# 乐钱 - 为你的财务自由而生

> Internet finance platform for SME and large enterprise financing with secure fund custody. (iPhone/iPad app by Beijing Leqian Financial Information Services Co., Ltd..)

- Source: https://appshunter.io/ios/app/id987824394 (this page in markdown: same URL + `.md`)
- Developer: [Beijing Leqian Financial Information Services Co., Ltd.](https://appshunter.io/developer/987824393)
- Category: Finance, Business
- Price: Free
- Age rating: 4+
- Requires: iOS 14.0 · 12 MB
- Released: 2015-06-19
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/id987824394/reviews.md

## What is 乐钱?

【关于乐钱】
北京乐钱金融信息服务有限公司（以下简称“公司”）是经由北京市工商行政管理局正式核准登记的互联网金融企业。公司秉持“为你的财务自由而生”的宗旨，致力于中小微企业债发行中介以及大型企业融资方案设计，为投资人提供互联网金融中介信息服务。

公司建有完善的项目管理与风险管理团队，乐钱平台提供的项目均经由公司风险管理团队严格把关，借款企业或个人均需根据借款额度，提供足额抵押物，或由实力雄厚的企业提供担保。

乐钱平台遵照中国银监会、工业和信息化部、公安部、国家互联网信息办公室联合发布的《网络借贷信息中介机构业务活动管理暂行办法》，建立了客户资金银行存管制度，并选择新网银行作为唯一的存管银行，乐钱用户的信息安全、资金流向由存管银行全程监控，平台合规性、安全性、透明度均属业内翘楚。

乐钱凭借完备的网络信息安全保护体系，获得了公安部核准颁发的“国家信息系统安全等级保护三级备案”证明，在信息安全方面已经达到国内非银行机构中的最高级别。

同时，乐钱通过了国家高新技术企业认证，迈入了高新技术企业行列。

【产品特色】
1元即可起投，投资次日计息
产业巨头合作，新供应链金融
成熟运营团队，合规法律保障
银行资金存管，安全合规标杆
多年风管经验，充分尽职调查
网站加密认证，安防巨头合作

【联系我们】
客服电话：400-890-6767
官方微信：乐钱金融

## Key features

- Invest from 1 yuan
- Interest accrues next day
- Supply chain finance
- Bank fund custody
- Strict risk management
- High-level security certification

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/id987824394/reviews.md

### 3/5 — So so

*2019-11-13*

I used this app for many yrs, I believe this company and their projects are really good. But there’s a delay payment over one and half year, I can not get my deposit back that makes me sad.

## Frequently asked questions about 乐钱

### What is 乐钱?

乐钱 is an internet finance platform that acts as an intermediary for debt issuance by small and medium-sized enterprises and financing solutions for large corporations. It aims to provide investment opportunities for users while facilitating funding for businesses.

### How secure is 乐钱?

乐钱 has achieved the 'National Information System Security Level Protection Third Level Record' certification from the Ministry of Public Security, which is the highest level for non-banking institutions in China. It also implements a bank fund custody system with NewNet Bank for monitoring information security and fund flow.

### What is the minimum investment amount on 乐钱?

You can start investing on 乐钱 with as little as 1 yuan. Interest begins to accrue on your investment from the day after you invest.

### What kind of financing does 乐钱 offer?

乐钱 focuses on providing intermediary information services for debt issuance by small and medium-sized enterprises and designing financing solutions for large enterprises. It also highlights partnerships with industry giants for new supply chain finance opportunities.

### Is 乐钱 compliant with regulations?

Yes, 乐钱 operates in accordance with the 'Interim Measures for the Management of Online Lending Information Intermediary Agency Business Activities' issued by Chinese regulatory bodies. It also has a bank fund custody system in place, demonstrating its commitment to compliance and transparency.

### What devices does 乐钱 support?

乐钱 is available on iPhones and iPods. It has a 4+ age rating, indicating it is suitable for a broad audience.

### How often is 乐钱 updated?

The latest version of 乐钱 is 3.6.8, which was last updated on June 16, 2023. This indicates a relatively active development cycle for the application.

### Does 乐钱 have ads?

乐钱 does not contain advertisements. As a free platform, its monetization does not rely on displaying ads to users.

## Version history (last 5 releases)

### 3.6.8 — 2023-06-16

修改部分页面显示问题

### 3.6.7 — 2021-07-15

修改部分已知问题

### 3.6.6 — 2021-07-14

修改部分页面已知问题

### 3.6.4 — 2021-06-16

对细节进行优化

### 3.6.3 — 2021-05-26

对细节进行优化。

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
