# 决策宝-股票基金投资理财 — 用数据说话，告别傻买傻卖

> AI-powered investment platform for stock and fund selection with data-driven market trend prediction. (iPhone/iPad app by 厦门市鑫鼎盛控股有限公司.)

- Source: https://appshunter.io/ios/app/id938076654 (this page in markdown: same URL + `.md`)
- Developer: [厦门市鑫鼎盛控股有限公司](https://appshunter.io/developer/1304077444)
- Category: Finance, Social Networking
- Price: Free with in-app purchases
- Rating: 5.00/5 from 3 App Store ratings
- Age rating: 4+
- Requires: iOS 15.6 · 89 MB
- Languages: American English, Arabic, Chinese (Simplified, China)
- Released: 2014-12-21
- Data updated: 2026-08-09
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/id938076654/reviews.md

## What is 决策宝?

【决策宝：用数据说话，告别傻买傻卖！】
用最前沿的大数据算法，上百维度预测市场趋势！
精准匹配用户投资风格，不放过任何一支优选好基金！
数百万用户的口碑青睐，稳赚稳赢的不二之选！

【我的投顾】
您的私人投资顾问

【超值优惠】
基金费率全场1折起！现金宝24小时随存随取，取现实时秒到账！

【基金宝盒】
携手耶鲁、麻省理工、巴克莱资本等金融精英推出的FOF基金组合产品，5000余只基金中甄选4-10只基金，提供私募基金级的服务，采用“主动+量化”的资产配置方式，把每一分钱都投进最靠谱的基金中！

【基金诊断，量化选基，基金PK】
采用AI智能、大数据、量化模型等多因子工具，科学评估基金潜力，为您生成一个专业的基金评分体系，拒绝瘟基入坑，拥抱潜力基金！

【安全保障】
中国证监会核准的专业基金销售平台，民生银行对资金全程监管，20余年投资实战经验的管理团队，致力于亿万基民的财富增值！

——懂你，更懂选牛基！——

## Key features

- Big data algorithms for market trend prediction
- Personalized investment style matching
- Exclusive FOF fund portfolio products
- AI-driven fund diagnosis and selection
- Quantitative multi-factor analysis tools
- Real-time fund performance scoring
- 24-hour instant cash withdrawal

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| 投顾知识套餐月卡 | $39.99 | one-time |
| 投顾知识套餐年卡 | $399.99 | one-time |
| 投顾知识套餐 | $299.99 | one-time |



## Frequently asked questions about 决策宝

### What is 决策宝?

决策宝 is an investment platform that uses big data algorithms and AI to predict market trends and help users select optimal stocks and funds. It aims to provide data-driven insights to avoid impulsive buying and selling.

### Does 决策宝 offer personalized investment advice?

Yes, 决策宝 offers a 'My Investment Advisor' feature designed to provide personalized guidance based on your investment style. It also aims to match users with suitable funds.

### What are the security features of 决策宝?

决策宝 is a professional fund sales platform approved by the China Securities Regulatory Commission. It ensures fund security through full oversight by Minsheng Bank and is managed by a team with over 20 years of investment experience.

### How does 决策宝 help in selecting funds?

决策宝 utilizes AI, big data, and quantitative models for fund diagnosis and selection. It provides a professional fund scoring system to evaluate potential and avoid underperforming funds.

### What is the 'Fund Treasure Box' feature in 决策宝?

The 'Fund Treasure Box' offers FOF (Fund of Funds) portfolio products developed with financial elites. It selects 4-10 top funds from over 5,000 options, using an 'active + quantitative' asset allocation strategy for professional-grade service.

### What are the pricing details for 决策宝?

决策宝 is available for free. It also offers significant discounts on fund fees, with rates starting at 10% of the original fee. The 'Cash Treasure' feature allows for 24-hour instant deposits and withdrawals.

### On which devices can I use 决策宝?

决策宝 is available on iPhone, iPad, and iPod devices. It is designed for iOS users looking for investment tools.

### How often is 决策宝 updated?

The latest version of 决策宝 is 6.1.81, last updated on May 29, 2026. This indicates a commitment to regular updates and feature enhancements.

## Version history (last 5 releases)

### 6.1.90 — 2026-08-06

1、新增我的老师，您的私人投资顾问
2、基金宝盒2.0全新上线！快来体验！
3、新增大额网银转账， 申购无限额
4、优化基金交易体验，交易更便捷
5、隐私政策交互优化，保护隐私安全

### 6.1.89 — 2026-07-24

1、新增我的老师，您的私人投资顾问
2、基金宝盒2.0全新上线！快来体验！
3、新增大额网银转账， 申购无限额
4、优化基金交易体验，交易更便捷
5、隐私政策交互优化，保护隐私安全

### 6.1.88 — 2026-07-14

1、新增我的老师，您的私人投资顾问
2、基金宝盒2.0全新上线！快来体验！
3、新增大额网银转账， 申购无限额
4、优化基金交易体验，交易更便捷
5、隐私政策交互优化，保护隐私安全

### 6.1.87 — 2026-07-07

1、新增我的老师，您的私人投资顾问
2、基金宝盒2.0全新上线！快来体验！
3、新增大额网银转账， 申购无限额
4、优化基金交易体验，交易更便捷
5、隐私政策交互优化，保护隐私安全

### 6.1.86 — 2026-06-26

1、新增我的老师，您的私人投资顾问
2、基金宝盒2.0全新上线！快来体验！
3、新增大额网银转账， 申购无限额
4、优化基金交易体验，交易更便捷
5、隐私政策交互优化，保护隐私安全

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| App | Rating | Price | Category |
| --- | --- | --- | --- |
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| [同花顺爱基金-基金投资理财](https://appshunter.io/ios/app/id641426648) | 4.8 (62) | Free | Finance |
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## More apps by 厦门市鑫鼎盛控股有限公司

- [随牛AI-炒股、股票、基金理财](https://appshunter.io/ios/app/ai/id1316839929)

All apps by 厦门市鑫鼎盛控股有限公司: https://appshunter.io/developer/1304077444

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-09.*
