# 花花记账：支出与资产管理 — 多账本·预算·月度回顾

> Private expense tracker with monthly recaps and financial overview. (iPhone/iPad app by Zhiwen Huang.)

- Source: https://appshunter.io/ios/app/id6801466802 (this page in markdown: same URL + `.md`)
- Developer: [Zhiwen Huang](https://appshunter.io/developer/6801466894)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 18.0 · 178 MB
- Languages: Chinese (Simplified, China), Japanese, Chinese (Traditional, Taiwan), American English, Korean
- Released: 2026-09-01
- Data updated: 2026-09-16
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/id6801466802/reviews.md

## What is 花花记账：支出与资产管理?

花花记账把收支、预算和钱包放进一个属于你的空间。清楚记下每一笔，也重新看见数字背后的地点、时刻与生活。

按你的习惯记录
记录支出与收入，用分类和子分类整理开销，添加照片或地点。扫描收据、导入支付截图，或核对 CSV/XLSX 账单后再保存。基于自己历史记录的建议，让熟悉的消费更方便填写。

多个账本，分开记更清楚
用 Flower Plus 按用途创建更多账本，分别命名，并从花花图标库挑选图标。在单个账本与全部账本之间切换，记录、地图、统计与回顾随之切换。不同账本共用你的钱包和账户余额。

钱花在哪里，地图上看见
在记账地图中查看记录保存的地点，从熟悉的街区到旅途经过的城市。搜索地点，查找附近的消费。每笔记录都可免费添加照片和地点，本月记账地图也可免费使用。

看见花销，也看见生活
一个月结束后，在月度回顾里重温照片、地点、消费习惯与变化。看看自己的月度印记，再用 Story 中的一句话回想这个月。基础的周、月、年统计仍可免费查看。

整理你的资金
把现金、银行账户、信用账户与多币种钱包放在一起管理。记录转账、周期项目、分摊账单与还款。理财账户用于手动记录持仓与变化。

计划花钱，也装点日常
设置总预算，或为已保存的账本分别设置预算，随时看看还剩多少。挑选卡夹外观、摆放烫印，用微缩、毛毡等分类图标为每笔记录添一点个性。

FLOWER PLUS
Flower Plus 支持创建更多账本，为记录添加报销信息、分期计划或优惠，添加转账手续费，以及创建共享信用额度分组或向其中添加卡片。共享额度下，每张卡的欠款仍分别记录。其他权益包括私密 iCloud 同步、完整账本 PDF/CSV 导出、历史记账地图、更多月度回顾，以及更多资产和卡夹容量。部分外观需单独购买，具体方案与权益以 App 内展示为准。

订阅到期后，已保存的数据仍会保留。你仍可使用已有账本、在未归档账本中记账、重命名或归档账本，修改或移除已保存的付费项目详情、登记报销收款，以及停止已有分期计划。已有计划的到期分期仍会生成记录。已保存的转账手续费和共享额度可继续修正，也可移出分组内的卡片、登记还款。新增付费配置需要 Flower Plus。

「设置 → 功能显示」只决定显示哪些工具，不会解锁付费功能。使用受限操作时会打开 Flower Plus；购买或恢复购买并验证成功后，可继续原来的操作。取消时会保留草稿。

使用条款 (EULA)：https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- On-device expense and income recording
- Receipt and screenshot scanning
- Monthly and yearly financial recaps
- Multi-currency wallet management
- Cash flow and recurring item tracking
- Flexible search and filtering

## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/id6801466802/reviews.md

### 5/5 — super awesome app

*2026-09-02*

A must try app, awesome features, easy to use and lovely icons. 你们得用看它！

### 5/5 — Very interesting expense tracker

*2026-09-02*

As someone who records my expenses on a daily basis, this app really hits differently. It does everything I need while keeping the interface simple and easy to use. The token-collecting system makes me excited to record every transaction!

## Frequently asked questions about 花花记账：支出与资产管理

### Does Flower have ads?

No, Flower is ad-free. The app does not sell financial information or use it for advertising, ensuring a private experience for users.

### What is Flower Plus?

Flower Plus is an optional subscription that unlocks unlimited assets, private iCloud sync, full-ledger PDF/CSV export, manual exchange rate overrides, and a 12-month savings journey. Your data remains accessible even if the subscription ends.

### How does Flower help me manage my money?

Flower allows you to record expenses and income in seconds, organize various wallets, track cash flow, recurring items, and credit card cycles. It provides visual overviews of your financial health.

### Can I scan receipts with Flower?

Yes, Flower offers on-device recognition for scanning receipts and importing payment screenshots. This feature helps in quickly and accurately recording your transactions.

### What kind of financial data does Flower collect?

Flower collects your expense and income records, including titles, categories, amounts, currencies, times, and places. It also offers optional location context for new records. Importantly, it does not sell or use your financial information for advertising.

### Is Flower available on Android devices?

Based on the provided data, Flower is currently supported on iPhone devices only. There is no information available regarding Android compatibility at this time.

### How often is Flower updated?

The application was last updated on September 1, 2026, with version 1.0. This indicates a recent release, and further updates will depend on the developer's release schedule.

### What are the benefits of the yearly recap in Flower?

The year-end recap in Flower brings together the moments and patterns that shaped your year, offering insights beyond simple totals. It highlights significant spending, surprises, and changes throughout the year.

## Version history (last 4 releases)

### 1.2.0 — 2026-09-10

Flower 1.2 gives you more ways to organize your records and make the app your own.

• Multiple ledgers: create additional ledgers with Flower Plus, choose Flower library icons, and switch records, budgets, maps, and recaps together.
• Your profile: revisit your recording history, yearly income and spending, monthly memories, and supported asset changes. Create a personal avatar, too.
• More Flower Plus tools: add reimbursement details, installment schedules, discounts, and transfer fees; create shared credit accounts or add cards to them.
• Improvements to split expenses and refunds.
• Your preferred layout: choose title-first or category-first entry, show the features you use, and select subcategories in a clearer sheet.
• Better imports: choose a destination ledger, then review wallets and categories before saving CSV/XLSX records.
• Refined settings and privacy: background blur and less intrusive balance authentication, plus improvements to budget rollover, ledger switching, location display, and navigation.

Settings → Feature display changes visibility only. Locked actions open Flower Plus for purchase or restore. If a subscription expires, saved ledgers, existing premium details, and settlement actions remain available; creating new paid configurations requires Flower Plus. Basic statistics remain free.

### 1.1.1 — 2026-09-06

New in Flower 1.1.1:
• Photos and locations are free to add to every record. Choose Precise place or Approximate area at first use or later in Settings.
• The current month’s Spending Map is always free. A short first month is also a bonus recap and does not use your first eligible free recap.
• Import CSV or XLSX from Settings or the quick-add menu. Flower suggests categories from your history, title meaning, and source category names, then offers to replace highly overlapping prior imports.
• Choose Original or Cutout for each photo used in recaps, with clearer persistent choices for Wallet display and location detail.

### 1.1 — 2026-09-05

Subcategories add more detail to everyday records, spending reports, and account breakdowns. Monthly insights are easier to explore, with clearer account-level patterns and refined navigation. This update also includes experience and reliability improvements.

### 1.0 — 2026-09-01

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-16.*