# 招商基金-为投资者创造更多价值 — 招商基金官方App

> Comprehensive fund management and wealth advisory platform with diverse investment options. (iPhone/iPad app by 招商基金管理有限公司.)

- Source: https://appshunter.io/ios/app/id862981607 (this page in markdown: same URL + `.md`)
- Developer: [招商基金管理有限公司](https://appshunter.io/developer/862981610)
- Category: Finance, Business
- Price: Free
- Rating: 4.00/5 from 5 App Store ratings · 6 written reviews indexed
- Age rating: 4+
- Requires: iOS 9.0 · 112 MB
- Languages: American English, Chinese (Simplified, China)
- Released: 2014-04-29
- Data updated: 2026-09-03
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/id862981607/reviews.md

## What is 招商基金?

招商基金APP是招商基金全力打造的一站式基金理财平台，涵盖公司旗下所有公募基金、高端理财产品以及招财乐投顾。
APP集基金投顾、目标盈定投、智能定投、涨跌提醒等理财功能，及最新市场投资资讯、基金经理观点，提供个性化投资策略，满足客户全方位财富管理需求；同时招商V计划会员权益全面升级，会员福利月月领，吃喝玩乐随心兑。



【公司简介】
招商基金成立于2002年，公司股东为招商银行(持股55%)和招商证券(持股45%)。经过20余年的规范运作、稳健经营，截至2024年末，公司资管规模达1.56万亿元（非货基5500万亿），累计服务客户超1.8亿。业务覆盖公募基金、养老金、专户理财等领域，是国内业务资质最全的基金公司之一。
数据来源：招商基金，截至2024年末。



【APP优势特色】
1. 产品类型丰富：涵盖货币基金、债券基金、股票基金、混合基金、FOF、REITs等多种类型基金产品，用户选择多样。
2. 购基享费率优惠：货币基金认申购，部分免手续费，起购金额低至0.01元。
3. 每日9万快取额度：活期＋智能存取，快速赎回秒级到账，每日9万额度。
4. 净值披露更快一步：每晚19点起更新基金净值，收益早知道。
5. 招财乐投顾：以客户体验为中心，基于投资目标与风险偏好，提供个性化投资方案；基金体检服务，支持跨平台持仓一键上传与分析。
6. 目标盈定投：想赚多少自己定，自主设置收益目标，达标止盈有提醒。
7. 预估赎回费：提供赎回费金额预估，方便用户提前查看估算费用，辅助交易决策。
8. 安全保障：银行级别多重安全保障，通过CCRC安全认证，为您的投资保驾护航。
9. 个性陪伴：最新市场资讯、基金经理说、基金定期报告、基金经理直播等全覆盖，有趣又有料。
10. 用户权益焕新：福利升级、玩法丰富，会员好礼月月领，积分福利享不停，尽享贴心服务。

## Key features

- One-stop fund management platform
- Personalized investment strategies
- Goal-based and smart regular investing
- Real-time market information
- Fund manager insights and analysis
- Member exclusive benefits and rewards
- Bank-level security

## Recent user reviews (6 of 6)

All indexed reviews: https://appshunter.io/ios/app/id862981607/reviews.md

### 5/5 — 方便快捷

*2023-03-08*

招商基金用了很久了，用户体验应该是所有银行app里面流畅度和使用体验最好的，买基金买入和赎回都很方便快捷

### 1/5 — 造假

*2021-10-28*

开户都开不动，你5星哪来的？

### 2/5 — iPhone X不能用

*2018-03-27*

iPhone X上大部分页面都是白屏，不显任何内容.

### 1/5 — 超级烦的启动广告！

*2016-10-20*

时间就是金钱，启动广告要浪费多少时间？作为个金融app，放5-6秒启动广告，神经病

### 1/5 — 一直更新失败是个什么情况？

*2015-12-24*

一直更新失败是个什么情况？

### 5/5 — 方便、快捷

*2014-06-25*

方便、快捷

## Frequently asked questions about 招商基金

### What is 招商基金?

招商基金 is a comprehensive fund management platform that offers a wide range of investment products, personalized financial advice, and market insights. It aims to help users manage their wealth effectively with tools like goal-based investing and smart regular investments.

### What types of funds does 招商基金 offer?

招商基金 offers a diverse selection of funds, including money market funds, bond funds, stock funds, hybrid funds, FOFs, and REITs, providing users with numerous choices for their investment portfolios.

### How does 招商基金 ensure security for users?

The app provides bank-level multi-layered security protection and has passed CCRC security certification, ensuring a secure environment for users' investments.

### What are the benefits of the 招商V计划 membership?

招商V计划 members receive upgraded benefits, including monthly rewards, discounts on dining and entertainment, and continuous access to member perks, enhancing the user experience.

### How quickly can I redeem funds with 招商基金?

The app offers a daily quick withdrawal limit of 90,000 yuan, with real-time plus smart deposit and withdrawal features, allowing for rapid redemptions that can arrive in seconds.

### When are fund net values updated on 招商基金?

Fund net values are updated starting from 7 PM each evening, allowing users to know their potential earnings earlier in the day.

### Does 招商基金 have ads?

Yes, 招商基金 contains advertisements. As an ad-supported platform, it may display promotional content to users.

### What is the user rating for 招商基金?

招商基金 has a user rating of 3.8 stars based on 4 ratings. This indicates a generally positive but mixed user reception.

## Version history (last 5 releases)

### 8.7.0 — 2026-08-24

看招商白酒上招商基金App，当天净值18:30起更新，购基享费率优惠：
1、会员中心焕新升级，更多新权益、新玩法等你体验。
2、指数专区与稳健专区全新升级，产品分类更清晰。
3、风险测评功能优化，信息查看更清晰。

### 8.6.3 — 2026-07-02

看招商白酒上招商基金App，当天净值18:30起更新，购基享费率优惠：
1、【智投100】重磅上线，发车带投，智能网格交易，让投资更简单。
2、【亲子账户】宝宝专属压岁钱账户，每日更新成长币，成长惊喜兑不停。

### 8.6.1 — 2026-05-19

看招商白酒上招商基金App，当天净值18:30起更新，购基享费率优惠：
1、【智投100】重磅上线，发车带投，智能网格交易，让投资更简单。
2、【亲子账户】宝宝专属压岁钱账户，每日更新成长币，成长惊喜兑不停。

### 8.6.0 — 2026-03-17

看招商白酒上招商基金App，当天净值18:30起更新，购基享费率优惠：
1、【智投100】重磅上线，发车带投，智能网格交易，让投资更简单。
2、【亲子账户】宝宝专属压岁钱账户，每日更新成长币，成长惊喜兑不停。

### 8.5.0 — 2025-11-18

看招商白酒上招商基金App，当天净值18:30起更新，购基享费率优惠：
1、绩优“固收+”大盘点，力争创造绝对收益
2、持有期及定开产品，运作信息更清晰
3、收益更新再提速，盈亏情况早掌握

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-03.*