# iFinance 5 — Personal Finance Management > Personal finance manager with transaction tracking, budgeting, and financial analysis tools. (iPhone/iPad app by Synium Software GmbH.) - Source: https://appshunter.io/ios/app/ifinance-5/id1500241909 (this page in markdown: same URL + `.md`) - Developer: [Synium Software GmbH](https://appshunter.io/developer/284959715) - Category: Finance, Productivity - Price: $19.99 with in-app purchases (on sale, was $39.99) - Rating: 4.40/5 from 142 App Store ratings · 409 written reviews indexed - Age rating: 4+ - Requires: iOS 15.6 · 62 MB - Languages: American English, Czech, Dutch, French (France), German (Germany), Italian, Polish, European Portuguese, Russian, European Spanish - Released: 2022-07-18 - Data updated: 2026-09-04 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/ifinance-5/id1500241909/reviews.md ## What is iFinance 5? iFinance helps you keep track of your income and spending in the most convenient and fastest way. iFinance's convenient evaluations and charts provide an at-a-glance overview of your income streams and expenditures so that optimizing your finances becomes a breeze. The app's automatic category assignment, tags, budgets, and analytics tools help turn your account history into much more than just a list of bare numbers. Want to find out how your assets are performing? Or why you keep maxing out your bank account each month, leaving you to wonder where your salary actually goes? Is it current expenses such as rent, insurance, food or loans? iFinance has all the answers. It can analyze your finances and helps you identify your biggest spending items and any categories with saving potential. iFinance 5 – Highlights: – Retrieve your account transactions – now available for banks in the US, Canada, and several European countries (requires a paid subscription) – Encrypted database – Password protection – Categories (including automatic assignment) – Contacts (including contacts' bank details) – Analyze expenses, income, losses, and profits – Charts (2D & 3D) – Reports – Budgets – iCloud and WiFi sync – Reconcile transactions – Handle different currencies in one database – VoiceOver support – Supported file import formats: CSV, OFX, QIF, MT940 – Multiple databases – Retrieve stock prices – Add file attachments to specific transactions Charts, Reports, Budgets, and Budgets Analysis iFinance offers a broad range of easy-to-customize charts and reports. Review your financial goals using the app's actionable budgets. How much money is there left for you to spend today or this month without stretching your budget? How much more do you need to earn in order to hit your monthly income target? Comprehensive Search Options Want to look up how much you paid for your TV four years ago, and find the corresponding invoice? If this type of task requires you to get up and browse through folders or boxes full of paperwork, you'll love iFinance's integrated search tool. Want to confirm whether the standing order for your rent payment was executed two months ago? Use iFinance 5 to find out in the bat of an eye! App Bundle for Mac, iPhone, and iPad iFinance 5 is available for Mac, iPad, and iPhone. When you buy the Mac version, you automatically get the iOS and iPadOS versions with your purchase – and vice versa. Please note: iFinance 5 is no longer available for Apple Watch. NEW IN IFINANCE 5 • Completely redesigned user interface now supporting dark mode • Account retrieval now also available for banks in the US and Canada (requires a paid subscription) • Annual budgets for year-round financial planning • Improved stock and portfolio management • Specify a custom storage location for databases and backups • Improved iCloud sync • You can now create rules for category assignment Terms of Use: https://syniumsoftware.com/terms ## Key features - Income and expense tracking - Financial evaluations and charts - Automatic category assignment - Budget creation and analysis - Account transaction retrieval (subscription) - Encrypted and password-protected database - Multi-currency support ## Pricing and in-app purchases Base price: $19.99. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Online Services (monthly) | $5.99 | per month | | Online Services (annual) | $49.99 | per year | | Online Services Plus (annual) | $69.99 | per year | | Online Services Plus (monthly) | $6.99 | per month | ## What do users think of iFinance 5? Overall sentiment: neutral **Pros** - 💻 Comprehensive finance app - 📊 Excellent reporting and analysis - 🔄 Easy data import and sync - 🔢 Detailed transaction tracking - 🗓️ Helpful budgeting and forecasting **Cons** - 🐛 Sync and database issues - 🤔 Confusing interface changes - 💰 Subscription model for online features - 📉 Missing key features from previous versions - 🕰️ Slow performance and responsiveness **Commonly reported bugs** - Incorrect currency display - Unreliable transaction downloads - Inconsistent data sync between devices - Frequent crashes and freezes - Disappearing or lost transaction data **Most requested features** - Add manual account reconciliation - Improve transaction categorization and tagging - Provide more customization options - Integrate with more financial institutions - Enhance reporting and visualization capabilities ## Recent user reviews (10 of 409) All indexed reviews: https://appshunter.io/ios/app/ifinance-5/id1500241909/reviews.md ### 1/5 — Another annoying application *2026-08-31, version 5.5.8* After some time I have come to review this app and basically everything stated in the past still exists today.Especially the annoying adds.Firstly, It started with reminders now is the constant bombardment of apps this developer producers. Also the interface of the previous version was far better. This interface is clunky and childish in comparison to is previous version. Any Application that needs to send annoying reminders about rating the application is straight annoying. Developers should be confident that people will rate the application on its merits not to stop the constant badgering that you get from the developer. As soon as I find an alternate app that meets my needs I’m out of here. ### 4/5 — Great Personal Finance App, One Annoying Surprise *2026-08-05* iFinance 5 is one of the cleanest personal finance apps I've used - easy to set up, intuitive to navigate, and it doesn't try to overwhelm you with features you don't need. I especially appreciate the one-time purchase model instead of yet another subscription. My only real complaint is the banner ad that shows up on launch. For a paid, one-time-purchase app, I didn't expect ads at all. That's usually the whole point of paying upfront instead of using a free, ad-supported alternative. It's not a dealbreaker, but it does feel annoying and it's the reason I'm knocking off a star. Otherwise, this is a well built app I'd recommend to anyone wanting a straightforward way to track their finances. ### 5/5 — Bad connection *2026-07-04, version 5.5.8* The app is super when we get connected to your bank… plaid is not trustable… we never know if we will have connection… it’s so sorry. ### 1/5 — Odd program *2026-07-02, version 5.5.8* Complicated unusual way of presenting data. Not an easy learning curve. Documentation inadequate, simple questions like running total not easy to find. ### 2/5 — iFinance 5 *2026-06-30, version 5.5.7* Not so good. Recently purchased and really difficult to have the app sync to iCloud. Deleting then reinstalling did not help-seemed to make it worse. ### 1/5 — Sync Problems *2026-05-16, version 5.5.7* I had a file with my finances that I usually edited from my Mac. When I accessed it from my phone, I lost all my data for the month. Fortunately, there's a backup feature that allowed me to restore the previous month, but the current month's information was lost. Terrible syncing. ### 3/5 — ❗️Нужно доработать❗️ *2026-03-31* Большое количество мелких косяков, но в целом - жить можно. ‼️ПРОБЛЕМЫ НА 31.03.2026: 1️⃣ Сегодня 31.03.2026 - берём отчёт о финансовом состоянии, заходим в настройки, выбираем интервал – две недели – статистика ломается. 2️⃣👉ГОД ИГНОРИРУЕТСЯ РАЗРАБОТЧИКОМ: на крупном масштабе шрифтов в системе возникает проблема: В статистике бюджета, выбираем нужный бюджет и видим категории и контакты, а сами транзакции не видны – они снизу и не помещаются на экран. Из-за того что верхние графики с контактами и прочим нельзя скролить - данные транзакций становятся недоступными! Зачем заблокировали эти данные? Почему их нельзя сделать скролящимися? ⚠️Очень плохо. На увеличенном масштабе интерфейса айфона становится НЕВОЗМОЖНО ПОЛЬЗОВАТЬСЯ БЮДЖЕТОМ. Исправьте! ИСПРАВЛЕНО: ✅ В разделе «Еще» ➡️ Контакты ➡️ Показать транзакции ➡️ ❗️ПЕРЕСТАЛИ ОТОБРАЖАТЬСЯ ВСЕ ТРАНЗАКЦИИ! ✅Проблема с любыми отчетами! Все данные отчета из-за блокировки верней части интерфейса не отображаются в мобильном приложении, если в телефоне увеличенный масштаб интерфейса. ✅ Уже который месяц происходит БАГ с полем «Назначение» - выбираешь его, клавиатура открывается и сама же закрывается. Уже бесит, неужели нельзя ### 1/5 — Muito potencial. *2026-03-21* Já foi o melhor, mas não sei o que fizeram que agora demora demais para abrir. Tornando inutilizável. Percebi que o problema é que tenho transações demais junto com a sincronização do iCloud. Já entrei em contato com suporte mas o retorno que tive foi de que eles não tinham o que fazer pois o problema era o iCloud. Bom é isso. Migrando para outro aplicativo. ### 2/5 — Retrograde Change *2026-03-21, version 5.5.4* Although I have purchased iFinance 5 I really don’t like the changes that you have made since iFinance 4. My really big issue though is that you have pulled version 4 from the App Store and, therefore, I can no longer download a product that I paid for!!! I appreciate that you don’t want to support v4 any more but it is MY decision as to which of my paid for versions I choose to use! Please return v4 to the App Store. ### 1/5 — Problème de synchronisation *2026-03-01, version 5.5.4* La synchronisation avec iPad est une catastrophe et entraîne la perte des données. Des heures passées à tout refaire. J’abandonne. ## Frequently asked questions about iFinance 5 ### What does iFinance 5 do? iFinance 5 is a personal finance management app that helps you track income and expenses. It provides detailed charts, reports, and analytics to give you an overview of your financial situation, identify spending patterns, and find areas for savings. ### What are the key features of iFinance 5? Key features include tracking income and expenses, automatic category assignment, budget creation and analysis, encrypted database with password protection, multi-currency support, and the ability to retrieve account transactions (requires a paid subscription for US, Canada, and European banks). ### How much does iFinance 5 cost? The app itself is free with in-app purchases. Some advanced features, such as retrieving account transactions from banks in the US, Canada, and several European countries, require a paid subscription. ### What devices is iFinance 5 compatible with? iFinance 5 is available for Mac, iPad, and iPhone. Purchasing the Mac version includes the iOS and iPadOS versions, and vice versa. It is no longer available for Apple Watch. ### How can iFinance 5 help me manage my money? The app helps you understand where your money goes by analyzing your spending and income. You can set budgets to control your spending, identify categories with saving potential, and track your financial goals over time with customizable reports and charts. ## Version history (last 5 releases) ### 5.5.8 — 2026-07-02 Improvements and bug fixes. ### 5.5.7 — 2026-05-04 Improvements and bug fixes. ### 5.5.6 — 2026-04-30 Improvements and bug fixes. ### 5.5.5 — 2026-04-16 Improvements and bug fixes. ### 5.5.4 — 2026-02-18 Improvements and bug fixes. ## Apps similar to iFinance 5 | App | Rating | Price | Category | | --- | --- | --- | --- | | [Money Manager Expense & Budget](https://appshunter.io/ios/app/money-manager-expense-and-budget/id560481810) | 4.8 (19,082) | Free | Finance | | [Monefy: Bills & Money Tracker](https://appshunter.io/ios/app/monefy-bills-and-money-tracker/id1212024409) | 4.7 (6,638) | Free | Finance | | [Expense & Budget App: Spendee](https://appshunter.io/ios/app/expense-and-budget-app-spendee/id635861140) | 4.6 (6,235) | Free | Finance | | [Saldo: Finance Management App](https://appshunter.io/ios/app/saldo-finance-management-app/id1593860816) | 4.7 (232) | Free | Finance | | [MoneyStats - Budget Planner](https://appshunter.io/ios/app/moneystats-budget-planner/id1249678565) | 4.8 (1,012) | Free | Finance | | [CoinKeeper: money manager](https://appshunter.io/ios/app/coinkeeper-money-manager/id849747345) | 4.6 (1,589) | Free | Finance | ## More apps by Synium Software GmbH - [mTechNews](https://appshunter.io/ios/app/mtechnews/id929980498) - [iFinance 4](https://appshunter.io/ios/app/ifinance-4/id992363116) - [Vectorize!](https://appshunter.io/ios/app/vectorize/id1520204499) - [MobileFamilyTree 10](https://appshunter.io/ios/app/mobilefamilytree-10/id1567970645) - [Logoist 5](https://appshunter.io/ios/app/logoist-5/id6443412717) All apps by Synium Software GmbH: https://appshunter.io/developer/284959715 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-04.*