/developer/1774606754

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-23.*