# IDBI eRupee — Cash, but Digital !

> Digital currency wallet for secure and rapid CBDC transactions. (iPhone/iPad app by IDBI BANK LIMITED.)

- Source: https://appshunter.io/ios/app/idbi-erupee/id6511244695 (this page in markdown: same URL + `.md`)
- Developer: [IDBI BANK LIMITED](https://appshunter.io/developer/1121610258)
- Category: Finance
- Price: Free
- Rating: 3.00/5 from 1 App Store ratings · 29 written reviews indexed
- Age rating: 17+
- Requires: iOS 15.0 · 57 MB
- Languages: American English, Gujarati, Hindi, Odia, Telugu
- Released: 2025-01-05
- Data updated: 2026-09-01
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/idbi-erupee/id6511244695/reviews.md

## What is IDBI eRupee?

Central Bank Digital Currency (CBDC) App powered by IDBI Bank.

Central Bank Digital Currency (CBDC) represents the legal tender provided by RBI in a digital form. It is similar to traditional sovereign paper currency, offered in a distinct form that is interchangeable at an equivalent value with the physical currency and offers all the transactional advantages of other forms of digital money.

The IDBI eRupee wallet mobile application enables secure and rapid CBDC transactions. With eRupee app, users can conveniently load and redeem CBDC/ digital currency by linking their bank accounts. Transfers of CBDC can be made to other users by entering the recipient's phone number or by scanning either CBDC QR codes or UPI QR codes for payments to individuals and merchants. The app further includes features such as transaction history, the option to change PINs, current balance viewing, wallet access, and the capability to file disputes.

Your wallet, along with all associated details, is securely managed by the bank. In the event of a device loss, corruption, or malfunction, you can easily recover your wallet balance and continue using your account without any disruptions. The bank ensures that your funds and data remain safe, offering seamless experience.

## Key features

- Load and redeem CBDC
- Transfer CBDC via phone number or QR code
- Link bank accounts
- View transaction history
- File disputes
- Secure wallet management

## Recent user reviews (10 of 29)

All indexed reviews: https://appshunter.io/ios/app/idbi-erupee/id6511244695/reviews.md

### 5/5 — Excellent App

*2026-06-25*

Simple user flow and faster payments. Safety of a wallet to manage your UPI payments also.

### 5/5 — Ease of Transaction

*2026-06-20*

Once you update the app on a regular basis, you can just transact in seconds!!!

### 5/5 — Great App

*2026-06-20*

Good application to manage digital currency

### 1/5 — E wallet loading issue

*2026-06-01*

I have downloaded the app today and the wallet got successfully linked to my bank account. However, on trying to load the wallet the same failed even after 4 attempts with a message “loading failed”

**Developer response:** There could be multiple reasons for the transaction failure. To help us better understand and resolve your issue, we request you to kindly email the relevant transaction details to customercare@idbi.co.in. Our team will review the matter on priority and provide you with the necessary assistance at the earliest.

### 1/5 — Money debited from bank but not loaded into wallet

*2026-05-22*

Money debited from bank but not loaded into wallet. Raised a dispute ticket and no one from bank acknowledged the ticket.

**Developer response:** There could be multiple reasons for the transaction failure. To help us better understand and resolve your issue, we request you to kindly email the relevant ticket id to customercare@idbi.co.in. Our team will review the matter on priority and provide you with the necessary assistance at the earliest.

### 5/5 — Smooth and secure Digital Rupee experience

*2026-04-22*

IDBI’s e₹ app makes CBDC transactions super easy. UPI-like QR scan, instant wallet loading, and zero transaction failures so far. Clean UI and quick onboarding with just mobile number. Love that I can pay merchants directly from my Digital Rupee wallet. Great initiative by IDBI Bank!

### 5/5 — Great initiative by IDBI Bank

*2026-04-22*

The IDBI eRupee CBDC app offers a smooth and modern digital banking experience. The interface is clean, user-friendly, and easy to navigate, even for someone new to digital currency. Transactions are quick and seamless, with real-time processing that makes payments highly convenient.

### 5/5 — Best app in the market

*2026-03-25*

Easy to use app

### 4/5 — Not Installing ios 16.7

*2026-03-22*

App not installing in the ios 16.7 whereas in the comparability it is shown as ios 15 and above

### 1/5 — Getting error

*2026-01-29*

Not working. Giving insecure device error- failure due to technical issue.

**Developer response:** We apologize for the inconvenience.
Kindly update the app to enjoy seamless CBDC experience.

## Frequently asked questions about IDBI eRupee

### How secure is IDBI eRupee?

IDBI eRupee is designed for secure transactions. Your wallet and all associated details are securely managed by IDBI Bank. In case of device loss or malfunction, your wallet balance can be recovered, ensuring your funds and data remain safe.

### What types of transactions can I make with IDBI eRupee?

You can load and redeem CBDC by linking your bank account. Transfers of CBDC can be made to other users by entering their phone number or by scanning CBDC QR codes or UPI QR codes for payments to individuals and merchants.

### Can I view my transaction history with IDBI eRupee?

Yes, the app includes a feature to view your transaction history. This allows you to keep track of all your CBDC movements and payments made through the wallet.

### What happens if I lose my phone with IDBI eRupee installed?

If you lose your device, your IDBI eRupee wallet balance and account can be easily recovered. The bank ensures that your funds and data remain safe, allowing for a seamless continuation of your account usage.

### How do I link my bank account to IDBI eRupee?

The app enables you to conveniently load and redeem CBDC by linking your existing bank accounts. Specific instructions for linking are available within the application interface.

### Does IDBI eRupee support payments to merchants?

Yes, IDBI eRupee supports payments to merchants. You can make these payments by scanning CBDC QR codes or UPI QR codes.

### What is the age rating for IDBI eRupee?

IDBI eRupee has an age rating of 17+. This indicates it is intended for users aged 17 and above.

### How often is IDBI eRupee updated?

The latest version of IDBI eRupee is 3.2.4, and it was last updated on March 18, 2026. This suggests a relatively active update schedule for the application.

## Version history (last 5 releases)

### 3.11.0 — 2026-08-20

Aadhar based activation for DBT user only.
Security Update

### 3.10.1 — 2026-06-25

Security update.

### 3.10.0 — 2026-05-16

Bug Fixes.

### 3.2.4 — 2026-03-18

Security Update.

### 3.2.3 — 2026-01-30

Bugs fixes.
Security updates.

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| --- | --- | --- | --- |
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## More apps by IDBI BANK LIMITED

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All apps by IDBI BANK LIMITED: https://appshunter.io/developer/1121610258

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*