# 储蓄罐-智能投顾投资理财平台

> Smart investment and wealth management platform with diverse financial products. (iPhone/iPad app by Shanghai Howbuy Fund Sales Co., Ltd..)

- Source: https://appshunter.io/ios/app/id859036160 (this page in markdown: same URL + `.md`)
- Developer: [Shanghai Howbuy Fund Sales Co., Ltd.](https://appshunter.io/developer/967944870)
- Category: Finance, Business
- Price: Free
- Rating: 3.00/5 from 2 App Store ratings · 33 written reviews indexed
- Age rating: 4+
- Requires: iOS 13.0 · 78 MB
- Languages: English, Chinese
- Released: 2014-05-18
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/id859036160/reviews.md

## What is 储蓄罐?

【储蓄罐能赚钱吗？】
储蓄罐是好买财富旗下的一款理财App，取钱可以实现快1秒到账。活期、定期、主题投资、智能投顾等，多种投资选择，让你变身理财达人！
【储蓄罐安全吗？】
1、储蓄罐是腾讯和联想共同投资的互联网金融企业，大公司信誉保障。
2、储蓄罐实行同卡进出，更有保障。
3、好买基金是首批获证监会基金销售牌照公司，受证监会监管，放心可靠。
4、好买承诺：使用中任何情况造成活期资金损失，好买先行赔付本金。
【好买策略组合】
货币赢+——优质货币基金组合，做好【现金管理】
安鑫赢+——货债轮动，低风险博高收益，做好【稳健理财】
全球赢+——配置全球，分享经济增长红利，做好【长期投资】
【储蓄罐使用常见问题】
Q：存钱到储蓄罐后为何没法立即取出？多久开始有收益？A：用户存钱到储蓄罐后，基金公司需要先用1-2个工作日确认您的存款。确认之后才能取款哦~同样，存钱之后并不是马上有收益，在基金公司确认您的存款之后才有收益。

## Key features

- Multiple investment options
- Robo-advisory services
- Fast withdrawals
- Company reputation and security
- Thematic investment portfolios
- Cash management

## Recent user reviews (10 of 33)

All indexed reviews: https://appshunter.io/ios/app/id859036160/reviews.md

### 5/5 — Very useful

*2018-07-21, version 5.4.2*

Very good app

### 5/5 — 用了一段时间了，感觉不错

*2017-06-25*

看起来靠谱的软件，平时有零钱都存进来，零存整取，很方便

### 5/5 — 客户

*2017-05-06, version 5.2.2*

灰常棒

### 4/5 — 因为发钱安装的，先用用看吧

*2016-11-03, version 3.6.0*

腾讯背书的，希望他们好好搞

### 4/5 — 利息不算高，结数超预期

*2016-04-22, version 3.2.0*

希望不会跑路就行............

### 5/5 — awesome

*2016-02-07, version 3.1.3*

awesome software~ very useful!

### 5/5 — 使用后观点

*2015-12-24, version 3.0.1*

储蓄罐更新后使用更加便捷，功能明确，而且新手包比较优惠，年化率高，好豆的功能也很好

### 5/5 — Easy to use

*2015-12-24, version 3.0.1*

Ok

### 5/5 — 不错哦

*2015-11-16, version 2.2.1*

很好，很和谐！

### 4/5 — 还好

*2015-11-12, version 2.2.1*

找不到返回键

## Frequently asked questions about 储蓄罐

### What is 储蓄罐?

储蓄罐 is a wealth management and investment platform under Haomai Wealth. It offers various investment choices such as current deposits, fixed deposits, thematic investments, and intelligent robo-advisory services, aiming to help users become proficient in managing their finances.

### Is 储蓄罐 safe to use?

Yes, 储蓄罐 is backed by a company invested in by Tencent and Lenovo, providing a strong reputation. It also implements a secure 'same card in and out' policy for transactions. Haomai Fund, the platform's partner, is a first-batch licensed fund sales company regulated by the China Securities Regulatory Commission, ensuring reliability. They also promise to compensate for any losses of principal in current fund investments.

### How long does it take to withdraw money and start earning interest?

After depositing money into 储蓄罐, it takes 1-2 business days for the fund company to confirm your deposit before you can withdraw it. Similarly, interest earnings begin only after the fund company has confirmed your deposit.

### What are the investment strategies offered by 储蓄罐?

储蓄罐 offers several strategy portfolios. 'Currency Win+' focuses on high-quality money market funds for cash management. 'Anxin Win+' uses a rotation strategy between money market and bond funds for low-risk, high-return stable wealth management. 'Global Win+' involves global asset allocation to share in economic growth for long-term investment.

## Version history (last 5 releases)

### 6.5.8 — 2026-04-24

修复了一些bug

### 6.5.6 — 2026-03-31

储蓄罐定存计划功能优化

### 6.5.4 — 2025-12-23

修复了一些bug

### 6.5.1 — 2025-11-14

储蓄罐支持更多基金啦！

### 6.5.0 — 2025-07-03

系统升级，体验更流畅

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*