# 口袋记账-懂记账 会生活 — 记账理财精选应用

> Personal finance tracker for expense management, savings, and financial advice. (iPhone/iPad app by Shanghai Peng Data Co., Ltd..)

- Source: https://appshunter.io/ios/app/id955314710 (this page in markdown: same URL + `.md`)
- Developer: [Shanghai Peng Data Co., Ltd.](https://appshunter.io/developer/1345249748)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Rating: 4.70/5 from 561 App Store ratings · 303 written reviews indexed
- Age rating: 4+
- Requires: iOS 12 · 190 MB
- Languages: Arabic, American English, Chinese (Simplified, China)
- Released: 2015-02-18
- Data updated: 2026-08-26
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/id955314710/reviews.md

## What is 口袋记账?

应用简介：

• 苹果商店热门免费财务记账APP
• 新浪、搜狐、36氪、今日头条等知名媒体报道
• 知乎、豆瓣、简书、最美应用用户多次推荐

1）想知道钱花哪儿了？
2）想存钱却总也存不下钱？
3）每次记报销、记人情红包和友情周转最后总是一团糟？
4）想学理财却无从下手？

口袋记账专为解决以上难题诞生，超千万用户都在使用这款超棒的软件！

1、2秒随手记账，支持信用卡账单、支付宝账单导入；
2、自动生成收支统计图、年收支曲线图等报表，可导出excel；
3、支持多账本：分账本记录公司账、装修、旅游、报销、结婚等；
4、支持借条欠条管理，详细记录接入借出记录，人情往来不马虎；
5、提供资产管理，随时展示信用卡、支付宝等账户余额情况；
6、力哥、简七、越女等理财大V每日分享精彩观点，帮你从理财小白变资深达人。

如果关于产品你有任何疑问或者建议，都可以直接通过下列方式联系我们，和我们一起优化产品！

联系我们：
反馈邮箱：kdjz@qeeniao.com

会员订阅服务和连续包月说明：
-连续包月会员：16元/月（首月9元特惠）
-连续包年会员：88元/年

其他说明：-付款：将在确认购买时从itunes账户中扣除
-取消付款：如需取消订阅，请在当前订阅周期到期前24小时以前，您可以在苹果手机“设置”-“itunes store与App Store”-选择“Apple ID”-点击“查看 Apple ID”-在账户设置页面点击“订阅”-管理自动订阅服务，如需取消订阅，到期前24小时前关闭即可，到期前24小时内将不再扣费
-续费：苹果itunes账户会在到期前24小时内扣费，扣费成功后订阅周期顺延一个订阅周期
-隐私权政策：https://m.ikoudai.cc/h5/article/webshow/28
-会员服务协议：https://m.ikoudai.cc/h5/article/webshow/27
-自动订阅服务协议：https://m.ikoudai.cc/h5/article/webshow/38

## Key features

- Quick expense logging
- Import credit card and Alipay bills
- Generate income/expense reports
- Multi-account management
- Loan and IOU tracking
- Asset balance overview
- Financial expert advice

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| 连续包月 | $1.99 | per month |
| 连续包年 | $12.99 | per year |
| 连续包月 | $1.99 | per month |
| 连续包月 | $1.99 | per month |
| 连续包月 | $1.99 | per month |
| 连续包年 | $12.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| 口袋VIP一个月 | $2.99 | one-time |
| 口袋VIP六个月 | $9.99 | one-time |
| 口袋VIP12个月 | $14.99 | one-time |
| 口袋VIP6个月 | $7.99 | one-time |
| 口袋VIP12个月 | $11.99 | one-time |
| 口袋记账金币 | $3.99 | one-time |
| 口袋记账金币 | $9.99 | one-time |
| 口袋记账金币 | $39.99 | one-time |
| 口袋记账金币 | $0.99 | one-time |
| 口袋记账金币 | $19.99 | one-time |


## What do users think of 口袋记账?

Overall sentiment: neutral

**Pros**

- 👍 Simple and easy to use
- 🚀 Convenient and efficient
- 💡 Helpful budgeting and reporting features
- 🎨 Visually appealing interface

**Cons**

- 🙄 Excessive advertisements
- 🐛 Stability issues and bugs
- 🤔 Lack of advanced features and customization
- 🔒 Concerns about data security and privacy

**Commonly reported bugs**

- Frequent app crashes
- Incorrect date/time display
- Syncing issues between devices
- Compatibility problems with newer devices

**Most requested features**

- Support for multiple currencies
- Ability to schedule recurring transactions
- Option to set future dated transactions
- Improved syncing and backup functionality
- More detailed reporting and analytics

## Recent user reviews (10 of 303)

All indexed reviews: https://appshunter.io/ios/app/id955314710/reviews.md

### 3/5 — 为什么付了钱还要看广告？

*2026-01-28*

为什么付了钱还要看广告 而且打开那么慢 还不能下载excel 想换app也换不了

### 1/5 — don’t use

*2025-11-22, version 4.4.8*

Don't use it if it's not a Chinese user. My data disappeared for several years, because I can't log in. It keeps asking me to re-register with China mobile phone... I'm not China user though….

### 2/5 — 广告太多很讨厌

*2025-11-06, version 4.4.8*

App本身设计还可以 但是广告过多 使用体验极差 正在考虑卸载 垃圾垃圾！

### 3/5 — 開app時非常慢，請改善遲緩問題

*2025-10-14, version 4.4.8*

如題，不知是因植入廣告還是怎樣，開app時經常空白了好幾秒，非常緩慢，徹底拉低了記帳效率，很久以前使用時應該沒這問題的，最近一兩年出現這問題吧，請好好改善，謝謝🙏

### 2/5 — Ads is killing me

*2025-07-30, version 4.4.7*

Too many ads which is awful. the UI is good though.

### 5/5 — Best budget software!

*2025-07-05*

This is the best finance software I have ever used! I’ve been using it for years and still enjoying it a lot!

### 3/5 — 广告太烦

*2025-05-22, version 4.4.5*

一直用了几年都很好，最近开屏广告自动跳转，今天跳了十几次，连APP都进不去，体验太差

### 1/5 — Ads just too much

*2025-05-13*

Every time when I use this app, loads of ads pop up, disgusting.

### 1/5 — 广告多还关不掉！

*2025-05-05, version 4.4.5*

2018年开始用，今年开始广告多的一b，有时候没有关闭广告的地方，你得花几分钟等着它乱跳，太失望了，移步别的app了

### 2/5 — 廣告太多

*2025-03-31, version 4.4.5*

广告太多，而且只打开app
自动切换到广告的app，耍流氓！？

## Frequently asked questions about 口袋记账

### What does this app do?

This app is designed to help users track their spending, manage savings, and organize various financial records such as reimbursements, gift exchanges, and personal loans. It aims to provide clarity on where money is going and assist users in saving effectively.

### What are the key features of this app?

Key features include quick expense logging, the ability to import credit card and Alipay bills, automatic generation of income and expense reports (exportable to Excel), multi-account management for different purposes, tracking of loans and IOUs, and an overview of asset balances. It also provides financial advice from experts.

### How much does the app cost?

The app is free to download and use, but it offers a subscription service for premium features. There are options for monthly and annual subscriptions, with introductory offers available for the first month. Payment is handled through your iTunes account.

### How can I cancel my subscription?

To cancel your subscription, you need to go to your iPhone's 'Settings' app, then 'iTunes Store & App Store'. Tap on your Apple ID, select 'View Apple ID', and on the account settings page, tap 'Subscriptions' to manage your auto-renewing services. Cancel at least 24 hours before your current subscription period ends to avoid being charged for the next cycle.

### Who is this app for?

This app is ideal for individuals who want to understand their spending habits, struggle with saving money, need to organize complex financial situations like reimbursements or personal loans, or are looking to learn about financial management and investing from expert insights.

## Version history (last 5 releases)

### 4.5.0 — 2026-04-23

1、修改bug；
2、优化产品体验；

### 4.4.8 — 2025-09-01

1、修改已知的bug；

### 4.4.7 — 2025-07-25

1、修复已知的bug；
2、优化部分产品体验；

### 4.4.6 — 2025-07-10

1、优化部分功能；
2、修复了若干bug；

### 4.4.5 — 2024-08-06

优化了产品体验，修复了若干bug

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## More apps by Shanghai Peng Data Co., Ltd.

- [加班小时工-极简记考勤算工资的手机软件](https://appshunter.io/ios/app/id1369937833)
- [喵喵专注-专注番茄钟线上自习室](https://appshunter.io/ios/app/id6748599763)

All apps by Shanghai Peng Data Co., Ltd.: https://appshunter.io/developer/1345249748

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*