# 向上金服-财富投资理财管家

> Online lending and investing platform with risk management and user incentives. (iPhone/iPad app by 北京证大向上金融信息服务有限公司.)

- Source: https://appshunter.io/ios/app/id768033201 (this page in markdown: same URL + `.md`)
- Developer: [北京证大向上金融信息服务有限公司](https://appshunter.io/developer/768033204)
- Category: Finance, Lifestyle
- Price: Free
- Rating: 4.90/5 from 8 App Store ratings · 9 written reviews indexed
- Age rating: 17+
- Requires: iOS 9.0 · 94 MB
- Languages: American English, Chinese (Simplified, China)
- Released: 2013-12-06
- Data updated: 2026-07-04
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/id768033201/reviews.md

## What is 向上金服?

【向上金服手机端介绍】 
向上金服是由北京证大向上金融信息服务有限公司（简称：向上金服）推出的线上借贷及出借撮合服务平台，6年稳健运营，网贷之家头部平台，拥有“授权投标”、“主动投标”、“债权转让”等产品，上线6年以来已累计为近700余万用户获取利息超过10亿元！

【新手见面礼】
1、新用户注册即送18888元体验金+1000元新手出借礼包
2、出借新手产品满额立即返现，最高可返400元

【新手专享标】
锁定期15天，1元起投，平均出借利率6+6%，灵活投
锁定期30天，平均出借利率 6.5+3.5%
锁定期90天，平均出借利率 7+3.5%
锁定期180天，平均出借利率7.8+3.5%


 【坚守合规，多重保障】
1、 以大数据征信严格进行借款人背调，建立多道安全风控体系，确保借款项目优中选优；
2、 一对多的资金借贷模式，借款人遍布不同行业、地区、年龄层，有效控制风险；
3、 凭借完善的风险管理体系及领先于行业的技术，通过了国家公安部监制信息安全等级保护三级安全备案；
 
【公司荣誉】 
2013年 向上移动客户端作为早期互金类APP顺利登录Appstore；
2015年 荣获“中关村高薪技术企业”、CEO袁成龙在纽约受邀与巴菲特共进午餐；
2016年 交易额突破100亿元、品牌海报登陆纽约时代广场、受邀参加博鳌新金融论坛；
2017年 携手平安银行上线银行存管、成为互联网金融协会会员、接入中国支付清算协会互联网金融风险信息共享系统、CEO荣登《Forbes》品牌之声封面；
2018年 CEO受邀主持博鳌亚洲论坛分论坛、接入互联网金融协会信息披露系统、获得“高新技术企业”认证、荣获胡润新金融最具品牌价值企业殊荣、企业实缴注册资本增至1亿元、交易额突破480亿元。

客服专线：4000-688-166
官方微信：向上金服官方平台
新浪官方微博：向上金服

## Key features

- Online lending and borrowing services
- Investment opportunities with varying rates
- New user welcome bonuses
- Big data credit assessment
- Multi-layered risk control system
- Information security level 3备案

## Recent user reviews (9 of 9)

All indexed reviews: https://appshunter.io/ios/app/id768033201/reviews.md

### 5/5 — 很好用

*2018-03-16*

很好用

### 4/5 — 好物即享什么时候回来？

*2018-02-11*

不打算上线这个业务了吗？

### 5/5 — Optimal tool for me

*2017-05-21, version 3.8.3*

it's a highly reliable and stable way to keep money rising gradually , even for a person like me , who knows nothing about finance and stock at all

### 5/5 — 可以信任的理财品台！

*2016-12-13*

很棒！

### 5/5 — 很好用

*2016-04-12*

好用！

### 4/5 — 很好！

*2016-01-18*

很好！

### 5/5 — 非常好

*2015-12-06*

收入高，风险小，非常好，长期在用，比某宝好太多

### 5/5 — 永远快乐

*2014-05-20, version 1.2.4*

阳光明睸

### 1/5 — 吃亏了

*2014-04-04, version 1.2.2*

注册后转了几十块钱，想转出来又不行，必须消费。千万别上当！

## Frequently asked questions about 向上金服

### What is 向上金服?

向上金服 is an online platform for lending and borrowing, operated by Beijing Zhengda Xiangshang Financial Information Services Co., Ltd. It has been operating steadily for 6 years and is a leading platform on the Net Loan Home ranking.

### What are the benefits for new users of 向上金服?

New users receive a 18,888 yuan experience fund and a 1,000 yuan new investor gift package upon registration. Additionally, there's a cashback offer of up to 400 yuan for investing in new user products.

### What are the investment options available on 向上金服?

向上金服 offers investment options with lock-up periods of 15, 30, 90, and 180 days, with average investment interest rates ranging from 6% to 7.8% plus additional returns.

### How does 向上金服 ensure security?

The platform uses big data credit checks for borrower background verification and has established a multi-layered risk control system. It has also passed the Ministry of Public Security's information security level 3 filing.

### What is the user rating for 向上金服?

向上金服 has a high rating of 4.9 stars based on 8 ratings, indicating strong user satisfaction.

### Is 向上金服 available on multiple devices?

Yes, 向上金服 is available on iPhones and iPods, as indicated by its supported devices.

### How often is 向上金服 updated?

The app was last updated on November 27, 2023, with version 6.4.2, suggesting regular updates to maintain functionality and security.

### What is the age rating for 向上金服?

向上金服 has an age rating of 17+, which is typical for financial applications dealing with investment and lending.

## Version history (last 5 releases)

### 6.4.2 — 2023-11-27

1、修复已知问题
2、优化产品体验

### 6.4.0 — 2023-06-01

1. 修复已知问题
2. 提升应用可用性

### 6.2.0 — 2022-07-28

Optimize startup speed

### 6.1.1 — 2022-02-25

1. 修复已知问题
2. 优化启动速度

### 6.1.0 — 2021-08-26

1. 修复已知问题

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## More apps by 北京证大向上金融信息服务有限公司

- [向心贷—卡贷借条借呗](https://appshunter.io/ios/app/id1340148616)
- [向上金服尊享版-理财精选投资理财产品](https://appshunter.io/ios/app/id1449816257)

All apps by 北京证大向上金融信息服务有限公司: https://appshunter.io/developer/768033204

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-04.*