# IDFC FIRST Bank Digital Rupee — Digital Rupee - India's CBDC > Official app for IDFC FIRST Bank customers to use India's Central Bank Digital Currency (CBDC). (iPhone/iPad app by IDFC FIRST BANK LTD.) - Source: https://appshunter.io/ios/app/idfc-first-bank-digital-rupee/id1666274203 (this page in markdown: same URL + `.md`) - Developer: [IDFC FIRST BANK LTD](https://appshunter.io/developer/1090320551) - Category: Finance - Price: Free - Rating: 4.00/5 from 2 App Store ratings · 31 written reviews indexed - Age rating: 4+ - Requires: iOS 15 · 77 MB - Languages: American English - Released: 2023-02-22 - Data updated: 2026-08-25 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/idfc-first-bank-digital-rupee/id1666274203/reviews.md ## What is IDFC FIRST Bank Digital Rupee? IDFC FIRST Bank Digital Rupee is the official app of IDFC FIRST Bank customers. Digital Rupee is Central Bank Digital Currency (CBDC) of India issued by India's Central Bank - The Reserve Bank of India (RBI). Digital Rupee is a legal tender, similar to sovereign paper currency, and is issued in digital form by the Reserve Bank of India. The value of the Digital Rupee is equivalent to that of a sovereign paper currency. It is not a tradable cryptocurrency, does not operate on open crypto exchanges, and does not fluctuate in value. To answer the question of how it is different from other cryptocurrencies? Digital Rupee is issued by the Central Bank of India (RBI) and is distributed to citizens just like normal paper currency. It's value is equivalent to the paper currency and does not change under any circumstance. Attaching a circular from RBI for more reference. Our banking application is designed to provide secure and convenient banking services to iPhone users in accordance with the Indian Reserve Bank's guidelines. The app features both SIM and device binding to ensure the highest level of security for our users. Our team has taken the necessary precautions to ensure the confidentiality and protection of our users' financial information, and we are committed to maintaining the highest standards of security in the industry. For logging it into the application customer needs to be a registered as a customer with the Bank under Reserve Bank of India's guidelines. These guidelines involves proper customer verification and onboarding process to complete a KYC Bank Account. So we cannot provide a user access to your Apple Review Team. ## Key features - Access India's Digital Rupee (CBDC) - Secure banking services - SIM and device binding - Legal tender equivalent to paper currency - RBI compliant ## Recent user reviews (10 of 31) All indexed reviews: https://appshunter.io/ios/app/idfc-first-bank-digital-rupee/id1666274203/reviews.md ### 5/5 — Good app *2026-08-04* Works fine for fund allocation and quick payment **Developer response:** Thank you for your wonderful feedback! We’re happy to hear that you’re enjoying our App and its interface. Thanks for recommending us! ### 5/5 — IDFC every app is awesome *2026-07-16* Idfc first bank every app is very very user friendly After one year use: it is very useful app **Developer response:** Thank you for your review! It’s great to know that you're enjoying the convenience of the IDFC FIRST Mobile Banking App, crafted to make banking smoother, with instant access to loans, payments, and more. ### 5/5 — Things are getting better *2026-06-24* App fails to fetch user details and their no option to relogin ### 5/5 — Easy to use *2026-06-12* I have stopped carrying cash ever since started using IDFC First Bank Wallet. Awesome experience **Developer response:** Thank you for your fantastic review! We’re glad you’re enjoying the smooth payment experience and the features. We appreciate your support! ### 5/5 — Easy pay *2026-05-24* Hassle free same like other platforms but banking gives experience on digital money great!! ### 5/5 — App is improved *2026-04-20* App is improved from previous releases. Login is working smoothly now and able to pay meal and other merchants. So overall happy **Developer response:** Thank you for your fantastic review! We’re glad you’re enjoying the smooth payment experience and the features. We appreciate your support! ### 5/5 — IDFC FIRST Bank Digital Rupee *2026-01-14* I went through the interface of app and it is simply phenomenal! The way one can easily load digital notes and coins in their e Rupee account is simply awesome! I highly recommend this for all those who have a bank account in IDFC FIRST Bank Digital Rupee Wallet. **Developer response:** Thank you for your fantastic review! We’re glad you’re enjoying the smooth payment experience and the features. We appreciate your support! ### 5/5 — Not able to use the app *2025-12-30* Application is keeps loading for longer time then pop up is failed to fetch user details earlier not able to use the application **Developer response:** We apologize for your negative experience. We would love to understand your concerns and improve your experience. Please email to customer.service@idfcfirstbank.com for us to assist you further. ### 5/5 — Good App *2025-12-18* Great App. Have seen a lot of improvements from last few months. **Developer response:** Thank you for your fantastic review! We’re glad you’re enjoying the smooth payment experience and the features. We appreciate your support! ### 1/5 — Technical glitches *2025-05-31* After every 10-15 days of usage, app throws an Error #0009 and App doesn’t allow to Logout and relogin. I’m required to uninstall and re-install the app, that too sometimes does not work. It’s frustrating. I can not use balance in my this CBDT wallet when needed **Developer response:** Hi! Apologies for the performance issues. Please ensure your app is on latest version. Please email to customer.service@idfcfirstbank.com for further assistance. ## Frequently asked questions about IDFC FIRST Bank Digital Rupee ### What is the IDFC FIRST Bank Digital Rupee app? The IDFC FIRST Bank Digital Rupee app is an official application for IDFC FIRST Bank customers to access and use India's Central Bank Digital Currency (CBDC). It provides a secure platform for managing digital rupees, which are a legal tender issued by the Reserve Bank of India. ### How is Digital Rupee different from other cryptocurrencies? Digital Rupee is issued by the Reserve Bank of India and its value is fixed and equivalent to sovereign paper currency, meaning it does not fluctuate. Unlike decentralized cryptocurrencies, it is a centralized digital form of legal tender. ### What are the security features of the app? The app employs high-level security measures, including SIM and device binding, to protect users' financial information. These precautions are taken to ensure the confidentiality and protection of user data in accordance with industry standards. ### Who can use the IDFC FIRST Bank Digital Rupee app? To use the app, you must be a registered customer with IDFC FIRST Bank and have completed the necessary KYC (Know Your Customer) verification process as per Reserve Bank of India guidelines. This ensures proper customer onboarding and account setup. ### Is there a cost to use the app? The provided information indicates that the app is free to use. There are no mentions of in-app purchases or subscription fees associated with accessing the Digital Rupee services through this application. ## Version history (last 5 releases) ### 2.2.3 — 2026-07-09 Pinned SSL certificate update ### 2.2.2 — 2026-06-09 Minor bug fixes ### 2.2.1 — 2026-04-08 Minor enhancement ### 2.1.1 — 2026-03-09 Minor bug fixes ### 2.1.0 — 2026-02-21 UI enhancement and minor bug fixes ## Apps similar to IDFC FIRST Bank Digital Rupee | App | Rating | Price | Category | | --- | --- | --- | --- | | [SBI Quick](https://appshunter.io/ios/app/sbi-quick/id1015862980) | 2.1 (32) | Free | Finance | ## More apps by IDFC FIRST BANK LTD - [BHIM IDFC FIRST Bank UPI](https://appshunter.io/ios/app/bhim-idfc-first-bank-upi/id1249206065) - [IDFC FIRST Buzz](https://appshunter.io/ios/app/idfc-first-buzz/id1460221053) - [IDFC FIRST Bank: MobileBanking](https://appshunter.io/ios/app/idfc-first-bank-mobilebanking/id1521443352) - [IDFC FIRST Bank FASTag](https://appshunter.io/ios/app/idfc-first-bank-fastag/id1547409154) - [IDFC BXP Business eXperience](https://appshunter.io/ios/app/idfc-bxp-business-experience/id1630121005) - [IDFC First Bank ME Services](https://appshunter.io/ios/app/idfc-first-bank-me-services/id1638292653) All apps by IDFC FIRST BANK LTD: https://appshunter.io/developer/1090320551 ## Related topics [idfc first bank digital rupee](https://appshunter.io/ios/topics/idfc-first-bank-digital-rupee) · [idfc first bank](https://appshunter.io/ios/topics/idfc-first-bank) · [idfc](https://appshunter.io/ios/topics/idfc) · [idfc bank](https://appshunter.io/ios/topics/idfc-bank) · [idfc first](https://appshunter.io/ios/topics/idfc-first) · [cbdc](https://appshunter.io/ios/topics/cbdc) · [erupee](https://appshunter.io/ios/topics/erupee) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*