# Idram & IDBank

> Armenian fintech platform for e-wallet and banking with payments and credit. (iPhone/iPad app by Idram LLC.)

- Source: https://appshunter.io/ios/app/idram-and-idbank/id558788989 (this page in markdown: same URL + `.md`)
- Developer: [Idram LLC](https://appshunter.io/developer/1258100771)
- Category: Finance
- Price: Free
- Rating: 3.40/5 from 165 App Store ratings · 112 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 194 MB
- Languages: American English, Armenian, Russian
- Released: 2012-10-04
- Data updated: 2026-09-01
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/idram-and-idbank/id558788989/reviews.md

## What is Idram & IDBank?

Idram & IDBank is the leading fintech platform in Armenia, which combines both e wallet and banking experience in one app. Register your free account now and enjoy your journey with us.

Idram&IDBank allows you to:
- Onboard easily and start an e-wallet
- Sync your Idram wallet and IDBank accounts
- Become an IDBank customer remotely in few simple steps
- Open and manage IDBank accounts, deposits, order cards, get an instant loan
- Attach any ArCa, VISA, Mastercard, Amex card and make payments/transfers
- Pay for more than 300 essential services, including utility, mobile and internet, fees, taxes, road penalties, car parking and insurance, etc.
- Repay loans - Make fast P2P transfers to cards, e-wallets, accounts and enjoy 0% commission for transfers within the system
- Make contactless payments by QR/NFC at more than thousands point of sales
- Get your personal credit limit right in the app and take the unique opportunity to make any payment using a Rocket Line credit limit. Get now – Pay later!

Download the best personal finance app on the market and make your payment and money management experience exciting like never before!

## Key features

- Unified e-wallet and banking
- Remote banking onboarding
- Account and deposit management
- Card attachment and payments
- 300+ service payments
- P2P transfers
- Contactless QR/NFC payments

## Recent user reviews (10 of 112)

All indexed reviews: https://appshunter.io/ios/app/idram-and-idbank/id558788989/reviews.md

### 1/5 — Все плохо

*2026-03-01, version 4.1.13*

Уже месяц как не работает приложение, раза 20 уже удалял и заново скачивал

### 1/5 — Dumb questions rocket line

*2026-02-03, version 4.1.12*

Why is it asking if I’m married or widowed? No option for SINGLE.

### 3/5 — Функция

*2026-01-23, version 4.1.12*

Скажите когда же будет тёмная тема

### 1/5 — Не могу войти

*2026-01-03, version 4.1.11*

Не понятно что тут происходит, поменял телефон теперь при попытке войти в приложение, пишет обновить его, но обновлений как таковых нет на данный момент что делать ? Срочно нужно

### 3/5 — Контора

*2025-11-28, version 4.1.8*

Приложение так себе,  сойдёт по соавнению что есть в Армении. А вот работа банка отвратительное. Оплачиваешь за что то, выдает ошибку и списывают деньги с прикрепленной карты , в ответ говорят подождите 1-2 дня мы вернём 😂😂😂 В итоге вы остались без денег или с просроченной задолженностью!!! Вы серьезно???

### 1/5 — Вылетает приложение

*2025-11-22, version 4.1.7*

Сменил телефон и установил приложение. Проверка безопасности заподозрила другое устройство и заблокировало вход. Обратился в поддержку, прислал скан паспорта. Зашел в приложение и через минуту меня опять выкинула с аналогичной ошибкой.

### 5/5 — cool app

*2025-10-25, version 4.1.6*

cool app

### 2/5 — Poorly implemented

*2025-10-23*

Loan application asks my marital status and does not have Single as one of the options. Multiple “Unsuccessful” attempts while trying to submit the application. Poorly implemented app.

**Developer response:** Dear customer, we are sorry that you have formed such an opinion about our system. Please provide details about the issue you experienced while using the system by sending a detailed description of the problem along with the phone number registered to your account to Info@idram.am so that we can check and assist you in resolving it.

### 2/5 — Don’t update the app!

*2025-10-13*

Almost every update breaks the app and asks to go through customer service to restore. Customer service asks for passport pictures..

**Developer response:** Dear customer, we are sorry that you have formed such an opinion about our system. Please provide details about the issue you experienced while using the system by sending a detailed description of the problem along with the phone number registered to your account to Info@idram.am so that we can check and assist you in resolving it.

### 1/5 — Не работает

*2025-10-10, version 4.1.6*

Получила карту. Оформлена на росс номер. В приложение попасть не могу. При регистрации слетало, когда устанавливала пароль, теперь говорит пароль не верный. Восстановить не получается. Сообщения не приходят на российский номер, хотя роуминг подключен и другие смс от этого банка пришли сегодня. О зачислении средств тоже нет сообщений. В поддержке игнорят

## Frequently asked questions about Idram & IDBank

### What does the Idram & IDBank app do?

The app is a leading fintech platform in Armenia that combines e-wallet and banking services into a single application. It allows users to manage their finances, make payments, and access various banking features.

### What are the key features of Idram & IDBank?

Key features include easy onboarding for an e-wallet, syncing with IDBank accounts, remote banking customer registration, managing bank accounts and deposits, ordering cards, obtaining loans, attaching external cards for payments, paying over 300 essential services, making P2P transfers, contactless payments via QR/NFC, and accessing a personal credit limit.

### Is Idram & IDBank free to use?

The app itself is free to download and use, offering a free e-wallet account. While there are no upfront costs for basic services, some transactions or premium features might incur fees or be part of in-app purchases, as indicated by the monetization model.

### How can I make payments with Idram & IDBank?

You can make payments by attaching your ArCa, VISA, Mastercard, or Amex cards to the app. Additionally, you can pay for over 300 essential services like utilities, mobile, internet, taxes, and insurance. The app also supports contactless payments via QR codes and NFC at numerous points of sale.

### Can I get a loan through the app?

Yes, you can open and manage IDBank accounts, and also get an instant loan directly within the app. The app also offers a unique 'Rocket Line' credit limit, allowing you to make any payment and pay later.

## Version history (last 5 releases)

### 4.1.26 — 2026-08-22

Update the app to get ready for Rocket Line payments and stay tuned - the best is on its way to you very soon!

### 4.1.25 — 2026-08-03

This update brings performance enhancements, refined functionality, and minor bug fixes to ensure a smoother and more reliable experience in your wallet and banking app.

### 4.1.24 — 2026-07-26

We have refreshed the Open new deposit journey to make it more intuitive and user-friendly. With a simpler flow and an improved experience, opening a new deposit is now easier than ever. This update includes UI updates, a better user experience, and performance improvements.

### 4.1.23 — 2026-07-10

A refreshed More section is here! We’ve redesigned it to make the app feel cleaner, more intuitive, and even more enjoyable to use.

Update and explore the new experience.

### 4.1.22 — 2026-07-04

A refreshed More section is here! We’ve redesigned it to make the app feel cleaner, more intuitive, and even more enjoyable to use.

Update and explore the new experience.

## Apps similar to Idram & IDBank

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| --- | --- | --- | --- |
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## More apps by Idram LLC

- [Idram Partner](https://appshunter.io/ios/app/idram-partner/id1435328812)
- [Idram Junior](https://appshunter.io/ios/app/idram-junior/id1662095875)

All apps by Idram LLC: https://appshunter.io/developer/1258100771

## Related topics

[idram](https://appshunter.io/ios/topics/idram) · [idbank](https://appshunter.io/ios/topics/idbank) · [idram junior](https://appshunter.io/ios/topics/idram-junior) · [telcell wallet](https://appshunter.io/ios/topics/telcell-wallet) · [inecomobile](https://appshunter.io/ios/topics/inecomobile) · [armenia bank](https://appshunter.io/ios/topics/armenia-bank) · [ineco](https://appshunter.io/ios/topics/ineco)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*