# Ideal CU Mobile > Mobile banking for credit union members with account management and payment features. (iPhone/iPad app by Ideal Credit Union.) - Source: https://appshunter.io/ios/app/ideal-cu-mobile/id1436063821 (this page in markdown: same URL + `.md`) - Developer: [Ideal Credit Union](https://appshunter.io/developer/511381065) - Category: Finance - Price: Free - Rating: 4.83/5 from 4,534 App Store ratings · 40 written reviews indexed - Age rating: 4+ - Requires: iOS 15.1 · 223 MB - Languages: English - Released: 2018-09-24 - Data updated: 2026-08-29 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/ideal-cu-mobile/id1436063821/reviews.md ## What is Ideal CU Mobile? Ideal Credit Union’s mobile banking app is a must-have for our members and built for secure and convenient access. Manage your money 24/7: • Login with TouchID, set up balance peek to check balances without logging in • Check balances, transfer funds, make payments and manage both personal and business in one convenient place including credit cards, mortgages and more. • Pay bills & deposit checks • Open new accounts and CDs • Manage account alert preferences so you can stay in the know • Find nearby ATMs ## Key features - Secure login with TouchID - Balance peek without login - Fund transfers and payments - Bill pay and check deposit - Open new accounts and CDs - Account alert management - ATM locator ## What do users think of Ideal CU Mobile? Overall sentiment: positive **Pros** - 👍 Exceptional customer service - 🚀 Easy to use mobile banking - 💡 Versatile account access - 🚀 Fast check deposit - 👍 Professional and helpful staff **Cons** - 🐛 Bugs in app updates - 🔧 Difficult to use certain features - 🔧 Limited branch access - 🔧 Restrictive daily transaction limits **Commonly reported bugs** - Transfer screen freezing - Inability to view transaction memos - Repeated login credential requests - App not opening or crashing **Most requested features** - Face ID login option - Free credit check feature - Landscape mode support on iPad - Improved transaction memo viewing ## Recent user reviews (10 of 40) All indexed reviews: https://appshunter.io/ios/app/ideal-cu-mobile/id1436063821/reviews.md ### 2/5 — Best Credit union in the state *2026-08-06, version 4021.0.3* I’ve been a member for over 50 years at Ideal credit union and they are the best of all the rest they listen to you the customers. ### 5/5 — Love *2026-07-30, version 4021.0.3* So easy and convenient!!!! ### 5/5 — Online banking *2026-07-06, version 4021.0.3* Best way to do banking ever ### 3/5 — Zelle is awful *2026-06-16, version 4021.0.3* Overall, this is a good app. My only problems are with the Zelle interface. It’s very barebones and leaves much to be desired. It doesn’t flow well with the rest of the app. Also, you do not have the ability to scan other user’s Zelle QR codes. This means I have to get people’s email or phone number instead of simply scanning. I understand this probably isn’t a huge priority but as a college student, Zelle is the best way for me to pay friends back for food, gas, etc. ### 5/5 — Mobile *2026-04-14, version 4020.2.0* AWESOME INTERNET ACCESS AND EXCELLENT ### 5/5 — Printing *2026-02-15, version 4020.0.0* It would really be great if there is an option for me to print the mobile statement If there is one, I have to be able to find it ### 4/5 — Best cu *2025-10-25, version 4018.1.1* Always going above and beyond in customer, service interest rates, and loan rates ### 5/5 — Exceptional customer service *2025-10-09, version 4018.1.1* I am very pleased with getting the results I needed to access my online account. My phone needed to be replaced and I could not login. I called the bank spoke with Dania, she guided me through the process to get the information I needed for online banking. Thank you. Robert R. ### 2/5 — Hard to use *2025-03-25, version 4016.1.2* The moved bill pay into a sub-menu a pain, I cannot scroll through the options for the destination account on my iPad when transferring, have to use my phone. And I am sick of the banner add that takes up half the screen. Please have user testing. ### 5/5 — Customer satisfaction, highest level *2024-09-20, version 4014.1.3* I called, and the bank service person was very professional and asked if I needed any other help. I said I was happy with the bank and she wished me a great day. That is super to hear someone listening and hearing your needs to help you. Much appreciated. ## Frequently asked questions about Ideal CU Mobile ### What can I do with the Ideal CU Mobile app? The app allows you to manage your finances 24/7. You can check balances, transfer funds between accounts, make payments, pay bills, and deposit checks. It also enables you to open new accounts and CDs, manage account alert preferences, and find nearby ATMs. ### Is the Ideal CU Mobile app secure? Yes, the app is built for secure and convenient access. It offers login with TouchID for enhanced security and allows you to set up balance peek to check balances without fully logging in. ### How do I pay bills or deposit checks with this app? The app provides integrated features for both bill payment and check deposit. You can easily manage your bill payments and deposit checks directly through the mobile interface, streamlining your financial tasks. ### Can I manage both personal and business accounts? Yes, the app is designed to manage both personal and business accounts in one convenient place. This includes managing credit cards, mortgages, and other financial products offered by Ideal Credit Union. ### Is the Ideal CU Mobile app free to use? Based on the provided information, the app is free to download and use. While the app itself is free, it does contain advertisements. ## Version history (last 5 releases) ### 4021.0.3 — 2026-06-05 Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience. ### 4021.0.2 — 2026-05-04 Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience. ### 4020.2.0 — 2026-04-07 Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience. ### 4020.1.1 — 2026-03-10 Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience. ### 4020.0.0 — 2026-02-11 Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience. ## Apps similar to Ideal CU Mobile | App | Rating | Price | Category | | --- | --- | --- | --- | | [WESTconsin Credit Union](https://appshunter.io/ios/app/westconsin-credit-union/id582735294) | 4.8 (6,597) | Free | Finance | | [City & County Mobile](https://appshunter.io/ios/app/city-and-county-mobile/id478935289) | 2.7 (95) | Free | Finance | | [TopLine Financial Credit Union](https://appshunter.io/ios/app/topline-financial-credit-union/id1415002005) | 4.8 (1,360) | Free | Finance | | [Blaze CU Mobile](https://appshunter.io/ios/app/blaze-cu-mobile/id394638177) | 4.1 (2,384) | Free | Finance | | [MCCU-Mobile](https://appshunter.io/ios/app/mccu-mobile/id1033259973) | 4.7 (4,670) | Free | Finance | | [Affinity Plus Mobile Banking](https://appshunter.io/ios/app/affinity-plus-mobile-banking/id1298145292) | 4.8 (65,163) | Free | Finance | ## More apps by Ideal Credit Union - [Ideal CU Home Mortgage](https://appshunter.io/ios/app/ideal-cu-home-mortgage/id6742032745) All apps by Ideal Credit Union: https://appshunter.io/developer/511381065 ## Related topics [ideal credit union](https://appshunter.io/ios/topics/ideal-credit-union) · [ideal](https://appshunter.io/ios/topics/ideal) · [cefcu mobile banking](https://appshunter.io/ios/topics/cefcu-mobile-banking) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*